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��15�145� <br /> B�RR�V�ER��VENANTS�hat Borrov�er is �awfully seised of the�s�ate�ereby conv�yed and has the right to <br /> grant and canvey th�Praper�y and tha�the Property is unencumbered, e��ep�for encu�mbranCes�f rec�rd. <br /> Borrawer warrants and v��ll defend generally th�title t� the Pr�perty agains�al�c�a�ms and d�mand�, su�ject�o <br /> any encumbrances af recard. <br /> TH�S �E�URITY INSTRIIMENT c�mbin�s uniform���vena.nts for nat�ona�use and non�unif�rm covenants with <br /> limited var�at�ons by jurisdiction to �onstitut�a unif�rm s��ur��y �nstrument covering real proper�y. <br /> Un�f�rm Covenants. B�rrower and Lender covenant and agree as fo��a�s: <br /> '1. Payment of P�rincipal, Int�rest, Escrow Itemsr Prepaym�nt �harges, and Late Charges. Bnrrower <br /> shal�pay when due the princ�pal of, and intere�t an, the debt evidenced by the Nate and a�y prepaym�n� <br /> charg�s and late�harges due under the No�e. B�rrawer sha11 a�s�pay funds for Escrow I��ms pursuant�o <br /> Section 3. Payments due und�r the Nate and this Securit� �nstrument sha�� be made�t� U.S. �urrency. <br /> Hov�ever, if any check or oth�r ins�rumen�received by Lender as paym�n�under the Nate�r�h�s Security <br /> �nstrument is re�urn�d t� L�nder unpaid, Lend�r may re�uire tha�any or all subsequent payments due under <br /> the No�e and th�s Secur�ty �ns�rument be made in o�.��r mare�f��e foll�wing forms, as selected by Lender: <br /> �a} cash; �b} mone�r order; �c}cert��ed check, bank check, treasurer's check�r ca�hier's check, provided any <br /> such check�s drav`rn upnn an zns��tut�nn whose deposi�s are insured by a f�dera� agency, instrumen�al�ty, ar <br /> �nt�ty; or�d} El��tronic Funds Transfer. <br /> Paymen�s are deemed recei�ed by Lender when r�ceived at�he IoCa�ion des�gnated in th�N��e or a�such <br /> nther�oca�i�n as may be d�signa�ed by Lender in a�c�rdance w�th the notice pr�visi�ns xn Sectifln 15. <br /> Lender may return any payment�r partia�payment�f the payment or par�ial pa�m�nt� are�nsuff�ci�nt to <br /> br�ng�he Loan curr�n�. Len.der ma�accep�an�payment or part�a�pa�me�t insuf�cien��o hring�he Loan <br /> curr�n�, u�ithaut waiver of any rights h�reunder flr pr�ju�ice�a its r�gh�s to refuse such payment or par�za� <br /> paymen�s in�h�future, but Lender is no�obligated to app��su�h paynlents a��he time such payments are <br /> accepted. �f ea�h Periad�c Payment is app�i�d as�f its scheduled due date, then Lender need not pay in�er�st <br /> nn unappl�ed funds. Lender m.ay hn�d such unapp��ed fund�until Barrow�r makes paym�nts tfl bring the <br /> Laan current. �f Borrower daes nflt do sv within a reasonable period of t�me, Lender sha�l ei�her app�y such <br /> funds or r��urr��h�m t�Borrawer. �f not appl�ed ear�ier, such funds v�i��be app���d ta the�u�starad�ng <br /> pr�nc�pal ba�ance under the N��e�mmed�a�e�y prior tn f�reclosure. No�ffse�ar c�aim v�hxch Borro�er might <br /> ha�e now nr�n the fu�ure a�a�ns�Lender sha�� relie�ve Barrower from making payments due under the Nate <br /> and this Secur�ty�nstrument or perform�ng�he cavenants and agreements se�ur�d by�hi,�Secur�ty <br /> �nstrum�nt. <br /> �. App�i�at�on of Payments or Pr��eeds. Exc�pt as otherwise describ�d in�his S�cti�n�, a��payments <br /> acc�pted and app��ed��Lender sha��b�applied in�he fo��ow�ng order af priori�y: �a}�nterest due under�he <br /> Nate; �b�pr�nc�pa� due un�.er the Note; �c} amounts due under S��tian 3. Such paymen�s shall be app�ied tfl <br /> ea�h Periadic Payment�n the order in wh�ch��became due. Any rernain��.g am�unts sha1l be app�ied�rst�o <br /> late charg�s, s��a�d�o any other am�un�s due un��r�his SeGuri��r�nstrurr�ent, and�hen to reduce the <br /> przn��pa��a�an�e of the No�e. <br /> �f Lender recez�es a paymen�fram Borrow�r for a de�inquen� Periodic Payment wh�ch inc�ude�a suf�cient <br /> amount ta pay an��ate charg�due, the pa�men�may be appli��to�he de�inquent paynzent and�he late <br /> chargt. If m�re than ane Per�ad�c Payment �s outstandzng, L.end�r rnaY app�Y�Y Payzrzent received from <br /> Barrov�rer���he repaymen�of�he P�riod�c Paym�nts if, and�a the extent that, eac�payment can be pazd �n <br /> full. T�the extent that any tx�ess exis�s aft�r�he paymen�is app�i�d�o the fu�l payment of one or mare <br /> Per��di� Paym�nts, such exce�s xnay b�app�ie��o any Ia�e charges due. Vo�untary prepaymen�s sha11 b� <br /> applied f�rst t� any prepa�ment charges and�hen as d�scrib�d in�he No��. <br /> NEBRASKA-5ingf�Family-�ar�nie Mael�reddie Mac UNIF�RM INSTRUMENT Far�3428�Ifl� <br /> VMP� VMP��NEy{�3a2) <br /> W�lters Kluwer�inancial 5er►►ices Page 4�f�7 <br />