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��15�141� . requ�red by RESPA, and Borrow�r shall pay to Ler�der the amoun�necessar�to ma�e up �he d��c�ency in accardance with RESPA, but in no more thar� 12 m.o�thly payments. Upon paym�nt in fu��of ai� sums secured by th�s 5ecurity Instrument, Lender shal�prompt�y refund to B�rr�v�r�r any Funds he�d by Lender. 4. Charges; Liens. Borro�v�r sha��ay all taxes, ass�ssments, charges, f��xes, and imposi��ons a��ributab�e t� the Proper�y which can attain pr�ar�ty�ver�his S��urity In�trurnent, leaseh�ld paymer�ts or ground rents on the Prop�r�y, �f any, and�ommun��y Assoc�ation Du��, Fe�s, and Assessments, if a.ny. Ta�he ex�ent�hat these�tems are Escrow I�ems, Borrov��r sha��pay them�n�he manner pr��ded in Sec�i�n 3. Barrower shall pr�mptiy dis�har��any��en�vhzch has pr�orx�y over�his Secur�ty �ns�rumen�unless �3�rrav�er: �a} agrees �n wr�tir�g�o t�e payment af the ab�xga��on secured by the��en zn a manner ac�e�tabl� �o Lender, bu�only sa �ong as Barrawer is perfor�ming such agr�ement; ��} eon��sts the��en zn goad f�ith by, �r defends agains�enforcement Qf�h��ien in, legai pr�ceedings which in Lender's �pinian operate t�prev�nt the enfarcement of the l�en w�Zi�e�hose proc�edzngs ar�pending, but�niy until su�h prn�eed�ngs are con�luded; flr�c} secures from�he�.o�der nf th��n a.r�agreement satisfactory t�L�nder subardinat�ng the �ier�t��his Secur�ty�ns�rument. �f Lender determi.nes�hat any par��f the Prnperty �s subject t�a�i�n�rhxch �an a��airi prio��t�r o�er�his Security �nstrument, L�nder ma�gx�e B�rr�wer a not�c��dentify�ng�he�ien. V��azn �.D days of the dat�on which that na�ice is given, Borrvwer sha�� a��sfy �he l�en�r tak�one or rn�re of�he ac��n� s��farth a�ove in this Sec�ian 4. Lender m�.a�r require Borrawer to pa�a�n�-tim�charg�for a reai�stat�tax�erifi�atian andlor report��g servi�e used by Lender in cannect�on�v��h th�s L�an. 5. Praperty insuran��. B�rro�ver sha.I�keep the�mprovemen�s�ow��isting or hereafter erec��d�n the Proper�y insured aga�ns��oss by f�re, hazards�nc�uded w�th�n the term "extended co�e�a�e," and any ath�r hazards znCluding, but not��m�i�ed ta, �ar�hquakes and floads, for whx�h Len��r r�quir�s in�uran��. This znsurance sha1�be maintained in the am�unts �inclu�ing d�ductib��tv�ls} and for the per�ods�hat Lender requires. �Vhat Lender requires pursuant t�the preceding senten�es ca�change durzng�h�term�f th�Loan. The�nsuran�e carr�er providing the�n�urance sha�l�e chos�n by Borra�er subje�t ta Lender's r�gh�to d�sapprave Bflrr�wer's chv�ce, which r�gh�sha11 no�be exercised unreas�nably. Lender may require Borro�er ta pay, in c�nn�ct��n w�th�his Loan, e�th�r: �a} a ane�-time charge far flo�d zone determinat�on, c�r��ca�ian and�ra�king s�rvic�s; or�b}a nne-t�me Charge for fl�od zone determ�nation and�er�i�cat�on serv�ces and subsequent charges�ach t�me rexnapp�ngs or s�miiar changes occur wh�ch reasnna�xy m�gh� affe��such determina�ifln or certifi�ation. Borr�v�er sha�� a�so be respons�b�e for the paym�nt of any f�e� �mpased by the Fed�ral �merg�ney Management Agenc� in�annect�on w��h the re�iew of an�fl�ad zon� d�term�nat�on resulting fram an object��n by Borrower. If Barrower fai��to ma�rztain any of the coverages descri�ed ab�ve, Lender rnay obta�n�nsuran�e co�erage, at Lender's option and Borrower's txpense. Lender is under no ob��ga�xon�o purchase any part�cu�ar�ype�r a�noun�flf caverag�. Therefor�, �uch�overag�shall �aver Lender, bu�m�g�.�or might not protect B�rr�wer, Borrovver's��uity in the Proper�y, or�he cont�nts�f the Praper�y, against any r�s�, hazard ar�iabilit�an� �.ight pro�ide greater or Iesser cov�rage�han was previous�y ��eff�ct. Barrower a�kr�owledges that the cns� of�he i��urance caverage so ob�ained m�ght��gn�f�cantly�xceed the cas��f�nsuranc��ha�Barrovver cou�d ha�e obtained. Any amoun�s disbursed by Lender u��r thzs Sec�i�n 5 shali�ecom�add�tiana�debt of Borr�wer��cur�d by th�s Security Ins�ru�men�. These amount� sha��bear xn�erest at th�Nfnte rate fra�n the date af d�sbursement and shall be payable, wi�h such�nter�s�, upan notxc�frn�n L�nder�o Borrower re�ues�ing pa�m�n�. N�BRASKA-Singfe�arnify-Fannie MaelFreddie Mac UNtF�RM INSTRUM ENT Fvrm 3Q28�IQ 1 VMP Q VMP6tN�i 413D2) Wvlters Kluwer Financia�5er�ices Page fi vf 17