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� .: <br /> � �- - <br /> 200000955 <br /> Home Equity Access Line Rider <br /> �BANKS <br /> � <br /> (Open end credit with variab/e�ate interestl <br /> This Home Equity Access Line Rider is dated O 1/14/2 0 0 0 and is an amendment to the <br /> Mortgage or Deed of Trust ("Mo�tgage"1 of the same date given by the undersigned("Borrower"1 to secure Borrower's Home <br /> Equity Access Line Aqreement with NORWEST BANK NEBRASKA NATIO AL ASSnC ATION <br /> ("L ender") <br /> of the same data covering the property described in the Mortgage and/ocated at: <br /> 2209 APACHE RD AN I T ANT� n7 6880i <br /> P operty address . <br /> ln addition to the covenants and agreements made rn the Mortgage, Borrower and Lender further covenant and agree as fol%ws: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the <br /> Mortgage as the principa/sum of the indebtedness is the credit limit for the line of credit. All advances made at any time by <br /> Lender in accordance with the terms of the Note, and a!l interest on the advances, shall be secured by the Mortgage. <br /> However, at no time shall the principa/amount of the indebtedness secured by the Mortgage, not including sums advanced in <br /> accordance with ihe mortgage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br /> 3. The Note provides for: <br /> a variab/e rate of interest expressed as a daily periodic rate equal to 1/365 of an annua/rate of 0.0 0 % <br /> plus the "lndex Rate." <br /> The daily periodic�ate may increase if THE HIGHEST PR rME ATF <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (ihe "lndex Rate"/increases. The initial daily periodic rate is .0 2 3 2 8 7 %. This corresponds to an annual <br /> percentage rate of 8.5 0 %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the first business day of every month, using ihe lndex Rate in effect on the/ast business day of the prior <br /> month. An increase in the daily periodic rate may increase the month/y payment due. <br /> NOT/CE.- TH/S MORTGAGE SEC(/RES CREDIT/N Ti'�IEAMOUNT OF$ 76. 000 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST, ARE SEN/OR TO/NDEBTEDNESS TO OTHER C ED/TORS UNDER <br /> SUBSEQ NTL Y RECORDED OR F/LED MORTGAGES AND LIENS. <br /> � <br /> a . <br /> orrower's ature ������.X%� <br /> i orrower's�signature <br />