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��15�145� <br /> requir�d by RESPA, and Borrower sha�� pay t� Le�d�r�he amount necessary to m.ak�up �h�de��x�nCy�n <br /> ace�rdance with RESPA, but in no more�han 12 month�y paym�nts. <br /> Upon paymen� in ful� of all surns secured by this Secur�ty �nstrum�nt, L�nder sha��pr�mptly refund�o <br /> Barrower any Funds h��d by L�nder. <br /> 4. Cha�ges, Liens. Borrawer shall pay al� ta��s, assessments, charges, fines, and inzp�sitions at�r�buta��e to <br /> the Proper�y wh�ch can at�ain pri�ri�y�ver thxs Security�ns�rumen�, �easehold paymen�s ar gr�und rents on <br /> the Pr�per�y, if any, and Cflmmun�ty Associa�ion Du�s, Fees, and Assessments, if any. Ta the exten��hat <br /> �hese items are�scrow Items, Borrower shall pay�h�m in�he manner pro��d�d in S�ct�on 3. <br /> Borr��ver shall promptly d�scharg�any�ien whi�h�.as pri�r�ty ov�r this Security�nstrumen�un�ess <br /> Borrower: �a} agrees �n vvriting to �he payment�f�he�biigation secur�d b�the�ien�n a manr�er acc�p�abl� <br /> t� Lender, but on�y so long as B�rr�wer�s perf�rm�ng such agreement; tb} cantests �he���n in gn�d faxth b�r, <br /> �r defends aga�ns�enforcement of the lien xn, �egai proceed�ngs whi�h �n L�nder's opin�on opera�e��pr��e�� <br /> the�nforcem�nt�f th�l�en while those praceed�ng�are pending, but on�y unti� such proceed�ngs are <br /> concluded; or��} s�cures from the ho�der of the�ie�ar�agreem�nt sat�sfactory to Lender suhardinating the <br /> li�n t�this Securit�Instrumen�. �f L�nd�r determxnes tha�any par�of th�Property i�subject to a lien v�hich <br /> can a��ain priority�v�r this Securi�� Instrument, Lender ma�givt Borrov��r a not�ce identifying�he�ien. <br /> �ith�n ��days of t�e date on�vhich tha�n�ti�e�s g�ven, Borrower sha�l satisf�r the lien or tak�one or more <br /> of�he ac��ons set forth abo��in th�s Section 4. <br /> L�nder may requ�r�B�rrower ta pay a ane-tzm�charge for a rea� estate tax verifica�ion andlor r�par�ing <br /> s�r�ice used hy L�nder�n con.nection with�h�s Loan. <br /> 5. Pr�perty �nsurance. Borrav�er sha��keep �he�mpra�emen�s now existing or hereafter�rected�n�he <br /> Property insured against�oss by f�r�, hazards included within�he term "�xtended coverage," and any othtr <br /> hazards inc�ud�ng, but no��imited ta, ear�hquakes and f�oods, for which Lender requires �nsuranc�. Th�s <br /> insurance�hal�be mainta�ned in the amounts �xncluding�educt�b�e�e�e�s} and f�r the periods�ha�Lender <br /> requires. 'UL�hat Le�ad�r r�qu�res pursuan��fl the prec��iing sentences can change during the ter�m of�he Loan. <br /> T`h��ns�xrance carrier pr�Widing�he insurance shall be chos�n by B�rrower subject to Lender's right�� <br /> disapproWe Borrower's�hoic�, wh�c�.r�gh�sha11 nat be e�erc�s�d unr�asonably. Lender may require <br /> B�rrower t�pay, in connec�i�n with this L�ar�, �i�her: �a} a one-t��me charge for fiood zon.e de�erm�natzon, <br /> �ert�f��ati�n and tra�king serrv�ces; or(b} a one-t�me charge f�r f�aod zone d�termina�ion and c�rt�fication <br /> services and subsequen�charges each�ime remappings�r sim�lar changes�ccur which r�as�nabl�might <br /> affec�such d��erminat�on�r cert�f��at�on. Borrow�r sha�.� a�so be responsible for the paym�n�of any fees <br /> �mposed by the Fed�ra� Emergenc�Manag�men�Agency �n�onnect�on with the review of any f���d zone <br /> determinat�on resulting from an objection by B�rrower. <br /> �f Barr�wer fai�s to main�ain a.��of the c��erages described abo�e, Lender may obtain insurance c�verag�, <br /> a�Lender's�ptian and Borrower's expens�. Lender �s u�der no nb�igati�n to purchase any par�i�u�ar typ�or <br /> arnoun�af c��rerag�. Therefare, such�o�erage sha�� cover Lender, �ut rr�ight�r might not pr�te�t Borrower, <br /> Borrower's equ�ty in�he Proper�y, or the c�ntents af�h�Praperty, against any risk, hazard ar 1�abil�t�r and <br /> m�ght pravide gr�at�r ar iesser c���rage thaxa.was pr��iou��y �n effect. Borrovver acknow�edges that the cost <br /> of the insurance co�erage so ohtain�d m�gh�s�gni��antly exceed th�c�st�f insurance th.a�B�rrower cou�d <br /> ha�e n�t�ined. Any amaunts dis�ursed by Lend�r u�der this Se��ion S sha��become additiona� debt af <br /> Borrower secured by�h�s Secur�ty Instrumen�. Th��e am�unts sha��bear�n�erest a�the Note ra�e fram the <br /> date of dxsburs�m�n�and sha���e paya��e, with such �nterest, upan nati�e frflm Lender ta Borrawer <br /> request�ng payment. <br /> N�BRASKA-Singl��a�-r�ily-�annie Mael�reddie Mac UNIFORM 1N5TRUM�NT �arm 3028 11�1 <br /> VMP Q VMPfitN�f 413fl2� <br /> Wolters Kluwer�inancial Ser�ices Page 5❑f 17 <br />