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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />G04..P.l, <br />Beau J. Diehl <br />My Commission Expires: March 2, 2017 <br />IDS, Inc. <br />- Witness <br />(Seal) <br />- Borrower <br />Loan originator (organization): Exchange Bank; NMLS #: 41138 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />otary 'tic Elizabeth A. Garduno <br />2 01501594 <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />e fo) e oing instrument was acknowledged before me this ) . day of 42242121_, <br />by Beau J. Diehl. �` <br />Witness my hand and notarial seal at l 5 ra► Iel_1S 1 . Q n CL in said County, the date aforesaid. <br />GENERAL NOTARY - State of Nebraska <br />ELIZABETH A GARDUNO <br />My Comm. Exp. March 2, 2017 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />