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��15�1455 <br /> If�l�e Loan is subject�o a l�.w Whi�h se�s maximum loan charges,�and�ha�lavv is finally in�erpreted so�hat <br /> the �n�eres�o� ather �Qan charges�olrec�ed or�o be co�iec�ed in c�nnec�i�n wi�h the L�an exceed the <br /> perm�tted �imits, �hen: �a} any such �oan�harge shall be reduced by�he am�un�necessary to reduce th� <br /> charge�o the p�rrn��ted limr�; and(b}any sums a�ready co����t�d fram Borr�w�r which exceed�d permi�ted <br /> limi�s wi�� be refunded to Bor�-ower. Lender may choase�o mak��h�s refund by reduc�ng�h�principa.l ow�d <br /> under�l�e Note or by making a dir�c�paymen�to Borr�v�rer. �f a refund redu�es princ�pa�, �he reduc�ion u���I <br /> be�reated as a par��a� prepayment vWithout anv�repaymen�chaxge�whe�he.r flr not a prepaymen�charge is <br /> provided far under�he Note�. Borrower's acceptance�f any such �efund made by d�re��paymen��o <br /> Borr�wer wil� cons�i�ute a wai�er of any�-igh�of ac�Yan Borrower might have arising aut flf�uch overcharge. <br /> '�5. N ot�ces. A�� r���ices g�ven by Borradver ar�end�r in connecti on wi�h�h�s Security�ns�rument mus�b��n <br /> wri�i��g. Any no�ic�t�Bor�•ovver in c�nnec��on wi�h�his Secur��y�nstrum�n�shal� be d�emed��ha�re b�en <br /> gi�en�o Borrower when mai�ed by fi rs�c 1 a,ss mail ❑r v�h�n actua.l�y del ivered ta BorroWer's no�i ce address <br /> if s�n�by a�h�r means. Notice to any��e Borr�vW�r sha�� cons�i�ute notice to al�Borrowers unless <br /> Appli�aU�e La�v expressiy requires othervvise. The no��ce address shall b��he Prop�rty Address unless <br /> Borrov�rer has des�gna�ed a subs�i�ut�na���e address by na�ice�o Lender. Borrower sha�l promp��y not�fy <br /> Lender af�a�-rower`s cha��ge a�address. �f Le�rder sp�cif es a procedure for repor�ing B�rrawer's change <br /> of address, the�� Borrawer shal� on�y report a c�ange of address�hrough�ha�spec�fi�d pracedure. <br /> Th�re may be only one des�gna��d no�ice addres�under�his Secur�ty Instrumen�at any ane time. Any no�ice <br /> �o Lender sha1l �e gi�en �y del�ver�nb it or by mai�i�g i�by firs�class mai��o Lender's address s�a�ed here�n <br /> unless Lender��as designa.ted anather a.ddre�s by na���e�o Barrower. Any natice in connect�on with this <br /> Securi�y�nstru�nen�shall no�be deemed to have been g�ven to Lend�r until actual�y receiv�d by Lender. �f <br /> any no��ce re�uired by�h�s Security�ns�rumen� �s also required under Applicabie Law, the App��cab�e La�w <br /> requir�ment�rill sa�isfy the correspond�r�g requiremen�und�r this Se�ur�ty�ns�rurnent. <br /> '�f. Govern�r�g L.��nr; Se�erabil�ty; Ru�es �f Can�truction. Th�s Securi�y�ns�rument shall be governed by <br /> federal law and the law Qf�he jur�sdictian �n Wh��h the Property is laca�ed. A��righ�s and obligatians <br /> cantained in th�s Security��s��-ument are subject�o an�regu�remen�s and�im��a�xtins of App��cab�e Law. <br /> Appli�a��e La,w�n�ght exp�ici�ly or�mpl�c�tly a��ow the parties to agree by con�rac�ar it mig��be s��ent, but <br /> such silence�ha�� n�t be cans�rued�s a proh�bitio�against agr�emen�by can�rac�. �n�he even�tha�any <br /> provision ar clause of thxs Secur��y�ns�rumen� ar�he Note�onfl�cts w��h Appl�cable Law, such confl�c�sha11 <br /> no�affect athe�pr���sions of�his S�curityr��strum�nt or the Note which can be g�ven effect w�thout�he <br /> conflicti�g proWision. <br /> As used in tl��s 5�cur��y 7nstrumen�: �a�words�f�he mas�uli�e gender shal�mean and in�lude corresponding <br /> neuter v�ords or�vords of�he fen��nine gender; �b� words Yn the singu�ar shall mean and�nclude�he plural <br /> and��ce�ersa; and�c}t�e word "n-�ay�" g��es s���discretian vvithaut any�b�igation�o�a.ke any act�on. <br /> 't?. Borrow�r's ��py� Borr�wer shall be g�v�n one capy af the Note and of this Security�ns�rumen�. <br /> 't�. �'ransf�r �f the �'roper�y �r a Ber�ef��ial I�t�r��t in Borraw er. As used in this Sec�ion 1$, "�nteres�zn <br /> �he Property" means any Iegai o� benef c�al �nt�res�in the Fr�perty, inc�ud�ng, bu�na�l�mited to, thase <br /> beneficia� rn�e�-es�s transferred �n a bond f��- deed, con�rac�far deed, instalimen�sales can�ract�r escrov� <br /> agreement, t�e inten�of v����ch zs the�ransfer of t�tle�y Bflrro�wer a�a fu�ure da�e�a a purchaser. <br /> �f all ar a�y par��f�he Property ar any Znteres�i��he Prap�rty �s sold or transferred�or �f Barrow�r is no�a <br /> natural pe�-son ar�d a benef c�al in��res��n Borrower �s sold or�ransferred�with�ut Lender's priQr written <br /> c�nsent, L�nd�r�ay requi�-� i m�med�a��payment in full of a�� sums secur�d by th�s Security�nstrumen�. <br /> However, �l�i�opt�an shall not be exer�ised by Lender �f such exerc�se�s prahibited by App��cab�e Law. <br /> ss��s��2o7 s$o�ss2��7 <br /> NEBRASKA-5ir�g�e�amily-Fanr�ie Nla�lFreddie Nkac L1NI��RN9 INSTR�MENT V111TH MERS Farm 3028�I�� <br /> �M�'D VM P6A(NE�{�302) <br /> Wolters Kit�w er�inan�iaE Serv€�es pa���2���7 <br />