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<br /> l.��n lV�: �'1����$� ���l��i�[.[��� �a�� �
<br /> ��v�ra�� am��r��s �� ���d�r m�y r����st vvit� �"i r��t�� �nd ��n��r l��in� n�rrt��[ �� ���[i�i�r��l ins�r��s ir� Su�l�
<br /> Ci�bi[i�y €nsur�r,c� ��li�i��. Adciiti�r��l[yr T��tst�r s�i�l[ m�in���n ���h �th�r insuranc�r �n�lr��ing �u� n�t lim�-t�d t�
<br /> [�a�ar�r ���in��� Ent�rrup���r�r �n� ��il�r in��r��r��r �s ��n�€�r rn�y r����n�l�ly r��{uir�. ��[��i�s ���ll �� wr��k�n iri
<br /> �r�rm� �rrti�U r���� ����r���� �n�i ���i� r����r�abE�r a���pt��1� t� L�n��r �nd is���d by � ��m�any �r ��r���n���
<br /> r����r�a1�Fy ����pt�k�l� t� ���d�r, �"r��t�rr ���n r������ �f L�n�C�r, �riCl d��iv�r �� L�n��r fr�rn �im� t� �i�� �h�
<br /> p�li�i�� �r �erti�i�at�s �f in�u��r��e in f��rn s�tisf��t�ry�a L�r�d�r, in�iu�ir�� stipr�l�t��r�s that��v�rag�� v�rill n�t��
<br /> ��r����l�� �r �ir�inish��C vv3th�u� at l��st t�r� {��} �[��r� �ri�r �+rritt�� n�ti�� t� L�r�ci�r. Ea�1� ins�r�r�c� ��li�y �ls�
<br /> �h��l i��Iud��n �nd�r��m�nt�r�vidin�tha-t��v����e i�f�v�r��L�n��r wil! n�t ta�im�air��1 ir�any�+ray b�any��tf
<br /> �m��si��, �r d�faus� �f Trust�r�r�r�y �tl��r��rs�r�. �h�uld tl�� F��a1 F�r���rty �� l���t�d ir, an �r�� d��i�n�t��l �y
<br /> t���d min i�tr�t�r��tE�� F��1�r�] Em�r��n�y 11lI�n���m�nt A��n�y�� � ����i�l fl��d l��z�r�] �r��� Tru�t�r��r�����
<br /> ��t�i r� an� T�'1�Cf t��ll'] F���ral Ff a�� f n�ur����r i-f �va il�b le, f�f th� �uf I r�np�id prin�i�a[ b�lan�� ��th� I��n an� any
<br /> �ri�r [i�n� �n �h� pr�p�rty s��uri ng th� l��r�{ u� t� tl�� m�xi rr�u rrt ��[��� [im it� s�� ur�d�� �� ��ti�r��I Fl���!
<br /> �n��r�r��� �ra�r�m� a��s��h�rv�is� r��ui r�d �y L�n��r� ���]��ma irttai n���h i r�s ur�n����r t�e t�rm�f�[��l��r�,
<br /> A�pli��ti�n �f�r������. Tr�a�t�r sl��ll pr�mptly ��tif�r ��n��r�f�n� ]��� �r r��rrt��� �� th� �r���rty. L�n��r m�y
<br /> m�I�� �r��f �� ]��� Ef Tru���t� f�i I� ta �� s� v�it[�i r� �ift��r� �1�} �ays �f th� �as u�lt�r. �J�lf��th�r �r n�� L�r�d�r's
<br /> s��urE� i� i r���i r�d, L��d�r m�y, �t L�n��rr� �l��ti�nr r���iv� �n� r�#�i n th� pr�G���[s �f�ny �n��r�n�� �n� ��piY
<br /> -kh� �r�����s ta t�e redu�ti�n �f tl�� I��l��t��r��s�� ���rr��r�# �f �r�y li�r� �f�����n� �h� Pr���r�r, �r t[�� r�st�r�ti�n
<br /> �n� r��a ir af th� P����rty. ]f ����l�r �I���� t� ���ly th� p�����r�� t� r��#�r-��i�r� �n�J r���irr Tru���r��r�ll r�pai r ar
<br /> r�pl�ce �h� �!�m���� �r d��tr���� I m�r�v�rr����s in � m��r��r s�ti�f��t�ry t� L�nd�r. L�r�d�� �h�ll r ra���
<br /> sati������r�r �r��f �f s��h ��cp�n�li��r�, ��� �r r�ir�t��r�� Tr�,st�r �r�� �h� pr����ds ��r �h� r��s�na�1� c�st �f
<br /> r�p�ir �� re���r�ti�� E� Tru���� E� r��t ir� d�f���t u�td�r �h�s f���d �f T�ust. Any �r�����s v�rhi�h h�v� n�t ���n
<br /> dis�ur��� vwri�hin ��� r�ay� �'�t��th�ir r���ip� �nd whi�� L�n+��r h�s n�t c�m�r,i��d t� �F�� r���ir �r r�s��r�ti�r� ��F
<br /> t�� Pr����ty s��31 �e �s�� first t� pa�r �ny am�u�t�v��n� �� L�n��r un��r tf�i� ���� �f Tr��#f �h��t� p�� ���r���J
<br /> ir���r���r ���J �h� r��n�i n��rr i� a��r �h�ll l�� ����i�� #� tl�� prir��i��� ��I�r��� �f tl�� �r�de�t�dr��s�. If ��nd�r h�I��
<br /> a�y �r������ �ft�r �a�yrr��nt ir� f��l �f t�� ]n��bt�dn��sr s��h pr������ sh�l[ b� p�id �� Tr�s��r as Trust�r's
<br /> in��r��ts ma�r ap��a r.
