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��15�1�75 requ�red by RESPA, and Borrower shal� pay �o Lender the amaun�n�cessary to�make up t�ae def�czenc� in accordance wi�h RESPA, but in no mor��han �Z manth�y pa�ments. t�pan paymen� in full of all sums secured b� �hi� Security �ns�rument, Lender sha��promptly refund�o Barrower any Funds held by L�nder. 4. Charges; Liens. Borr�wer sha�l pay all �axes, assessments, charg�s, fines, and impositions at�ributable to the Proper�y which can atta�n pr�arity flver thxs Se�urity �nstrumen�, leaseho�d paymen�s or ground rents on the Praper�.y, if any, and C�m�mun�t� Assaciation Due,s, Fees, and As�essments, if any. To the extent that these items are Escrow �tems, Barrawer shall pay them in the manner prov�ded xn Section 3. Borrower sha�� prompt�y d�scharge any lien which has pr��r��y o��r this Security Instrument un�ess Borrav�ver: �a} agrees �n wr�t�ng ta the payment flf�he obligati�n secured by �he�i�n in a manner acceptabi� t� L�nder, bu�anly so ��ng as Barrower is perfQrm�ng such agreement; ��} contests�he Iien�n g�od faith by, �r defends against enforc�ment of�he lien in, legal proceedings�hich �n Lender's opin�on operate to pre��n� the�nf�rcement of the Ii�n while thos�proceedings are pend�ng, but anly until such proceedings are conclud�d; or�c} secures fram the holder�f the��en an agr��rnent satisfactary to Lender subard�na�ing th� lien to this Security �nstrument. �f L�nder de�ermine� that an�par�af the Froperty �s subject to a��en wh�ch can attain priori�y�ver this Secur��y �nstrument, Lend�r may gi�e B�rrav�er a notzce�den�if�ing the�ien. �Tll�thin l�days of the�at�on�hi�h that notic��s g��en, Barrovv�r shal� sa�isfy the�ien ar take one or more af the Act�on� �e�farth abo��in�hi� Sect�on 4. Lender may r�quir�Borrower�o pay a ane-t�rn�e charge for a real es�ate tax Werif�cat�on andlor r�por��ng servic�used hy Lend�r in�onn�ct�on with this Laar�. 5. Prvperty Insurance. Borr�v�er�hall keep the improvements now ex�st�ng�r hereaf�er erec��an the Pr�per�y znsured a�ains�lnss by�re, hazards �nc�uded w�thin the�erm "extended��erage," and any Qth�r hazards �nc�ud�ng, �ut n�t �zm�.ted�o, earthquakes and floods, f�r which L�nder requ�res insuranCe. This znsurax�ce sha��be�ma�ntained �n the amounts �including deductib�e�eve�s} and for the periods��a�Lender requir�s. Wha� Lender r�quir�s pursuar��t��he preced�ng sentences can change during the terrn of the Laan. The i�suranc�carr�er pr�viding th�insurance�hal� be cha�en b�r Borrawer subject�a Lender's right�o disappr�ve B�rrawer's�hn�ce, whi�h r�ght sha�� nat be e�.ercised unreasonably. Lender may require Borr�wer to pay, �n c�nnect�on wz�h th�� Loan, e�ther: �a} a�n�w�ime charge f�r flood z�ne de�errnina��on, cer��f�catian and�racking serv�ces; �r�h}a one-�ime charge for flood zone de�ermination and cer�i�cat�an services and sub�equent charges each�ime remappings or sim�lar chan�es occur wh�ch reasonab�y might affect such deterrninat�on or certif�cation. B�rro�v�r sha�� a�so be responsibl�far the paymen�of an� fees impos�d�y the Federal Emergency Management Agency �n cannec�ion with�he review af any f�afld zone determ�.na��an resu�t�ng from an�b�ec�xon by Borrawer. �f Borrower fai�s to main�ain an�of�he�a�erages described above, L�nder may obtain insuranc�coverage, at Lender's aption and B�rr�wer's expen�e. Lender is under na o��ga�ion ta purchase any par�icu�ar�ype or amaunt of cov�rage. Theref�re, su�h coWerage sha�� co�er L�nder, bu�migh�ar might nat prote�t Barrower, Borraw�r's equ�ty in�he Proper�y, �r�he cfln�ents af�he Property, against an�risk, hazard ar��ab��ty and might provide gr�ater or�esser co�erag��aan was previous�y in eff��t. Borraw�r acknow�edges that the cost of the insuranc��overage sa abtaine�i rni�ht�ignifican�� exceed the c�s�af insurance that Borr�wer cautd have ob�ain�d. Any amoun�s disburs�d by L�nder under�h�s��ctzan 5 sha�l bec�me addi�ional debt�f B�rro�ver s�cured b��his Securxty �nstrument. Th�se amaunts,�hall bear interes�a��he Note rate fram the date of disbursexnent and sha��be paya�le, wi�h such interest, upan notice fr�m Lender ta Borrawer requesting payment. NEBRASKA-Single Family-Far�r�ie MaelFreddie Mac UNIFDRM INSTRUM�NT �arm 3028 7141 VMP[] VMPfitN��413Q�] Wolters Ktuwer�inancia!5er�ices Pag�5 af 17