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<br /> �EE� �F TF��J�T
<br /> L��r�n �I�: ��������3 ����tin���} P�g� �
<br /> impr�vem�nt�.
<br /> F'F���EF�T� �AMA�E lN��FiAN��. Th� ��1[�i�ri n� prav��i�ns rel a�ir�g t� i r��ur�r�� tl�� Pr���rt� �r� � p�r-t�f thi� ���� �f
<br /> Tr�st.
<br /> il�laint�n�r��� �f IrtsUr���. T�ust�r �h��l pr���ure a�� rr��inta�n po�i�i�s �� fir� Er�sur�r��� vvi�t� �t�r��l�r�] ��t�n�1��1
<br /> ��v�r��� �nd�r��m�nt� a n a r��la���rr,�r�t ���is f�r tE�� �fu[i in��rab[� v�I�,� �av�ri r�g al l Cm pr�v�m�r�t� �r� t[�� ���[
<br /> �r���r�r ir� �rr am�unt ���rFi�i�n� �� �vaid appl�c�ti�n �f �ny ���r,sur�rr�� �[�usar �nd vwri�h � �t�n��r� m�r���g��
<br /> �[�u�e i n#�vot of L�r�d�r, ��g�tf��r�itf� �r���i �tf��r�a��rt� �r��l I i��i li#��ir��ur�n�e a� Len��r m�y r��s�r��f�ly r�q uir�.
<br /> P�li�i�� s h�l l f�� vtirritt�n in f�rm r amau nt�r ��v�r���� �r�d b��i� r��s�r��t�[�r ��������E� t� L�nr�er an� i�su�d �y �
<br /> ��m��ny��r ��r���r�i�s r�as�n�bly �����ta�1� �� L�nd�r. Yru�ta r� u�on r�u�st �f L�r�d�r, w i[1 ��l iv�r t� L�n�i�r
<br /> �rr�m tirr�� �� �ime the p�licE�s �r ��rti������� �f it�s�rr�n�� �r� ��rm ��ti�f��t�r�#Q L�nd�rr in�lu€�ing stipulati�ns tE��t
<br /> ��v�r���� vwriil n�t f�� ��n��[��� c��- �lim ini�f��� v�i�ha ut at Ce�st t�� �7�� �i�r�� �ri�r v�rri��n n�ti�� t� L�n�i�r, ����n
<br /> in�u�a��e ��fi�y �I�� ���fl ir��lu�l� �r� �n��r��r��r�# �r�vi�iin� �h�� ��v�ra�e in ���ror a�F L�n�i�r v�il! rta� t�� ir���i�'��
<br /> in �r��r�nra��y�n�r ���F o�,is��on ar���Fau�t�f Tru�t�r �r��ty��h�r ��rs�n. �h�ul�l��� F���� Pr���r��r f�� [a�a��d i�
<br /> an �r�� ���E���t�� f�y-th� A�lministra��r �f th� F���r�l Em�rg�ncy �1llan���rr��r�t�►��r��y �� � ����ial fl��� �ta�ar�
<br /> ����, Trr��t�r ��r��� t� af�tai� anc� maint�ir� F���r�l Fl��d l�s�ran���r if �v�i��bl�, f�� th� m��€i�um arrto�nt o�
<br /> ��rr��rv�r's �r�dit ii r�� �r�d tl�� f�El �n��i� prin�i��[ b�[�n�� ���r�� �ri�� C��n� �r� tl�� �r�p�rt� ���ur�n� t[�� I��n r up
<br /> t� �h� m��imu�m p�licy fimit� ��t und�r�1�� N�ti�t��l Fl��� lt�s�r�n�� Pr��r�mr �r �� ��h�nnris� req�ire�l C�y L�n�err
<br /> �r��f t� m�it�t�it��u�h in��rr�n��f�r th�t�t'rr����h�i��n.