<br /> ��rr��ta�r��� �ith �istirig tnd�bt�dn���. �r�rin� t�� p�ri�� ir� �nr�i�[� �ny ��istin� Ind�bt��n��� d�s�rik��d f��l��r+f i�
<br /> i� ����tr ��rn pl i�r��� v�ri�h �1�� insur�n�� �r�rris i�r�s ��r���i r,�d irr th� ir�strurn�n� �vi��n�in� su�h E�cistir��
<br /> [r,d�l���d��s� s I��I f ��r,stitut� ��m�l i�r��� vxri#h �h� ins�r�n�� pr�vi�ion5 un�l�r tF�is ���d �f Ti rustr �t� tF�� ��ct�rtt
<br /> ��m plia n�� �r it� �h� ��rms �f tE�i� ���d �f ir�s� �v�u I� ��r�s�itu�� a �up li�a-ti�n �� in�ur�n�� r���ir�m��tt, �f any
<br /> �r�c�e�is fram t�i� in�ur�r��� b���m� �a�yabl� �� 1�ssF��� �r�vis��r�� �r� tF�is a��d �f�r�tst��r div�si�n �f pr����ds
<br /> s�r�f� ��ply�r��y t�tl��t��rtio r��f�h� pr����d� n�t��ya�le t�th� h�ac��r��t�� �xi�t�n� E nd����dn�ss.
<br /> Tru�t�r'� ��p�rt�r� fr��ura���. �p�n r����s� �� L�nd�r� ��vtir�v�r r���m�r�tl���r� �r��� � y�ar, Tru�t����ta!] furnis h
<br /> t� �.�n�l�r � �-��ar� �r� e�cF� ��cistir�� �a[icy �f �r,suran�� �h�v�in�: (�� th� �am� Qf �he ins�r�r; ��� th� ri��C.s
<br /> in��r��r ��) �h� a����t �f th� p�li��rf ��} t�i� �����r� ir��ur��r �i�� tf��n �urr�n� r��f���m�nt valu� �� ���h
<br /> �r���r�yr �d I 1��I`l� I�'1�l1C1$r����t�C['C'lJfl lfl�i t�1�t V�I'�l�i �r�d ��� �h� ��c�ir�ti�n ��t� �f th� p��i�y. Tru���r�l��I1 r ���r�
<br /> r��u����f��n��r, h��r� an i nc��p�n��n��p�r�i������i�f��'t�r�t� L�r�d�r����rrn i��t}�� ca�Y�valu� r��l a�e��nt�o�#
<br /> ��r th� �r�}���ty-
<br /> LEN�ER'� ��'EN a IT�RE�. ���r�y a�ti�� �r pr�����ir�g is ��rrym�r���� �l��t v�r�u[d rr3�t�r��l�y a�F��� ��n��r's i�t�r�st ir�
<br /> th� �r���rty Q r E�Tru���r��i[� t� �o m�[y w it� �ny pr�rri�i�n ���hi� D��� �f Tr�st�r ���r F{�l�t�d ���ur��t�t�f ir,�l ud�n�
<br /> �ut ��t lim i��� t� Tru�t�rr� f�il e�r�t� ��m��y w itY� �r�y ��It��ti�n �� r��i�ta i� ��i�-ti ng 1 ncl��t�c�r��s� in ���� st�n�in� �s
<br /> r���ir�d ��IavvF�r#�di��l������r p�y wh�n c�u� �ny�m�un��7r����r is r�quir��f t��is�l��r���r�ay un���th�i� D��c� �#
<br /> �rus� �r any R�l�t�d ���um�nt�, L�n�l�r �r� Trust�r's ��[��If m�y ��ut �h��l n�t 1�� �i�[���t�� ��) ���C� �ny ac�i�r� �F���
