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��15�1454 <br /> 4C� "Lender" is Bar�k of th� �est, a Ca 1 i forn�a state bank�ng �orp. <br /> Lender �s�a carporat i on � <br /> arganiz�d and existing under the laws af The S t a t e o f Ca�.i f orn�a <br /> Lender'�addr�ss �s 135�5 Ca Y r f orn i a S t, NE-BBP�-LL-P, �maha, NE 5S 154 <br /> �D� "Trustee"' 15 Ban� o f th� �est, a �a I�forn r a stat� �ank�n c�r . <br /> � � <br /> €E� "M ERS" �s Mortgage Eiec�ronic Regis�rat�on Sys�ems, Inc. MERS is a s�parate car ara�ion�ha��s ac��n <br /> � , g <br /> s�iely as a r�ominee far Lender and Lender's successors and assigns. M�RS is the�aenef�ciary under this <br /> Se�urity Instrument. MERS is organized and existing under the laws af Delavvare, and has an addr�ss and <br /> �elephane number of P.U. Bo�2D26, F�in�, M�455�1-2�2fi, �e1. �SSS} 679-MERS. �� <br /> �F� "N ote�' means the prom�ssory note signed by Borrov►rer ar�d da�ed Ma r�h U 4, ��15 . The Nate <br /> s�ates that Borrflv�er a�ves Lender Fo r ty T�va Thou�and And Ze ra/1 D� � � <br /> Dol�ars �U.S. $4�,�OQ.�p �plus �nteres�. Borrower has_.pr�mis�d to pay this debt in regular <br /> P�r�adic Payments arid to pay the deb��n fu11 no�later than Apr i 1 D� , �pZS , . <br /> �G� "Proper�y'" means the property that is descr�b�d b�I�w und�r�he heading "Tratasfer af R�ghts in the <br /> Property." <br />� �H� "L�an" means�he debt e�idenc�d by�he Nate, p�us interest, aray prepayment charges arld�ate charges due <br /> under the Not�, ar�rd al� sums due under�hi� Security�ns�rument, plus interest. <br /> 4 I� "Rid e rs" means a�l R�ders to th�s Security�nstrument�hat are�xecuted by Barrower. Th�fall owing Riders <br /> are to be executed by Borrower �che�k box as app�icable]: <br /> 0 Adjus�ab�e Rate Rider [� �ondominium Rider 0 Second Hom�Rider <br /> 0�3a11�on R�der [.�Planned Uni�I]e�elo ment Rider [� 1-4 Farnil Rider <br /> � y <br /> 0 VA R�der [�BivWeekly Paymen�Rider � �ther s s eci <br /> � ) � p fY� <br /> �J� "Appl��ab�e La►nr" means.a1I contro��ing applica�le federal, state and 1oca� statu�es, regu�a�ions, <br /> ord�nanc�s and adnun�s�rat��re ru�e� and orders�that have the effe�t of 1aw� as}t�ve�1 as all app��cab�e final, <br /> non-appealab�e�udiclal op�nions. <br /> �K� "�ommunity Associat�on Dues, Fees� and Assessments"' means a.�l dues, fees, assessmen�s and��her <br /> charges that are irnposed on Borrower or the Property by a condominium a.ssociation, homeowners <br /> assa�i atian or simi 1 ar �rgan�,zatian. <br /> €L� "Elect ron ic F u n ds T ra n�f e r"' means an�r transfer�f funds, a�h�r than a transac��on originat�d by check, <br /> draft, or s�milar paper instrumen�, which is initia�ed thraugh an electrnnic terminal, telephoni�ins�rum�nt, <br /> c�mpu�er, ar magnetic�ape�a as�a flrd�r, ins�ru�t, or au�horize a f nancia� inst�tutian to debi�or credit an <br /> account. Such t�rm inc�ud�s, but is not limited to, po�n�-af sa�e transfers, autarnated teller machine <br /> transac��ons, �ransfers ini��ated by te�ephone; v�rire transfers, and au�omat�d clearinghouse transfers. <br /> ��II� '"Escraw ftems" means thos�i�ems that ar�described in Sectifln 3. <br /> asQ�6s7o�� �� �� �:� .�� �g �� asa�ss7as� <br /> NE6RASKA-Singie Family-Far�nie M aelFreddie M a�LINI�ORM 1NSTRUM�NT 1NITH M�RS � �arm 342 8�I�1 <br /> V�P� VM PfiA{NE�(130�} <br /> IIVo1#ers Kiuwer�inancia#Services Pag�2 af 97 <br />