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��15�155� <br /> required by RESPA, and Barrov�er sha��pay to Lender�he amo�.r��r�e�essary�o�na��e up��ie defzcier�cy i�. <br /> accordar��e u�i-�h RESPA, bu1:i�n�more�ha� 12�nont�il.y payinen�s, <br /> Upo�pay�nen���fu1�of a��sums secur�d by���is S�curi�y Z�zstruxner��, Len�er s�1a�1 proxn:p�Zy�efund�o <br /> Bo��awer an�r Func�s he�d by Lend�i�, <br /> 4. Ch�rges; Liens, Bor�rawer sha11 pay a11�a.xes, as�ess�ne�.ts, �harges, f�nes, anc��mposi�ior�s at��ibutab�e to <br /> ��ze Praper�y�vl�ich ca��a��ain prio�i�y over�his Secur��y T�st�utnetlt, �easehold��.y�ne��s flr ground re��s o�l <br /> �he P�o�er��, if any, a��.Corr�nuni�y Associatton Du�s, Fees, and A�ssessinen�s, xf a�1y, To�he�x��n��ha�. <br /> ��iese items are Escrow I�e�ns, Borrovver shall�ay�hezn i.��he tr�anner p�ovic�ed i�.Sectiatl3. <br /> Borrov�er sh�:�1 proin�atly d�sclzarge any lie�w�1ich h�.s priarity over�his S�cur��y Ins�ru�ne�1�ur�les� <br /> Borrower: �a� a.grees�n�rriting�o the pay�ne�l�af�he o���ga��on se�ured by the 1ie��n.a inanne�accep�able <br /> �;o Lex�der, bu�o�a.1�r so 1n�1�as Lorrower is perfarzning s�.ch�.g�ee�r�en�; �b� can�es�s��e lien�n goad.fait�l�y, <br /> or defe��ds agains�enfo�rcexra.eri�of�t�e�ien��, �ega1 p�oceedings w�1�ch rn Lender's ap��ion�pera�e#:a preven� <br /> �he enforcetnen�oF�he�ien vvh�le those proceed.��gs a�e pez�ding, bu�ot11y un���suc�i�raceed�zzgs a�e <br /> con�luded; ar�c} secur�s froln the ho�c�er of�he 1��n ar�agree�ne�.�sa�isfactory�o Lender su�ord.inating the <br /> �x���.i:o thi� S�cur��y T�s�r�.��nent. If Lende�de�er�nir�es�hat any par�of t1��Pr�per�y�s su�bjec��a a l��n whi�h - <br /> Gan at�ain priori��r av�r�his Securi�y Instirumen�, Le�1de�°may give I3o�rawe�a�o�ice�d��tifyi�.g��ze�i�x�. <br /> ���hin I� da�s of�h��.a�e o�z�rv��ic�z�hat no��ce�s g�vetl, Borrflvver sha11 sa�isfy��a.e 1�en�r ta�{e a�e a1��nor e <br /> of�he ac��a�s se�fo��h above in t���s See�iox�4. <br /> Len�er rnay r�qu�re}3o�rovver�o pay a ane--���ne charge f��•a real es�ate�:ax ve�i�icat�o�.a�1df ar re�aor�:��.g <br /> servzce usec�1�y Lenc�er in cori�ec�ion w��h t�iis Loan. <br /> 5. Pro pe r�y !n su ra n c�. �orrower s�zall l�eep�he impraveme�t��ow ex.is�ing or he�reaf�er�rec�ec�a�.the <br /> Proper�y i�zsured aga.�z�s�Ioss l�y f����; hazards ��zcluc�et�withiiz the���m"�x�e�ded coverage," az�d any��h�r <br /> Zia�arc�s i.ticluc�itzg, bu�r�o��i�ni�ed�o, earthqu�l�es a��.flaads, for whicl��e��er rec�ui�es�nsuranc�, This <br /> T �nsi��ance s�ia1�be�nai��a�ned in the a�nou�a�s ���.cl�.ding c��duc�ib�e levels� a.nd far��ie��riods�ha�Lender <br /> rec�u�r�s. VV�zat Lent�er��equ��•es pursua���o the��•e�edir�g�en�en�es��.�z change�.uri�g�he�er�n o��he Loan. <br /> T�e�nsuxa�.ce c�.rrlei�pr�vi�.i�.g�lze insurar�c�sha.�1 b�clzosen�y Bor�rower su1��ec�t�L�r�c�er's�xg�lt to <br /> disappra�re Borxavver's choice, w�zrch rig��t sha��no�b�exerc�sec�u�a.r�a�on�.bly. Le�lder rnay require <br /> Borrowei�o pay, in can�lec��on wi���this Lo�.�., ei�he�: �a.} a o�e--t��ne charge for flooc��oi1e de�erininati�n, <br /> cer��f�oa�ior�and�racl�it�g s�rvices; ❑�•�1�� a�ne��i�ne cllarge fo�flaod.zone de�erinination a�1d cer�i�ca��on <br /> . se�R�ices �n�.subseqi�e��cha�ges eac�l�i1ne rex-nappings�r s�mi�ar changes occur vvhich reaso�zably znigh� <br /> affec�suCh t�e�er�n�na�io�ar c�r�ification, I3orravver s�.a�� also�ae respo�si�ble for�;1�e�ay�nent of an�fees <br /> �t��posed by t�ie Tederal E�nerge�cy 1Vla�ageinen�Agen�y in eonr�ec��oz�.�vith the review o`C a�.y f�ood zone <br /> de�erinina��o�.resul�i�g froin an o�j ec�io�by Borrower, <br /> If Barrav���°fails�o inainl:ain a.�ly of�he coverages ��s�r�bed abave, Len.der tnay flb�ain insurance�o��rage, <br /> at Letzder's ap�i�r�a�.zd BarrnWe�'� ex�enseo Lende�is unde�na obliga��o�:�o pur�hase an�par�i�ular��pe or <br /> �.maunl:�f coverage. T1z�reF�i�e, �uch.cove�age sh�:l�cove�•I.►en�.e�, bt��zlaigh��r rnig�l�na�protec�Barrov�er, <br /> Barraw�r's�qui�y z��he Property, o��he con�t�nl:s of�he�'ro�erty, aga�z�s�any ris�{, 11�zard or IiaU��i��ar�d <br /> �night pravide grea�er o�lesser�over�:ge��zan was previ�us�y�n eFfecti. Borrov�e�ac��a.owlec�g�s�1�at��e cos1; <br /> of ti�i�i�sur�.��e coverage so�b�air���.xnig��t signif�can��y exceed t�le co���f insura�ce�ha�Bor���wer��uld <br /> ��.ve ob�a�r�ed. A.tzy af��oun�s c�.�s�ursed by L�nder t���.er�his Sec��o�.S sha��beGfl�ne ac�di�ion�.�de�t aF <br /> Barrov�rer secu��d by�his Secu�•i�y�nsf;ruYnex��, Tl�ese ainoun�s sha��bear irr�eres�a����e Na�e ra�e fra�n�h� <br /> da�e�f c�isbu.rse�z�en�a�.zd��za1��e�ay�.��e, wz���5uch i�tet es�, u.po�z no�ice froxn Le�lder to Borravver <br /> rec�u�sti�g�ay�ner��. <br /> zaao79ro <br /> N�BRASKA�Sing�e�amily-�'annie M aelFr�ddle M ac 11Nf�4RM fNSTR�M�NT �orm 3Q�8�1fl 1 <br /> 11M P� VM P6�N�}��3�2} <br /> Walt�rs Kluw er�inan�fal S�rvlces p�g�g���7 <br />