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��15�1574 <br /> requir�d�����P�., and BQrro��r sha�l pa�to L����r the axx��unt r�+���ss�.ry to rn�.��up th�d�fi�i���y in <br /> accardance wi�h RESPA, but in no mnre than 1�mon�h�y paym�n�s. <br /> Up�n payment in ful� of ai� sums s�Cure�.by �his S�cur�ty �nstrument, Lender sha��promp��y refund to <br /> B�rrfl�er an�r Funds held b� Lender. <br /> 4. Charges: Liens. B�rro�ver shall pay a�l taxes, assessments, charg�s, �nes, and irnpQs�tions a�tribu�able t� <br /> the Pr�perty which can atta�n pri�rity aver�his Securi�y Instrument, �easehold paymen�s�r ground rents nn <br /> th�Proper�y, if any, and��mmunity Assoc�ation Du�s, Feess and As�essmen�s, �f any. To the ext�nt that <br /> th�se items are Escrow Items, Borro�ver shal�pay them in�he manner prav�d�d �n��c��on 3. <br /> Barrower sha1�prnmptly discharg�any lien which has prxority o�er this Secur��y �nstrumen�un�ess <br /> Barrower: �a} agrees in wri�ing to the payment af the�b��ga��nn se�ured by the l�en�n a m.ann�r accep�ab�e <br /> �a Lender, but anly so�ang as Borro�ver is p�rf�rming such agre�ment; �b}cont�s�s�he lien in go�d fai�h b�, <br /> flr defends against enforcem�n�af the��en�n, �egal praceedings wh�ch in Ler�d�r's apini�n operate t�pre�er�t <br /> the enforcemen�af the��en whi��those proceed�ngs are pend�ng, but nn�y unti� such proc��dzngs are <br /> concluded; �r�c} secures from�h�ho�der of the l�en an agreement sa�isfact�ry�a Lender subord�nat�ng�he <br /> Iien to th�s Security Instrumen�. �f Lender de�ermznes that any par�of�he Propert�r i� subj���tfl a��en�vh��h <br /> can attain pr�or�ty aver this Securi�y Ins�rum�n�, Ler�der may gi�e Borrower a not�ce identifying�he lien. <br /> '����.�n ��days of the date an wh�ch�hat notic�is gzven, Borrower sha11 sati�fy �he lien ar take ane ar more <br /> �f the actions set f�r�h ab��e in th�s Secti�n 4, <br /> Lender m��require B�rro�ver to pay a one-�ime charge far a real estate�ax veri�cati�n andlar repar��ng <br /> service used by Lender in connec�ian wi�h�his Loan. <br /> 5. Property Insurance. Borrower shall keep�he�mpr�v�m�n�s nov��xis��ng or hereaf�er�rected�n�he <br /> Proper��r �nsured a�ainst l�ss by f�re, ha2ards included vv�th�n the term "ex�ended cav�rage," and an�other <br /> hazards including, bu�not lim�i�ed ta, ear�hquakes and floads, f�r wh�ch L�nder requires insurance. This <br /> znsurance sha���e mainta�ned in�he amoun�s�including d�ductib�e�ev��s} an�for��e per��ds that Lender <br /> requires. �Vha�L�nder requ�res pursuan�to the preC�ding sentenc�s can change dur�ng th�term of the Laan. <br /> The in�uranc�carrier pro�iding the�nsurance sha�� be chosen by Borrower�ub�ect to Lender's right to <br /> d�sappro�e B�rrawer's choice, which r�ght sha11 nat be exerc�sed unreasonab�y. Lender may requ�re <br /> Borrawer to pa�, in cflnnection with th�s Loan, either: �a} a ane�-�ime charge for fln�d zone determina�ion, <br /> cert�ficati�n and tra�k�ng s�rvices; or�b} a�ne-t�me�harg�for f�o�d zone determinati�n and cer���cation <br /> s�rvic�s and subs�quent charges each�ime remapp�ngs or s�mi�ar chang�s occur wh�ch reasona�ly might <br /> affect such determ�ina�ion�r�er��f�cation. Borrower sha�� a�sfl be responsib�� far th�pa�m�n�Qf an�fees <br /> zmposed b��he Federa� Emergenc�r Management Agency in canx�eC��an with the review�f ar�y flaad zone <br /> determinat�on resulting from an�bj ect��n by Borr�u�er. <br /> If Borrower fa��s to mazntain any�f�he co�erages d�scribed abo�e, L�nder may ob�axn�nsurance co�erage, <br /> at Lender'�opt��n a.nd B�rrawer's expense. Lender is und�r no flbligat�on to purchase any parti�u�ar type or <br /> am�unt of co��rage. Th�refare, such�overage sha11 co�er Lender, but might or might n��protect Barrow�r, <br /> Barrower's equity in the Praper��r, or the contents af the Pr�per�y, against an�risk, hazard or liab�lity a.nd <br /> m�ght pro��de greater or�esser�o�rerage than was previous�y xn effect. Borrower a�kiaawledges�hat th�c�st <br /> of t�ae znsurance c�verage so�b�ained m.�ght s�gn�f�cant�y exceed th�cos�af�nsurance tha�Borr�wer cou�d <br /> have obtained. Any amounts d�sbursed by Lender under�his Sec�ian S �ha�Z��come add�t�anal d�bt of <br /> Borr�wer secured b�this�ecur��y Instruxnen�. These amounts sha�l bear interes�at the No�e rate from�.�h� <br /> dat��f disbursement and sha�l be�ayable, wz�h such �nt�rest, upon no�ice from�Lender to Borrawer <br /> requ�st�ng payment. <br /> N�gRASKA-5ir�gfe�ami#y-Far�ni�MaelFreddie Mac tJNIF�RM INSTRtJM�NT �orrn 3428 7141 <br /> VMP Q VMP6�NEy{13a2Z <br /> Wvlters K[uwer Financiai 5er�ices Page 6 vf�7 <br />