<br /> A��li��ti�n �f Pr������. Tr�st�r sh��l p��m��iy nati�y L�nder���r�y l�ss �r d�m��� t� �h� Pr�p�rty. L�n��r m�y
<br /> mal�� �roo� of I�s� if �i r�s��r fail� t� �� s� v�r�thin fift��n ��i�) ���� �f �t� casualty. �F��fiF�er �r r��t L�r���r's
<br /> s���[�[#� is im��ir��f, L�n�l�r mayr at ��n��r's el��ti�n� r���iv� �r�d r�ta�r� �i�� pra����i� �f�n�r in��ran�� �nr� �p�lY
<br /> th� �r�c��ds t� th� r��u�t��n �#tl�� 1 n������r��s�, p��m�n� Qf ��y ]i�n ���ctin� th� �r���rtyr �r �E�� r�st�r��i�r�
<br /> and r��a�i��f�1�� Pra���y. lf L�nd�r �l��ts �� ����y t}�� �r����d�t� r��t�r�ti�n �r��[ r�p��r, �i ru�t�r�h�ll r���ir �r
<br /> r����c� t}�� d�rn��e� �r ����r��r�� lmpr�u�m�nts in � m�nn�r satisf�ct�ry �� L�r��i�r_ L�n�f�r �}��11, up�n
<br /> s��i������ry �r�a� a� �u�h �xgend it�r�r ��y �r r�irrtb�r�� Tru�t�r f��m th� �r������ f�r tf�� r����n��l� �Qs� ��
<br /> r�p�ir �r r�st�ra#i�n i� �rr����� i� n�# in d��r�ul� �n��r �h i� a��� �# Yru�t. Any �r����r1s w}�i�h, f���� r��t f���r�
<br /> di�bur��d w�tF�in �]�� �i��s ��t�r�l��ir r���ipt �t�€� v�hi�h� L�n�f�r [��� n�� ��mmitt��i t� th� r�p�ir ar re�taratian ��
<br /> �h� P��p�rty�f��l[ 1�� ����! fir-�t tv p�y�n� ��nount��rin� ta Len��r ur�d�t t�iis a��d ���r��tl t��n t� ��y���r���
<br /> iri��r�st� �n� tl�� r�m�irr��rr �f any, sha[] L�� �p�[��d t� th� �rir��ip�l 1�a��n�� ��#h� �n�f�b���Cne�s. I� L�r�d�r }t�C��
<br /> any pr����ds ���r ��yr��n� �n fuC� �f tF�� [r�d�����r��s�� �u�h �r����d� �h�ll b� p�id t� Tru���r as Tr�a�t�r'�
<br /> irrt�r�st�m ay�pp��r�
<br /> L�����'� E�PE11�a[rt�,J���. If Trus��r ��i�� �A} t� ���� th� �r���rt� fr�� �� �li t����, [i�n�r ��LLlfl�l ir]������,�^*
<br /> �r��um�rar���s r �r�� ��t}��r�[�im�r ��� t� pr�vi�e �ny r�c�ui r�t� i n��tr�n���n��� �r�p�rkyr �r ��� t� rr��.I�� r�p�ir�t�tl��
<br /> Pr���r�r �h�n L��d�r rn��r �� ��� ]f �r�y ��t��r� �r �r����di r,g i� ��mm�n��� th�t �var�I� mat�rial�y �ff��t L�n�1�r��
<br /> int�r��t� irt t�,� Pr�p�rty, �h�� L�r�d�r �� Trr��t�r's f��h�l� m�yF bu� �� r��t r�quir��l ��, ��1�� �r�y ��tr�n that L�n��r
<br /> ��fi�v�s t� 1�� a��r��ri��t�t� �r�t��t L�r�d�r'� int�r��t�. AI[ ����ns�� ir��u�r�� ar�ai�t by L�r��I�r f�r��€�� pr�rpQs�� }rtirill
<br /> tF��n b��r i r���r�s��t t[�� r�t� �h�r���l �n��r�h� �r�d it A����m�r��fr�r�-t tl�� �l�t� ir���rr�r� �r ��i� }�y L�r,d�r ta �th� ��t�
<br /> �f r����rr7��� E�����st�r. All su�h e�p��s�� v�rifl b����n� � ��rt �f tF�� fr�d�E�t��]n��� �n�ir �� ��1��,Pi��� ���I�Rr r�ri�l �A}
<br /> �� �a�abl� �n ���n�n�Ir {�} b� a��ed �o th� h�l�r��� o# the ����it A�r��m�r�� �nd �� ap��rtian�� ar��n� �r�d b�
<br /> pay��l�vtirith �r,�ir�st�f�m�nt��ym�r��s t� ����m� �u� �f uri n� �ith�r {1} �h�t�rrn Q��r���p�la��h I� Ensu r�r�ce��!icy; �r
<br /> {�} t����3-n�i nin���rrr7 �f�E���r�d it Agr��m�r�tr �r ��� E��tr��t�� a� � ��I[��n p�ym�nt vvf�i�[� v�il f b��u�an� pay�f�l�
<br /> �t th� �r�di��►�r��m�n�"�m�turity. Th� ����f�f T���t a[�� wi[� ����r� p�ym�n����h����rr��ur�t�. TI�� ri�l�t��r��ri�f�d
<br /> f�r in�hi� ��r�gr�pl�����1 k�� ir� a�dt�ti�r�t� ar�y�th�r r��h�s�r�r,y r�m��i�s t� vv[�i�h L�nd�r rn�y����t�itl���n�����nt
<br /> �f �r�y d�f�ult. Any �u�[� a�fi�r� �y L�r���r sh�l[ n�� b� ��n��r��� �� �u��r�� �}t� �i�f��Jfi s� �s t� ��r L�n�]�r fr�m �ny
<br /> r�rr���1y€F�a�t it��F��rwis���u Id h�v�had.