<br /> L�n��r ���m$ ���r��ri�t�, in��u�ir�� ��at n�t lamit�� to �i��h�rgir�� ar ��yir,� �[f �a�c�sr lien�, ����rity int�r��tsr
<br /> �r�cumE�r�rr��� an� ���er �l�im�r �� ar�y �irrt� C��i�� �r p����d �r� th� �r�p��ty �n� p�yin� �I� ��s�s f�r �r��t�ri��r
<br /> m��nt�inin� �n� ���s�r�ir�g tf�� Pr���rt�r. AI� su�h �xp�n�i�ur�s irr�urr�d ar p�i� �y L�nd����r �ra�h ��rp�s�� �+rill �h�r�
<br /> ���r ir�t�r��t �t th� �at� �h�r��� und�r��� N�t� fr�rn th� d��� ir�curr�� �r �a�a� by L�nd�r�� tF�� �i��� �f r���yr��r�t �y
<br /> �rus��r. ��1 �uch ����n��� vtiri[1 ����m� � ��rt �f �h� [nd��t��r���s and, �t L�n���'� ��'�i�n, vvill �A� �� ��y��l� ��
<br /> d�man�; {6� �� �r�€���I �� �kY�� f�a[�r��e �f th� N�t� ��� �� app��iQ��� �m�r�g �r��i I�� ��y�bl� vtiri�h �ny in�tal�m�nt
<br /> paym�r�ts t� ����r�t� du� durin� eith�r {'�} �h� #�rrr� �f�r�y ���[����I� i�suran�� ��li�y; �r ��� t}�� rem�ini�g terrr� ��
<br /> th� �f���F �r ��} be tr��t�d �s � ball��r, p�ym�r���nrhi�h vv�l[ �� r��a� �r�d ��y���� �t t�i� N�t�'� rr,�t�rity. Th� L���d ��
<br /> Tru�t �E�� vtiri E I ���u r� ��ym�nt �f �h��� �m�ur�t�. �u�� ri��t �h�ll b� in ��di-ti�n t� al[ ��h�r r��h�� �nd r�rrti��i�� t�
<br /> w hi�h L�n��r m�y f�� �r��itl�d u€��r� ��fau[�. �
<br /> 1lI��F�RAI�YY� �EFEIV�E�F TI�L�. Th�f�[l��ir�� �r��ri�E��s r�[�ti r���� ��r+fr��rs I�i�a��h� E�r���rty�r�� ��r��f�his ���d
<br /> �f Tru�t:
<br /> Ti�[�. 7r���Qr �va�r�nt� #1��t: ��� Trust�r h�l�� ���� �n� m�r��t��I� tit[� �f ����rd �� �h� �r�p�rty in ��� �impCe,
<br /> �r�� an� �I�a� �f al l I i�r�s �r��l �n�um k�r�r���s �th�r ���� t�n��e s�t ��rth i n �h� F�e�I �r���rt�r,r �es�ri�ti�n �r in -th�
<br /> E�i�tin� Cnd�l����l��s����ti�n ��I�w ���n �r�y title in��r�r��� ��li�y, ti�i�r�partr �r fiin�l t�tl� ��ir�i�n i���r�� ir�fa�v�r
<br /> �fr and �����t�d by, ���r��r in c�r�r���ti�r, v�rit[� tf�i� ���d �f Tr���r �n� ��} Tru�t�r ��� tl�� f�ll ri�f�t, ���nrerr �n�
<br /> authority#�����ut��r�d �[�liv�r�hi� �e�d �f Tru�t t� L�r�d��'.
