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<br /> THIS INSTRUMENT PREPARED BY: AFTBR RE,CORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND 1SLAND,NE 68841
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAiJTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on March 20, 2015. The grantors are STEVEI�1 C
<br /> PETERS and LORI R PETERS, husband and wife, whose address is 2727 S 1lOTH RD, Wood River,
<br /> Nebraska 68883-9753 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the
<br /> Home Equity Line of Credit Agreement, dated March 20, 2015 ("Contract"). The obligations of Borrowers
<br /> who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br /> and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is
<br /> P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). STEVEN C PETERS
<br /> and LORI R PETERS have entered into a Contract with Lender as of March 20,2015, under the terms of which
<br /> Borrower may, from time to time, obtain advances not to exceed, at any time, a r'�xMAXIMUM PRINCIPAL
<br /> AMOUNT (EXCLUDING PROTECTIVE ADVANCES)""� of Twenty-five Thousand and 00/100 Dollars
<br /> (U.S. $25,000.00) ("Credit Limit"). Any pariy interested in the details related to Lender's continuing obligation to
<br /> make advances to Borrower is advised to consult directly with Lender: If not paid earlier, the sums owing under
<br /> Borrower's Contract with Lender will be due on April 15, 2020. This Security Instrument secures to Lender: (a)
<br /> the repayment of the debt under the Contract,with interest, including future advances,and all renewals, extensions
<br /> and modifications of the Contract;(b)the payment of all other sums,with interest,advanced to protect the security
<br /> of this Security Instrument under the provisions of the section titled Protectiori of Lender's Rights in the
<br /> Property; and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the
<br /> Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants
<br /> and conveys to Trustee, in trust, with power of sale,the following described properiy located in the COUNTY of
<br /> HALL, State of Nebraska:
<br /> Address: 2727 S 110TH RD,Wood River,Nebraska 68883-9753
<br /> Legal Description: LOT ONE(1),S AND L SUBDIVISION,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> ��Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properry against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �O 2004-2014 Compliance Systems,Inc.FD60-3357-2013L2.10.].895
<br /> Consumer Real Estate-Security Instrument DL2036 Page t of 5 � � www.compliancesystems.com
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