<br /> VI�ARRANi Yr �EFEN�E�F TtT��. Th�f�l��v�rin� �r��i�i�r�s r���tin��� ��rr��r�I�i��f tl�� Pr���rt��r� � {��rt�f thi� ���d
<br /> ��T�ust: .
<br /> T�tl�. Tr�st�r w��r�nts fi[��t: {�� Trust�r h�l�� ���a� an� m�rl��t�}�!� �i�l� �� r���rd �� tl�� �r�p�r�t�r in �r�� ��rr��l�,
<br /> fr�� an� ����r �f �Il li��� �n� �ncurr��rar���s �tF��r t�a� tl���e s�t f�rt�i in th� F���I Pr���rty d���ripti�r� �r ir� �n�
<br /> t�tl� ir��urar��e p�[i��, �itl� ���art, �r �F�n�l ti�l� �pini�r� i�����f i r� �a�r��r ��f an�! �������� �yr Ler�d�r i r, c�r,r���ti�r�
<br /> v+r�th ti�i� ���� �f Tru��, �r�� �l�}T�ust�r F���tF���ull ri�ht� ��v�r�r� �r�d ��tf��rity t� ����ute an� €��f i��r tl�i� ���� ��
<br /> Tru�€ta L�r,��r� �
<br /> ��f�n�� �f`�itl�. ��a�j��t t� th� �����ti�n in �h� p�r��r�ph ���v�� Trust�r �nr�rr�r�ts �n� v�i�l f�r���r d�f�r,d th�
<br /> ti�C� t� �1�� P��p�ri�r a��ir���tl�� f��nrfu] �I�ims �f�f! p����r�s. [n ��� �v�nt any ac�i�n �r�r�����in� i� ��mm�n��t�
<br /> t�a�qr��sti�r�s Tru��or's ti�l� ���t#�� in��r����f Tr�s��� �r L�r�d�r ur���r�F�is a��r] �f Tru��,Trust�r�h�91 d��F��� t[��
<br /> ��ti�ri �t Tru���r's �xp��s�� Tru�tar m�y ��t}�� n�rn'rnaE �arty in su�h pr�����in�� b�t L�n��r �h�C� E�� �r�titl�� t�
<br /> �ar�i�i�at� in th� p�����din� ��d �� �� r��r���r�t�� Er� �1�� �r����d�n� �y ��un��� �f L�n��r'� ��nrn �h�i��� �n�
<br /> Tr�tst�r�vill d�fiv�rr �r��u��t� b���[���re�r t� L�n�l�r su�h in�tr�m�r��s �� L�n��r m�y r��u���f��r� ti��t��irr��
<br /> �Q ���[Tll#SI.]��l �]�]'�1�E]����Q]'�.
<br /> ��rri�li�r��� Vl�i�tl� L�w�. T���t�f v�rarr�n�� th�t �he Pr���r��r an€� ���st�r'� �s� �� �h� �r�p�r�y ��m�li�� �ritY� �II
<br /> ��cistin� appli��bl� E�ws,�r�i nan���, a nd r�g ul�ti�r���#��v�rr�rr��r�t�l �t�#}��riti��.
