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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME: Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on March l9, 2015. The grantors are LYNDON J
<br /> VOGT and KARA L VOGT, HUSBAND AND WIFE, whose address is 415 BEACHWOOD DR, GRAND
<br /> ISLAND,Nebraska 68803("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign
<br /> the Home Equity Line of Credit Agreement,dated March 19,2015 ("Contract"). The obligations of Borrowers
<br /> who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br /> and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is
<br /> P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island,which is arganized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Island,Nebraska 68801 ("Lender"). LYNDON J VOGT and
<br /> KARA L VOGT have entered into a Contract with Lender as of March 19, 2015, under the terms of which
<br /> Borrower may, from time to time, obtain advances not to exceed, at any time, a **xMAXIMUM PRINCIPAL
<br /> AMOUNT (EXCLUDING PROTECTIVE ADVANCES)''�''�''� of Thirty Thousand and 00/100 Dollars (U.S.
<br /> $30,000.00)("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br /> advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br /> Borrower's Contract with Lender will be due on April l5, 2020. This Security Instrument secures to Lender: (a)
<br /> the repayment of the debt under the Contract,with interest, including future advances, and all renewals,extensions
<br /> and modifications of the Contract;(b)the payment of all other sums,with interest,advanced to protect the security
<br /> of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br /> Property;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the
<br /> Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants
<br /> and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br /> HALL, State of Nebraska:
<br /> Address: 415 BEACHWOOD DR,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LOT TEN (10), WESTWOOD PARK EIGHTH SUBDIVISION, IN THE CITY
<br /> OF GRAND ISLAND;HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> �2004-2014 Compliance Systems,inc.FD60-C9EF-20I3L2.10.1.895
<br /> Consumer Real Estate-Security Instrument DL2036 Page t of 5 � www,compliancesysiems.com
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