<br /> L�ef�r�s� �f Ti�l�. ��1����t �� �h� e�ce�fii�r� ir� ��� ��r��r�pl� a[a�v�� Tr�s��r warra�ts �r�d �rvi�l f�t'���r d�f�r�d th�
<br /> ti�f����he �r�p�rty ���i r�s�th� l�vwr�r�I �I�ims ��a]I p�r�a n�. I r��I�� �v��t�ny a�ti�n �r �r�����i in� i� comrr���c�d
<br /> tl��t t�u��tE�r��Tru���r'��itl�or the in�t�r�s��f Trust�� �r L�n��r�n��r thi� ��ed a�Trust,Tru��ar�h��l d�����th�
<br /> a�tio� a�t Tru���r'� ��c��r�s�. Tr��fi�r m�y he t�e nomi r��f ��rty i r� �u�h pr�����in�r b�� L�nd�r s�al1 i�� �r�titl��f t�
<br /> p�rti��p�t� sn th� pr��e�d�n� �r�d t� b� r�pr����t�r� i� ��� }��aceedi�� I�� ��ur+s�l �f L�n��r'� �wn chc�i��r and
<br /> �i rust�r�rv�1[ d��iver, �r ���s��� E���i�l iv�r��� t� L�r�d�r���I� i n�t«m�nt� �� Len��r rn��r�qu�st�rr�rr►#i m�t�ti r�-t�
<br /> -t� ��rr�-ii��ucf� ��rti�i��ti�r�.
<br /> �vmp[i�r��� l�it� L�vrr�. Tr����r warr�nts tf��t t}�� �ra��rty �n� Tr����r'� use a� th� ��a��rt�r ��rr�p1 i�� v�rith ��1
<br /> , ��istir�� ����icaE�[�la�rsr�rdin�r���s� �n� regr�l�t��r�s��g��ernm�r�taE�uth,�t�iti�s.
<br /> Sur�iva[ �� �e}�r�s�r�t�ti�n� �r��[ �1f�rr�n#i�s. A!I repr�s��t��i�r��� ��rr�nti��, �r�� ��r��m�nt� rrt�d� I�y T�t�st�r ir�
<br /> t�i� I���� af Tr���s h�l[ �u r�iv�t�i� ����t��ian ��� ��[i�r�ry��#hi� ���d ��Tru�t, s t��l i �e ��r��i n�in� i n n��urer and
<br /> �h�ll r�m�in ir�full f�r�� an� �ff����nti[�u��r�irn��s Tru�t�rr� E r�d���e�ln��s sl��l l b� p�id in�ull.
<br /> �]�T1N� IN��BTE��E�S. The foll�v�rir�� ����i�i�t����r���rnin� Exi�t�ng Ir�def�t�dn�s��r�� ��rt�#tl-�i� �����f Tru�t:
<br /> E�i�tir�� Li��. The [ien �� �h�� a��d �f Trust ���urir�� th� Indef�t��lr��s� m�y ka� ��c�n��ry �n� ir�f�ri�r #� �r�
<br /> e��s�ir�g I��r�� Trus�ar���ar�ssly ��ven�r��s �r�d ��r��s t� p�y� �r s���� #h� pa�m�nt�fr �1�� �istin� �rr�f��t��n��s
<br /> �n�t� ���v�n�a�y€�e�au It�r� s u�h �n�1��at��n��s� �ny�J�fauEt un�er�1�� tr��tr'urr��nt� �vi��n�i n�su�}� i�nde�t��lr��s��
<br /> �r ar�y�i���ult urr�]�r�ny����ri���a�um�nt�f�r s��� ir,d��t�dn���_
<br /> l�i� �Ul��if���i�n. Tru��ar �h�fi r��� �r���� int� �ny a�re�men� ��tl� tY�e 1��1��r �f �r�� m�r����er deed a� trust, �r
<br /> ather �ecuri�y ��r��m�nz wF�i�E� ha�. pri���ty ��r�r this �e�� �� Tru�t by v�rC�ic� �l��t ��r�em�nt i� m��ifi��r
<br /> �rr��n���, ��t�nd��, �r ��r��v�r�d w itl���t �h� pr�ar v�r ri�t�n c�r�s�r�t �f L�r�d��. Tr���ar s hal E ne��h�� r����st ��r
<br /> �������r�y f�tr�r���1�r�n��s un�er�r�y�u�h����arity��r��ment v�ithou�th� �ri�r�vritt�r���r���nt�f L�nder.
<br /> ��N�EIIl�IIlAT[�II[. �h�f�Jf�v�ri t�� p r�visi�r�� r�l��i ng�� ��nd�mr��ti�r��r����di n���r�� p�r���r thi�����f�f Tru�t:
<br /> �roc���ir�g�. �t �n�r p�����d�n� in c�nd�r�r��ti�r� �s fil��r Tr����r sh�]l pr�mptl� ���ify L�r,d�r ir� �r+fritin�f �nd
<br /> T��s��r sh�l[ prom�tly t�k� su�h ��ep� �� m�y b� r��ces��ry t� �����d th� ��ti�n �r�� �E���in tl�e aw�r�i. Tru���r
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