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��15�15�3 <br /> �G� "�ender" is Hame Federal Sa�i ngs and Loan Assr� of �rand I sl and <br /> Lender is a Sa��ngs and L�an <br /> organiz��i and existing und�r the law�af The S��te of Ne�raska . <br /> Lender's address i� �21 South Lo�ust S� Grand Is�and �IE �B�Ol <br /> Lender zs th�beneficzary under th�s Security �nstrument. <br /> �D� "Trustee" is Arend R Saack, Attorney <br /> �E� "Nate r' means the pr�missnry note si�ned by Borr�wer and da�ed M a r�h �.�, 2�15 . Th� Note <br /> sta�es tha�Borrow�r ovves L�nder S I XTY TH�U SA�D S I X H U�DRE D N I N ETY AN D �a I 1�� <br /> Dallars �U.S. $��,C9a.�� }plus interest. B�rrow�r has pronZised t�pay this debt in regular <br /> Per�od�c Payments and�a pay the debt�n fu�� na� �a�er�han Apri�i l, z�35 . <br /> �F� "Property" means the property�hat zs described helo�v under the heading "Transfer of R�ghts in the <br /> Pr�perty," <br /> �G� "Lvan" means the deb�e�idenced by the No�e, plus in�erest, any prepayn-�ent charges and late charges due <br /> under the Note, and a�� sums due under th�s Secur��y �ns�rument, pius interest. <br /> �H� "Riders" means al� Riders to this S�cur�ty Instrument�hat are execu�ed by Borrower. The f���owzng R�ders <br /> are to be e�ecuted by Borrawer [check box as applica�Ie�: <br /> �Adjus�ab�e R.a��R�der � Candomin�um R�der 0 Second Home Rider <br /> �Ba�l�on R�der 0 P�anned Unit De�el�prn�nt Rider � �w4 Fami�y Rider <br /> �VA Rider � Biweekly Paymer�t Rider � �th�r�s} �specify� <br /> ��� "Appl��able Law"' m�ans al� �antro��xng app�i�ab�e fed�ral, state and Iacal statutes, regulations, ord�nances <br /> and adrninistrati�e ru�e�and arders �tha�have the effec�of law} as wei� as al1 app�icab�e final, non-appea�ab�e <br /> judicial opinions. <br /> �J� "�ammunity Associativn Dues, Fees, and Assessments" m�ans a�l dues, fe��, assessments and o�her <br /> �harges tha�are�mpos�d an Borrawer or th�Property by a condoman�um association, hameowners <br /> assoc�at��n ar similar�rgan�zat��n. <br /> �K� "E�ectrvn�c Funds Transfer" means any transfer�f funds, oth�r than a transact�on ariginated by ch�ck, <br /> draft, �r similar paper instrum�nt, which is in���ated thraugh an el���r�nic ter�minal, t�Iephonic instrument, <br /> �amputer, ar magnet��tape so as t� �rder, �ns�ruc�, nr author�ze a f�nanc�a� inst�tut�on ta debit or cred�t an <br /> accaun�. Suc�term�nc�udes, but zs not�im.i�ed�o, paint-�f sa�e transfers, automa���i teller machine <br /> transac��ons, �ransfers initiated�y tel�phone, wire�ransfers, and automated clearinghause�ransfers. <br /> {L� "Escrow �tems" m�ans those items tha�are�.escribe�in Sec�x�n 3. <br /> {M� "Mi�cellaneous Proceeds" means any compensa�ion, se�t�ement, award af damag�s, or proceeds pa�d by <br /> any�hird par�y �other than insurance pr�ceeds pa�d und�r�he cav�rages described in Sectian S} far: �i} <br /> dam.age t�, ar destru�t�on�f, the Property; ���}c�ndem.nat�an ar other�aking of all or any par�of�h� <br /> Proper�y; �ii�} conv�yance in Iieu of condemnat�on; �r�iv} misrepr��enta�ions of, flr omissions as to, �h� <br /> value andlor c�nd�t��n of�he Pro ert . <br /> N�6RASKA-SingEe�amily-�annie Mael�reddie Mac UNI�ORM INSTRUMENT �qrm 3028 11�1 <br /> VMP O VMPfitN���13�2} <br /> Wolters K1�wer Finar�cial Ser�ices Pag�2 af 17 <br />