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��15�174� B�RR�WER ��VENANTS that Borrower is �awfu�Iy seised of th�esta�e hereby conveyed and has the right to grant ar�d convey the Propert� and that the Pr�p�r�y is unencumbered, �xcept for encumbrances of record. Borr�wer warrant�and wi�� defend �enerally th�title��the Property against all c�aims and demands, subject to any encumbrances�f recard. THIS SECUR�TY �NSTRUMENT comb�nes unif�rm cov�nants far na��ona� use and nan-un�f�rm c�venan��w�th limited variat�ons by jur�sdict��n to constitu�e a uniform se�ur��y ins�rumen�c�v�ring real pr�p�rty. Uniforrn Cvvenants. B�rrower and L�nd�r coWenant and agree as fol�avws; �. Payment of Princ�pal, tnterest, Es�row Items, Prepayment Charges, and �ate Charges. Barrawer sha��pay�vhen�ue the prin�ipal af, and interes�on, the debt ev�denced b�r the No�e and any pr�pa�ment charges and late�harges due under�he Note. Borra�v�r sha�i a�so pay funds for Escraw ��ems pursuan�to Section 3. Paymen�s due under�� Note and this Securi�� nstrumer�t sha11 be made in U,5. currency. Howe�er, if any �heck or o�her instrument reCex�ed by Lender as paym�nt und�r the No�e�r thi� Se�urity �nstrument is re�urned to Lender unpaid, Lender may requ�re�hat any�r all subsequ�nt pa�m�nts due under the Na�e and�his Security �nstrument be made in one or m�re�f the fa��owing farms, as se�e�t�d by Lender: �a}cash; �b} mane�order; �c}�er�ified ch�ck, bank check, treasur�r's check or cashier's check, pro�ided any such check�s drawn upan an�ns�xtution whose deposi�s are insured by a federai agency, instrumenta�ity, ar �ntz�y; �r�d� Electr�nic Funds Transfer. Payments are deem�d r�ceiv�d by Lender when re�eived at the�ocation designated in the Nflt�or at such �th�r�ocatzon as may be designated by Lender in accardance�i�h the natice pravisions in Se�tion �5. L�nder may return any paymen�or partia�payment if�he paym�n��r par�ia�paym�nts ar�insufficien�to bring the Loan curr�nt. Lend�r may acc�pt any payment nr par�ial paymen� insuf�G�ent to bring the L�an current, wi�hout wai�er of any rights h�r�und�r�r prejud�ce to its righ�s�o refus�such paymen�or partial payments�n the fu�ure, bu� Lender is n�t ab�igat�d to app�y such payments at th�tzme such payments are accepted. �f�ach P�r�ad�c Pa�men� �s appl��d as of i�s sch�dul�d due date, then L�nd�r n�ed not pay int�rest an unapp�ied funds. L�nder may h��d su�h unapp��ed funds un�il Barrov�er makes payments�a bring�h� L�an current. if Barra�ver does n�t do sa vvith�n a r�as�nabi�period�f t�m�, Lender sha�� ei�her app�y su�h funds ar return them�a Borrower. �f not app�ied�arlier, su�h funds w��be applied�o�he ou�standing pr�ncipa�balance under the N�te�mmedia�e�y priar�o fareclosure. No offset or�laim which Borra�►rer�ght ha�e now or �n the future against Lender shall re�i�ve Borrower from making payments due under the No�� a.nd this Se�urit� �nstrument or performing�he covenant�and agre�ments secur��by�his Security Instrument. �. Application vf Payments ar Proceeds. Except as otherwise de�cr�bed in this Se��ion 2, a�� payn�en�s accepted and appl�ed by Lender shall be applied in�he fo��ov�ring order of priority: �a} interest due under the Not�; �b}pr�ncipal due under the Note; �c} amounts due under Section 3. Such payments sha11 be appl ied ta each Period�c Payment �n the order in vvhz�h i�hecame due. Any rernaining amoun�s sha�l be applied first t� lat�charges, sec�nd to any oth�r amounts due under�h�s Security Instrumen�, and then to reduce the pr�ncipa�balance�f th�Note, �f Lender recezves a payment from Borro�er f�r a de��nquent Periodic Payment which includes a suff�cient amount to pay any late charge due, �he payment may be applied to the delinquent payment and the Iate charg�. �f mare than one P�r�odic Payment �s ou�standxng, Lender may appXy any payment recei�red fram Borrnwer��th�r�payment of the P�riodic Payments if, and�o th�extent that, each payment can�e paxd in fu��. T� the�xten�that any�x�ess exists af�er the paymen�is app��ed��h�fu��paymen�of ane or more Period�c Payxnents, such exC�ss may be appl��d to an��ate charg�s due. Voluntary prepayments shai�be appl�ed fir�t to an�prepayment�harge� and�hen as descrxbed in the Note. N�BRASKA-Single Famiiy-�a�nie MaelFre�die Mac UNIFDRM ENSTRUM�NT Form 3Q28 11D1 VMR fl VMPfitN�f�1302f Walters Kluwer�inancia�Ser�ices Pag�4 af l7