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��15�17�� C. �ccu pa n cy. Borrower sha�� occupy, estab�ish, and use�he Property as Borrov�er's pr�ncipal residence wi�h�n 6� days after�he execu��on of th�s Secur�ty Instrument and shall con�zr�ue to occupy the Prope��:y as �orrower's prin�ipa� residen�e far at least one year aft�r�he da�e af�ccupa.nCy, unless Lender athervvis� agrees in writing, which cons�nt shall not be unreasonabiy with�e�d, or un�ess ex�enuat�ng circums�ances exist vWhich are be�ond Borro�rer's controX. 7. �'reservation, M aint�nance and Protection of the Property; Inspections. B�rrower shall no�des�ray, damage or impa�r the Prop�rty, a��w�he Property to deter�orate or commit�vaste an the Praperty. �]L�he�her or na�B�rrow�r �s r�s�ding �n the Praperty, Barrower sha11 ma�ntain th�Property�n order to prevent�he Property from d�teriorating or decreasing in�ralue due to its cand�t�an. Uniess��is determined pursuant�o S��tion 5 that repair ar restaratifln is not econom�cal�y feasible, Barra�ver sha�l prompt�y repa�r�h�Property if damaged�o avaid further deteriaration or damage. �f insurance or condemnatian proceeds are paid in connectian v�rith damage tfl, or�he�aking of, the Pr�per�y, Borrov�er sha�l be respansible for repairing ar restor�ng the Property only�f Lender has r�l�a.�ed proce�ds for such purposes. Lender may d�s�urse praceeds for�he repairs and restarat�on in a s�ngle paym�n�or �n a series of pragress payments as th�work is comple�ed. If�he��surance�r candemnation proce�ds are no�suffici�nt to repair or restore�he Property, Borrower is not relieved of Barrovtrer's obliga�ion f�r the cample�ion of su�h repair or restaratian. L�nd�r or its agent may mak�reasonab�e entries upon and inspections�f�he Pr�perty. �f it has reasonable caus�, Lender may inspec�the interi�r of the improvements on the Property. Lender shall gi�e Borrow�er na��ce at�he time of or prior to such an�nterior inspectian specxfying such reasonable cause. $. Borrow er"s Loan A ppticativn. Borrov�er shall be in defau�t if, during the Loan app�.ication pra�ess, Borro�uer or any p�rsons ar entities acting a�the direct�on of Borrov�rer or vv�th Borr�v►r�r's knawledge flr c�ns�n�ga�e mater�ally fa�se, misleading, or inaccurate�nformat�an or stat�men�s�o Lender�or faiXed to provide Lender wi�h mater�al information� �n conne�tion with the Loan. Material representations include, bu� are not limi��d�o, represen�ations�oncerning Borrower's occupancy of the prflper�r as B�rrower's pr�ncipal residence. - �. Prot�ctivn �f Lender's 1 nterQst in the Praperty and Rig hts U nder th�s Secur�ty I nstrument. If�a� Borrovtrer fa��s to perform th�c�venan�s and agreements conta.�ned in this Security In��rument, �b}t�ere is a �ega� proc�edi�g that might significantly affect Lender's interest in the Proper�y andlor rights under�his S��urity�ris�rument�su�h as a praceeding in bankrup��y, pr�l�ate, far condemna�ion or forfeiture, for enforcemen�of a��en which may attain priority o�ver thi� Security�nstrum.ent or to enforce Ia�vs�r regu�ations�, or�c]Borrower has aband�ned the Property, then Lender ma}�do and pay for wha�e�er is reasanable or appropr�ate to protec�Lender's in�er�st in th�Praperty and rights under this Security Instrumer��, inc�uding pro�ect�ng andlar assess�rig the value of the Pra�erty, and secur�ng andlor repairing the Property. Lender's actions can include, but are no�1�mited to: �a}�a}�ing any surns secured by a Iien v�rhich ha.s priarity over this 5ecurity�nstrument; �b} app�ar�ng in cour�� and�c}paying reasonable a�torneys' fees to protect��s �nteres�in the Property andlor righ�s under�his Secur�ty�ns�rumen�, �nc�uding i�s secured pos��ion�n a bankruptcy praceedirig. Securing the Property�nc�udes, but is not�imited��, entering the Property to make repa�rs, change�ac�s, replac�or board up doors and windows, drain water fram pipes, e��miriate building �r other code v�olation�or dangerou� cond�tions, and have u�z��t��s turned on�r off. A��hough Lender may�ake act��n under�h��5ection 9, Lender does nat ha�e to da s� and �s not under any du�y or obligation to do so. Yt is agreed�hat�Lender incurs na liabil�ty for not�ak�ng any or all actians author�zed under�h�s Sect�on 9. 88�1�85�495 � � 88D�fi85495 NEHRASI{A-5i�gle Fami[y-�ar�nie M aelFreddie Nia�UNI�QRM INSTRLIM ENT 1NlTH M ER5 � � F�rm 3p28 1 f01 VM P 0 . VM P6A�NE)��3D2� Wni#ers i{!uw er Finar�cial Services Pag�8 af�7 a .