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��15�1��5 <br /> requ�red_by]�ESPA, and B�rrow�r�ha��pay �o Lencier the amou�.�ne�essary to mak�up the defi�ien�y in <br /> acc�rdance�vith RESPA, but �n no more thar� �2 monthiy payment�. <br /> Upan pa�rm�nt in ful� af a�� sums secured by this Se�uri�y Ins�rum�nt, Lender sha�� pr�mptl�refund to <br /> Barrow�r any Funds h�ld by L�nder. <br /> 4. �harges, Liens. Borrower��a��pay al� �ax�s, d5S�55II1�I7�Sy C�'1d�'gGS� fin��, and im�posi�i�r�s attributab�e to <br /> th�Praper�y which can attain priority over this Securi�� �ns�rumen�, leasehold payments or groun�ren�s�n <br /> �he Pr�p�rty, �f any, and Communi�y Ass�c�at��n Dues, Fe��, and Assessm�nts, �f ar�y. T� th�ex�en�tha� <br /> �he�e i�erns are Escrow �tems, B�rrawer sha1�pay them�n the manner prav�ded in Sec��on 3. <br /> Borrower sha�I prampt�y d�scharg�ar�� li�n wh��h has priority�ver�h�s 5ecurity �ns�ru.men�un�ess <br /> B�rrower: �a} agre�s in writ�ng t��he paym�nt of th��bligatian secured by the��en zn a mann�r acceptab�e <br /> to L�nder, but anly so lang as Borr�wer�s p�rf�rm�ing such agre�ment; �b} cont�sts the lien in g��d fa��h b�, <br /> or defends aga�nst�nforcement af the lien�n, legal proce�dings whi�h �n L�nder's opinior��perate to�r��ent <br /> the enforcement�f the li�n whi�e�hase pr�c�edzng� ar�pending, but�n�y untii such pro�eedings are <br /> concluded; or(c} secures from the h�Ider of�he��en an agreement sat�sfaGtary to L�nder su�ordina��ng�he <br /> ����.���his Secur�ty �nstrument. If Lender determaines that any part flf the Pr�p�r�y �s sub�ect t� a��en which <br /> can a�ta�n pr�ori�y over�a�s Security�nstrumen�, Lender�rxzay gi�e Barraw�r a nfltxc��dent�fying the�ien. <br /> V�ith�n �.��ays�f the da�e on v�hich that natiee is given, Barrower shall sa�isfy the Iien or tak�one�r more <br /> of the act���xs set fort� above�n�h�s Sect�on 4. <br /> L�nder may requ�re Borrower to pay a on�-tzm�charg�f�r a r�a� estate�ax ver�f��a�ion andlar re�or�ing <br /> ser�v�ce used hy. Lender in connec�ion wit��.�� Loan. <br /> 5. Property �nsurance. B�rr�vver sha�l keep the�mprovem�nts no�r�x�s��n�or hereaf�er erec�ed an th� <br /> Proper�y insured against��ss hy f�re, ha2ards include�w�th�n�he�erm "ex�ended cov�rage," an�i any other <br /> ha.�ards inc�uding, bu�not�im.ited to, ear�h�uak�s a��l fl�ads, f�r whieh L�nder requ�res insurance. This <br /> insuranc�sha��be maintained in�he am�unts ��nc�ud�ng dedu�t���e�ev��s}and for t��periods�ha�Lend�r <br /> requ�res. Wha�Lender requires pursuant to�he pre�eding sen�ences can chang�dur�ng�h�term��f the Loan. <br /> The insuranc�carr�er prov�d�ng th�insurance sha1l be chosen b�Borrawer subjec�to Lender's right�o <br /> disappr�ve Borr�wer's choice, wh�ch right shai� not�e exerGised unreasonably. L.ender may require <br /> Borrower t�pay, xn conn���ian v�r�th�h�s Loan, ei�her: �a} a ane-�ime charge far fl�ad zone determination, <br /> cert��cation and track�ng servi��s; or�b} a one-tzme charge for fl�od zone de�ermination and�er���ca�xon <br /> serv�ces and su�sequent charges ea�h�ime remappings or�inu�ar changes occur wh�ch reasnna��y. m�ght <br /> affect such de�erm�nation ar cert��cat�or�. B�rrower shall aiso�e responsib�e for the payment of any fees <br /> impas�d by the Fed�ral Emergency Manageme��Agency in conne�ti�n with the r�view�f any f��od zon� <br /> de��rmina��on resu�t�ng fr�m an ab�ect�on by Borr�wer. <br /> �f Barr�wer fa�1s�a xnainta�n any�f th�cav�rages descrz�ed abo�re, Lender may obtain�nsurance c��erag�, <br /> at Lender's option and Borrower's�xp�nse. Lender is under no ob�igation�o purchase any par��cu�ar type�r <br /> amount of Coverage. Therefore, such c���rage sha�l co�er L�nder, bu�m�ght or�m.�gh�not protect B�rr�vver, <br /> Borrower's equity�n the Property, or the con�ents�f�h�Proper��, against an�ris�, hazard or Iiability ar�d <br /> might pro��de greater or�esser coverage than was pr��zou��y in effect. Borrou�er acknowledges �ha�the cos� <br /> of�he insurance coverage so ob�ained rnight s�gn��cant�y exce�d�he cost of�nsuran���hat Borrower cou�d <br /> ha�e�b�aine�. Any amoun�s disbursed by Lender under th�s Se���an S sha�� bec�me addi�ional d�bt of <br /> Barrower secured b�r�hxs Security Instrument. Thes�am�unts sha��bear�nt�r�s�at�he Not�rate fr�m the <br /> �ate of d�sbursexnent and shax�be paya�le, with such�nterest, upan not�ce fram L�nd�r to B�rrnwer <br /> request�ng paym�nt. <br /> N�BRASKA-Sing���amily-Fannis MaelFreddie Mac UNI�ORM ENSTRUM�NT Farm 3D28�143 <br /> VMP Q VMPfi(NE]{�302} <br /> Walters Kfuwer�ir�ancial 5er�ices Page fi of�7 <br />