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��15�1�9� <br /> �G3 rr�ender" is �ame Fed�ra� Sa�i ngs ar�d L�an Assn of �rand I�1 and . <br /> Lender is a 5a��ngs and Loan <br /> organiz�d and e�isting under�he�aws tif Th� St�te of .Nebraska . <br /> L�nd�r's address �s ZZl South Locust St Grand I sl ar�d NE fi8801 <br /> L�nder�s�he beneficiary under�h�s Security �nstrumen�. <br /> �D� "Trustee" �s Ar�nd R Baa�k, Attorn�y <br /> �E� "Note" n�eans the pramissory no�e s�gr�ed by B�rro�er and dated Mar'ch 20, �Q15 . The Note <br /> s�at�s tha�Borr�wer�wes Lender ��VE HUNDRED TH I RTY F�]UR TH�USAND F I VE HU�DRED <br /> AND �DI�.Q� <br /> Doilars �U.S. $�.34,�DO.�0 }p�us�nter�st. B�rr�wer has pr�rnised to pay th�s debt in regular <br /> Per�od�c Payments and to pay the deb�in fu�� nat �ater than Ap r i 1 l, 2�45 . <br /> �F� "Prvperty" means t��pr�perty�hat is descr�bed beiflw under the heading "Transfer of Rights in the <br /> Proper�y." <br /> �G} "l.oan" m�a.�s th�deb�e��den�ed b��ie Nate, p�us �nt�res�, any prepaym�n�charges ax�d late charg�s due <br /> under the Note, and ai� sums due under this Securi�y�ns�rument, p�us interest. <br /> ��-!3 "F�iderS" means aii�iders tQ th�s�ecur�ty Ins�rum�nt�hat are executed by Borr�vver. The f�Iiowing Rider� <br /> ar�to b�execut�d by Borrawer�check bax as applicab�e�: <br /> Q Adjus�able Ra�e R�d�r [�Condamainium Rider � SecQnd Home R�der <br /> �Balloan Rider �P�anned Un�t Deve�opmen.��tider [..� 1-4 Fami�y Rider <br /> Q VA Rid�r ��iwe�ki�Pa�nlen�Rxder [..���her�s} �specify� <br /> �I} "App�ica��e Law" means all con�ro��zng appl�cab�e federal, s�ate and�o�a1 statutes, regu�atzan�, ardinances <br /> and administrati�e ru�es a.�d orders�that�ave the effect of law} as wel� a�all appl�cable f�nal, non-appea�abl� <br /> judicia�flpi�ions. <br /> tJ; "Cammun�ty Assvc�atifln Dues. Fees, and Assessments" means a�l du�s, fees, ass�ssrnents an�other <br /> charges�hat ar��mposed on Borro�ver ar the Proper�y by a c�ndominium associatifln, hom�a�vners <br /> associ��ion ar s�xn��ar organ�za��on. <br /> �K� "EleGtrvnic Funds Transfer" means any�ransfer nf funds, oth�r�han a transaction or�gina�ed by check, <br /> draft, or simi�ar paper�nstrumen�, which is initiated through an el�ctron�c��rmzna�, te�eph�ni� instrumen�, <br /> co�mputer, �r magne�ic�ape so as to order, instruct, or auth�rize a f�nanczal znst�tutzon to d�b�t or credxt an <br /> a�count. 5uch term inc�udes, but is not limited t�, po�nt-of sale tran�f�rs, automatec�te��er m.achine <br /> transactions, transf�rs in�t�a�ed by t�lephane, wire transfers, and aut�mated c�ear�nghouse transfers. <br /> �L� "Escrow �tems" means th�s� ��ems tha�are d�scrz�ed in Section 3. <br /> �M} "Miscellan�vus Proceeds" means any c�mpensatinn, se�t�ement, a�vard of damages, or pr�ce�ds pazd b�r <br /> any�hird party �other than insurance praceeds paid under the ca��rages des�r�b�d �n Se�t��n S} for: �i} <br /> damag�Co, or destruct�on af, th�Proper�y; ��i} candemna���n ar other�aking�f a��ar any par�of�he <br /> Property; �zi�}conve�ran���n lieu nf�ondemnat�on; �r�iv} misrepre�en�ations of, or amissions as�o, the <br /> �a�ue andl�r condxt�on of the Pr� er� . <br /> NESRASKA-Singl�Family-Fannie MaelFreddie Mac UNI��RM�NSTRUM�NT �c�rm 3a28 11�7 <br /> VMP Q VMP��NEf 413DZy <br /> Wa�ters Kluwer�inancial Ser�ices Page 2 0�9 7 <br />