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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />ua Holden <br />Kimberlee Holden <br />(Seal) <br />-Borrow er <br />all (Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />-Borrow er <br />El Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201501624 <br />15-02-000014 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 16 of 17 <br />