<br /> �unri�.l ��F �r��i���. �[1 pr�r�i���r ��r��m�rttsr �n� ���t�m�nt� Tru�t�r h�� m��� an th i� D��� ��F "1"rus� ��na!I
<br /> �ur�iv��h� �����t��n �n� ��Civ�ry�t t�is ���d ��Tr�st{ �l��il �� ��r�tir��ri�� rn r,�tur��r�� s�tail r��ain in �ul[ ��r��
<br /> �r�� �ff��t ur�ti��u��t�m��� ��r��v�r�r'� ln�����dr��s� i�����i in f�[�.
<br /> ��N�]E�V1l��T1�1�. 7`h�f�ll��r�n� prQvi�i�ns r�l���n�t� G�nd��r��ti�r� �r����dir��s ��� � ���t�f thi� ���d�f���tst�
<br /> �r���edin�s. I�r �r�y �r�����irtg ir� ��r���r�r,�ti�n i� fi E��f� Tru��ar ��a[] ���mp���r n�ti�r L.�nd�� i n v�rr�ti n�r �r��
<br /> T�u���r �ha�� �r�m pt��t�k� ���� �t��� as �n�y �� n������r�t� �f�f�r�� �Yr� �c�i�r� �r�� ��t�rn th� �vtir�r�� Tr�st�r
<br /> �a��e tF��r��rr�in�] party in�u�h �r����din�f �ut��n��r shail b�entit��d t� p�rti�ipat�ir�th��ar�����in� anc�t� b�
<br /> r�pr���n��� ir� #h� �r�����i�� �y ��u�ns�1 a� its �wn �I��ic�, �r�d Tru���r v�ill d�[i�r�r �r �au�� t� �� ��liv�r�d t�
<br /> L�nd�r �u�h in��ru��nt� an� ���urr��nt�ti�r� �� r�t�y b� r����st�� ��r f��n�t�r frQ�rn tim� �� �im� �� ��rrr3it su�h
<br /> [�$�L�1�$#1�r1.
<br /> A��I��ati�r� of�V��Pr����ds. [��I� �r�ny p�rt���th� Pr�p�rty is ��n�[�m n��i by�m i r��nt�I�m�i n p r�����1in�� �r [�y
<br /> �ny pr�����1in� �r�ur�F����i� IEeu�f�ar�d�rryr��fii�r�r L�r���r rr��y�t its�[���i�n r��u�f��h���tl �r any p�r�i�n ��r th�
<br /> n�-t �r�ceed� �f th� av�r�r�f �� ��p[i�� t� th� ]r��l��t��[n��� �r t�� r����r �r r����r��ki�� ��r tl�� �r�p�rt�r. Th� r��t
<br /> �r�����f� �f tFi� �w�rd sl��ll �-rti��� tl�� ��rtir�r�i ��Tt�r �a-ym�nt�f�[1 r�a��n��l� ���t�r ��p��s��, ���1 �tk�rn�y�' ����
<br /> in�urr�� �y Trust���r L�nd�r i n �vnr���ti�n�nrith th����r��rn n�tiQ�.
<br /> I I�[R��ITI�N �F TA���r FE�� A�11� Gf-[AF��E� �Y ��I�E�[�[M�l�[T�L �I�TH�F�IT[E�. The f�l l�vtir in� �r�vi�i�n� ��I�ting
<br /> t���v�rr�rr��r,t�l tax�s, �r��s�rr� �f��r��s�r� a par���this U��� ��Tr�a�t;
<br /> ��rr�nt���c�s. F��� �r��[ �[��r���. �pQr� r��u�s� �y L�nd�r� �rus�t�r�I���I �x��ut� s u�h d��um�nts i n �d�iti�n t�
<br /> tf�is a���i ��Tru�t a�� t�I�� v�r�ta���r�r�th,�r ��t��� i� r��u��t�� ��r L�n�€�r t� p����t an� ��nti��r� L�r�d�r'� I i�r, �r,
<br /> th� R�a1 �r���rty. Tr����r �hal� r�im b�rs� L�nd�� ��r ��1 t����� �s �l���ri��d ��I��nr, t���th�r v,rith �l[ ��pen���
<br /> ir��urr�� ir� r���rd�n�r �erf��t�n� �r ��ntinuir�� this a�ed �f T�ustr in�lr��in� �ri��r��� [imit��i�n �fl t���s, f���,
<br /> ����m�n#a�r�st�m��� �n�1�th�r cF��rg�s f�r r�c�r�i r���r r��i�t�ri�t�t�i����d�f�rust.
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