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��15�17�� <br /> �C� "Lender" is Bank of the �est , a Ca�Y f�rn�a state bank i n� corp. <br /> Lender is a corp��-at�on <br /> organiz�d and existirig ux�d�r the Iaws of The S t a t� a f Ca 1�f o r n�a . <br /> Lender's address �s 135C3� Ca�i f orn�a St, NE-BBP--LL-P, �maha, NE �8�54 <br /> ��� "Trustee" rs Bank of the �est, a �a��forr�i a state �ank i ng �orp. <br /> �E� r'II�EF�S" is Mortgage E�ectron��F�..�g�stra�ion 5ys�ems, Inc. MERS is a separate corporat�an�hat�s acting <br /> sale�y as a nanunee f�r Lender and Lender's successt�rs and assigns. MERS�s the�enefic�ary under this <br /> Secur�ty Instrument. MERS is organized and ex�st�ng under�he�aws of Delaware, ar�d has an a�dress and <br /> tel�phane numb�r of P.C�. $�x�026, Fl�nt, MI 455�1�-�U26, ��1. �885} �79-MERS. <br /> �F� '�N ote" m�ans the promiss�ry no����gned by Borrovver a.nd dated �Ia r ch 19, ��1� . The Note <br /> sta��s that Borr�wer owes Lender N�.nety Faur Thausand Thr�e Hundr�d And Zero/�.�� <br /> Do��ars�U.S. $94,3D�.C�C� }plus interes�. F3arrower has pram�sed�o pay this d�bt in regular <br /> Peri�d�c P ayments and to pay the d�bt rn ful l r�o��ater than Ap r i� D l , ��4 5 . <br /> �G� "Prv pe rty'" means the property that i s described below und�r the heading "Transfer af�ti�hts in�he <br /> Property." <br /> �H� "Lo�n�" means the debt���denced by the N�te, plus in�er�st, atly prepaymen�charges and�ate charges due <br /> under�h�Note, and a.�� surn.s due under this S�cu�-ity Instrumen�, p�us interes�. <br /> �I� "R[ders" m.ea�s a1��..iders�a this Secur�ty Instrument�ha�are execu�ed by�3�rrawer. The follow�.ng Riders <br /> are to be execu�ed by Borrow�r �c�.eck box as appiicabl�]: <br /> 0 Adjustable Rate Rider [� �ond�minium Rider [� 5ecvnd Home Rider <br /> ��a�loon Rid�r [.�Plarix�ed Unit D��elvpmerit Rider C] I�4 Family Ri.der <br /> �VA R�der �Biweek�y Paymen�R�der [� �ther�s� [specify� <br /> 4J� "Ap�licable Larnr" m�ans a1i c�ntrolling appiical�le federai, state and laca� s�atutes, r�gulations, <br /> ord�nances and adminis�rati�e ru�es and orders�that have the effec�a�'�aw� as�nre�l as ali app�icable fina�, <br /> non-appealable�udic�al opinions. <br /> ��� rr��mmun�ty Asso�iat�on Dues, Fees, and Assessments" means a11 dues, fees, assessments and flt�aer <br /> �harges that are�mposed an Borrflw�r ar the Praperty by a candflminiu.m association, horneowners <br /> a�ssociat�on or s�miiar�rganiza.�ione <br /> �L� "'Electronic Funds Transfer" means any transfer of funds, o�her than a transac�ion or�ginated by check, <br /> draft, or s�mi�ar paper ins�rument, �vhich is ini�kated through an el�ctronic�erminal, �e�eph�nic�nstrum�n�, <br /> compu�er, or rnagn�t�c�ape sa as�fl order, instruct, �r authorize a finan�ial �ns��tution�o debit or credit an <br /> account. Such term�ncludes, but is not lim�ted ta, point-vf-sa�e�ransfers, auto�nated�eller machin� <br /> transa��io�s, transfers inx�ia�ed by te�ephane, w�re�ransfers, and autama�ed clear�nghouse transfers. <br /> ��� rr��r�W �tems" means thvse�tems�hat are descr�bed in Sec�ion 3. <br /> SS�iF85495 `� 8841fi85495 <br /> NEBRASKA-Sin�le Fam i�y-Fannis M ael�reddi�M ac UN�F�RM iNSTFiLIM ENT VIlITH M ERS �orm 302 8 �10� <br /> VMP Q VMP6A{NE)(13�2) <br /> Vlla�#ers Kluw�r Financ�a�5ervices Page 2 af�7 <br />