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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Damon A Anderson <br />STATE OF NEBRASKA, Hall County ss: <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />L I UUALNMIT -S t l Nsvrskit <br />OANiFL ROIN <br />1 1 <br />- Witness <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />Seal t tc _ I I. 0, <br />- Borrower Amy B t' erson <br />The oregoing instrument was acknowledged before me this 27 of <br />4.10/< , by Damon A Anderson and Amy B �d rson. <br />Witness my hand and notarial seal at�ye..�/Z1/ NE in said County, the date aforesaid. <br />201501864 <br />- Witness <br />Seal <br />-Borrower <br />Notary Public Daniel Roth <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />