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��15�1541 <br /> ��. Borrower Nvt Re�eased: Forf�earance By Lender Not a �IV'a��er. Ex�ension of the�im.e for payment ar <br /> modification of amor�izati�n of the sums secured by this S�cur��y �ns�rurnent granted b�L�nder�o Borrower <br /> ar any Successor�n�nterest af Borrower shal�no�op�rate ta re�eas�the�iabil�ty of Borrawer or any <br /> Su�cessors in�n�erest�f Borraw�r. Lender shal� not be requ�red ta com�mence proc�edings against an� <br /> Successar in�nterest of B�rrav�r�r or�o refus�t���tend tinae for payn�ent ar Q�herwise mod�fy am�rt��ati�n <br /> of the sums secured by�h�s Securit�r Ins�rument b� reason of an�d�mand made by the origina� Barrower or <br /> an�Suc�essars in�nterest of Borr�wer. Any forbearanc�by Lender in exercisxng any righ��r remed� <br /> �nciuding, wi�hout Iimitat�on, Lender's a�cep�ance of payments fram�hxrd persons, en�i�i�s or Suc�essors �n <br /> �nterest of Barr�wer or in amounts less than�he amount then due, shal�nat be a wai�er�f or pre�lud�the <br /> ex�rc�se af any r�ght or rem�d�. <br /> 'i 3. Joint and Several Liab���ty; C�-signers; Successo�s and Assigns Bound. Borrower co�enants and <br /> agrees tha�Barrovwer's�bliga��ans arid liabii��y shal�be j�int and se�erai. �3ov�ever, any Sorrower who <br /> ca-signs this Securi��r �nstrument but daes na�execu�e�he Nate�a "co-signer"}: �a} �s c�Wsigning�his <br /> S��ur�t� �nstrument�n��r to ma�gage, gran�and co���y�he co�s�gn�r's interest in�he Pr�per�y under�he <br /> terms of�h�s Security Znstrumen�; (b} i�no�persona���ob�igated to pay�he sums �ecured by�hzs Se�urity <br /> �ns�rumen�; a�ad��} agrees�hat Lender and an��ther g�rrti�nr�r can agree�o ex�end, mod�f�, forbear or make <br /> any ac�ammodatxons w��h regard�o�he terms�f this S�curit�r �ns�rumen��r the N�te v�i��ou�the c�-s�gner's <br /> c�nsent. <br /> Subject�� the provis��ns of Sect�on �8, any Successor�n�nterest of B�rrow�r v�ho assumes�orrower's <br /> �b��ga��ons under�his Securi�y�nstrument��.writing, and�s approved by Lender, shail ab�a�n a�� of <br /> Borrovver's r�ghts and bene�ts under this Secur�ty Instrument. Borrower shall no�be released fr�m <br /> Borrower's obliga�ions and Iiab��ity under th�� Secur�ty�ns�rument un�ess Lender agr�es to such release in <br /> wri��ng. The co�enan�s and agrtemen�s�f this �ecurity �ns�rumen�shai��ind texcep�as pro��ded �n Sectian <br /> ��} and benef��the successars and ass�gns of Lender. <br /> �4. Loan �harges. Lender ma�chazge Barrawer fees for services perf�rmed �n connection with B�rrow�r's <br /> defau�t, for the purpose of pr�tec�ing L.�nder's in�eres�zn th�Proper�� and r�ghts under�his Secur�ty <br /> �nstrument, �nclud�ng, hut n�t��mited to, a��orneys' fees, praper�y inspection and�aluation fe�s. �n regard to <br /> any oth�r fees, the absen�e of express au�hor�ty �n this Securi��r Zns�rum�nt to charge a spec�f�c fee�o <br /> Borrower sha�.I no�be c�ns�rued as a prnhibiti�n�n the charging af such f�e. Lender may not charge fees <br /> that ar�expressly pr�h�bited b��his S�cur�ty Instrument or by App���ab�e Law. <br /> �f�h�Loan is sul�ject�a a law v�rhich sets max�mum�oan charges, and that law xs finai�y �nt�rpr��ed so�ha� <br /> �he interes�or oth�r loan charges collect�d or to�e collec��d �n connect�on w��h�h�L�an exceed�he <br /> permi�t�d��m��s, then: �a} any such�oan�harge shall be reduced by th�amoun�necessary to reduce the <br /> charge to the permi.���d limit; and�b} any sums already coliected fram Borrower w���h exceeded permi�ted <br /> �imi�s wi��be refunded t� Barrower. Lender may chaose��make�his refund by reducing the principal ov�red <br /> under�he Nate ar by mak�n�a direct payment��B�rro�uer. �f a refund redu�es princ�pal, the reduct�on will <br /> be�rea�ed as a par�ial p�repaym�ent vvithou�any prepayment charge�vvhe�her or no�a pr�payment charge is <br /> pro�ided for under the No�e}. Borrower's accep�anc�af any such r�fund made by direc�payment t� <br /> Borrower wi�I cons���u�e a vWai�er of any righ�of a�tzon B�rrow�r rnigh��a�r�aris�ng ou�of such❑vercharge. <br /> "[5. Natices. A�1 notic�s g�ven by Barrower ar Lender�n c�nnect�on w��h this Secur�ty �nstrument must be in <br /> wr�t�ng. An}�natice to Borrower in connec��o�wi�h�h�s S�curity Ins�rumen� sha11 be deem�d��hav�been <br /> g�ven�o Borrawer�hen max�ed by fir��class ma�1�r when actuai�y de���ered�o Borrower's notice address if <br /> sen�hy o�her�neans. Not�ce�� any one Borrov�rer shall cans��tu�e not�c�ta a11 Borrowers unless Ap��ica��e <br /> Law�xpressly requires atherv�is�. The notice address shall �e�he Property Address unless Bflrrov�er has <br /> N�Bf�ASKA-5i�gle Family-�annie Mael�reddie Mac UNlF4RM INSTRUM�NT ��rm 30�8 1101 <br /> VMP� VMPS�NEy{i 3�21 <br /> Wv�ters Kluwer Financiaf Seruices P�9��� �t�� <br />