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��15�1455 <br /> �C� "Lender"' is Bank o f the ��st, a �a X i forn x a �tat� bank i ng �orp. <br /> Lender is a co rpa rat�on <br /> organized and ex��t�n�under���e �aws of The State of �a��forn i a . <br /> L�nder's addr�ss �� I 35�� Ca�i forn x a St, NE-BBP-LL-P, Dmaha, N� �S 154 <br /> 4D� "Trustee" is Bank of the �est, a Ca�i farn�a state �ank�ng ��rp. <br /> 4E� "M E�S" is Mortgage Elec��flnic Regis�ra�ian S�stems, Inc. MERS is a separa�e carp�ra�ion that is ac�ing <br /> solely as a nor�inee f�r Lender and Lender's successors and assigns. MERS is the henef�ciary under th�s <br /> S�curity �nstrur�en�. MERS is�rganized and existing under�he Iaws of Delaware, and has an address ar�d <br /> telephane number af P.�. Box�0�6, Flin�, M�4$5�1--���6, �eL �S$S� 679-MERS. <br /> �F� "Note" rnea��s�h�promissory no�e signed by B�rrower and da�ed Mar�h �6, ��15 . The Na�e <br /> states that Barrovv�r owes Lender �ne �undr�d 5event� T�ra Thausand And �e r�/1�0 <br /> Dal�ars�U.S. ��.7�,D�❑.Q� �p�us in�e��s�. �3arrovver has promised to pay this debt in regular <br /> Per i odi c Paymer��s and to pay�he debt�n f��I no� �a�er than Ap r�� �� , �D 3� . <br /> ��� "Prope�y" means�he properi.y�ha��s describe�.belflw und�r the head�ng "Transfer of R�ghts in the <br /> Praperty." <br /> �H� "Lpan" mea�s�he debt ev�d�nced by�he N�te, plus�n�eres�, an�prepayment charges and Xa�e charg�s due <br /> under the N��e, and all sunns due under�his Secur�ty Yns�rument, pXus interes�. <br /> ��� "R[d ers" ��eans a��Ri ders�a�h�s Security Instrumen�that are exeGu�ed by B�rro�ver. The fo�lovving Riders <br /> are to �e e�ecuted by Borrower �check box as appli�able�: <br /> 0 Adj us�able Rate Rider 0 Condaminium Ric�er � Second Home Rider <br /> � Sa��oon R�d�r �] P1ann�d Uni�I3eve�apmen�Rider ❑ �-4 Family Rider <br /> [� VA Rider 0 Biweek�y Payment Rider ❑ ��h�r�s� �specify� <br /> �J� "�pp��cab�e L.�w" means aii ��n�r�l��ng appl�cabl�federa.l, s�at�and�ocal statutes, r�gula��ons, <br /> ord�nances and adminis�ra�i�e rule� and order��tha�hav�the effec�of Iaw� as well as a�i applica��e f na�, <br /> non-appealab�e��dicial apir�ions. . <br /> �F�� "`C a[�m�i�1 tt� 14 SS�C lat�0� ❑U eS, F��S, a n d ►A ssessm ents" means al� due�, .fees, assessments an�I D��er <br /> charges that ar� �mp�sed on B�rrower or�he Property by a condQminium a�ssoc�a�ion, hameowners <br /> assoe�a�i�n or simi lar organi2a��on. <br /> �L} "Ele�tron ic F��ds T ransf er" means any�ransfer Of funds, ather than a transa��ion ar�ginat�d by che�k, <br /> draft, �r si m r I a�•paper i ns�rument, wh a ch i s i ni�i ated through an elec�ran�c�erminal, telephonic instrumen�, <br /> cflmput�r, ar mabne�ic�ape sa as to o�d�r, in��ruct, ar au�hor�ze a financi al inst�tu�ian�a debit or cred��an <br /> accaunt. SuGh�erm includes, bu�is nat ���-ni�ed tt�, po�n�-of-sale transf�rs, automated��iler mach�ne <br /> transac��ons, transfers �nitia�ed by telephone, wire�ransfers, and au�oma�ed clear�nghouse�ransfers. <br /> �M� "Eserav�r I�e�s°' m�ans those items tha�are descr�bed in Section 3. <br /> ss��ss22�� �so��sz2a7 <br /> NEBRASKA-5ingie Family-Fannie MaelFreddEe Nlac LJNIF�RM lNSTR�M�NT W�TH MERS Farm 3�28�10� <br /> VM P� V1VI PfiA�NE}��3D2� <br /> INaiters Kluwer FinanciaE Services Pa�e�af�7 <br />