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��15�15�� <br /> �C} "Lender" is Hame Federal Sa�i ngs ar�d Laan Assn of Grand Is�and <br /> Lender is a Sa�i ngs ar�d Loan <br /> organ�zed an�exist�ng under the�aws of Th� St�te of Nebraska . <br /> Lender's addr�ss is ��l South L��ust 5t �rand I sl and NE 68801 <br /> Lender is�he benefic�ary un�er th�s Secur�t� �nstrument. <br /> �D} "Trustee" �s Arend R Baack, Att�rney <br /> �E� "Not�" means�he pr�m�ssory not�s�gn��by B�rrawer and da�ed M a r c h a�, ��15 . The Note <br /> state,� that Borrower a�res Lender DNE HUNDRED Tl�� TH�USAND THREE HU�DRED N I NETY <br /> AND ODII�� � <br /> Dollars �U.S. $1D�,3�a.�0 }plus interes�. Borrower has pram.�sed�o pay this d�bt �n reguiar <br /> Periadic Payments and to�ay�h�debt in fu�i nat Iater than Rp r i 1 1, ��25 . <br /> €F� "Prvp�rty" rneans�he proper�y tha� is described below under the head�ng "Transfer of R�gh�s �n the <br /> Pr�pert�." <br /> �G� "Loan" means �he�iebt ev�denced by the No�e, p�us interest, an�prepayment charges and�ate charge� due <br /> under the N�t�, and a�� sums due under th�s Secur�ty �ns�rument, p�us interes�. <br /> �H 3 "Riders" m�ans al� Riders to th�s Security Instrument that are ex��uted by B�rrower. The falinv�aing Riders <br /> are ta be execu�ed by Borr�wer �check box as appl�cabie�: <br /> � Ad�ustable R.a�e Rider � Condnminium Rider � Se�on� Hame R�der <br /> 0 BallaQn Rider � P�anned Unzt De�elopm�nt Rider � 1-4 Fami�y Rider <br /> Q VA R�der �Biweekly Pay�nent R�der � ��her�s} �specify] <br /> 413 "App��cable Law" m�ans all�ontra��ing app�i�able f�dera�, s�a��and loca� sta�utes, regula��ons, ordinan�es <br /> and adnun�strative ru�es and orders (tha�ha���he effect of�aw} as well a�al� appiica���fna�, non-appealab�e <br /> judic�al opinians. <br /> 4J� yy C�mmunity Associat�vn Dues, Fees, and Assessments" means a�l dues, fees, assessmen�� and other <br /> charges tha� are irr�posed on Borrower or�he Proper���y a candominium assoc�a�i�n, home�wners <br /> asso�iation or simi�ar arganz2ation. <br /> 4K� "Electronic Funds Transfer" means any�ransfer flf funds, other��an a transac�ion ar�g�nated by ch�ck, <br /> draf�, or simi�ar paper�nstrument, v�hich is initiated�hraugh an e�ec�ranic termina�, te�ephonic instru�m.�nt, <br /> carnpu�er, or ma�netic tape so as to order, ins�ruct, or au�harize a financial institu�ion�a debi�flr credi�an <br /> account. Such�erm�nc�udes, but�s not lim�ted t�, poin�-of-sale transfers, automa�ed teller machine <br /> transactions, transfers in�t�ated by te�ephane, w�re transfers, and autama�ed clearingh�use transfers. <br /> �L� "Escrow �tems" means th�se items that are described �n Sectz�n 3. <br /> {N13 "Mis�e��aneous Pr�ceedS" m�ans any compensation, sett�ement, a�ard of damages, or proceeds pa�d by <br /> any th�rd par�y �ather than insurance proceeds paid under the�nverages descrxhed in Sect��n 5} for; ��} <br /> damag�to, �r d�struction af, the Praperty; ��i} cond�n�aati�n�r other taking of a�� nr any par�of the <br /> Property; ��i�}conveyance�n l�eu of condemna�ian; �r�iv}m��repres�ntatians af, or amissions a�to, �h� <br /> �a�ue andlar�nnd�tzan of the Pra er� . <br /> N�BRASKA-5ingte�amily-Fannie Mael�reddie Ma�UNIFQRM INSTRUMENT Farm 3��8�101 <br /> VMP Q VMP54N��{13a21 <br /> VIIp��EfS KIUWB�Ff►]��CI�I SB�ViC05 Page 2 af 17 <br />