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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />&Mk - c C (Seal) <br />Enriqu orres Casillas <br />STATE OF NEBRASKA, Hall County ss: <br />of A <br />lj reg.oing instrument was acknowledged before me this �� day <br />The <br />0/1" b Enrique Torres Casillas. <br />Witness my hand and notarial seal at ��c✓S /•- ski✓ €in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />J J & RAL 80 Y- Sit <br />- Borrower <br />s ._:�► DANIEL <br />Exp. APriI 1, 2016 <br />?.,. <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />- Witness <br />201501722 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />