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��15�1355 Al� insurance pol�cies required by Lender and renewals of su�h policies shal�b�subject to Lender's righ�to disappra�ve such pol�cies, shall �nclude a s�andard mortga�e clause, and sha��name Lender as mortgagee andlor as an add�t�anal loss payee. I.ender shail ha�e the r�ght to ho�d the p��c�es and renewal c�r�ificates, �f Lender requir�s, Borrower shall prnmp�ly give�a Lender a��receipts of pa�d premzums and r�newa�no�ices. If Borrower a�ta�ns any form of insurance coveragey not��herwis�requ�red by Lender, f�r damage to, �r destruction of, the Proper�y, such polic� sha�� includ� a standard mor�gage ciaus�and shai� name L.�nder as m�rtgagee andlor as an add�t�ona��ass payee. �n�he e�en�of 1�ss, Borrov�er shall gi�e prompt no��ce ta the insurance carr�er and Lender. I�ender may mak�proaf of loss if not made promp�l�b�Borrower. Un��ss Lender and Borr�w�r o�hervv�se agree in writ�ng, any �nsurance proceeds, whe�her ar not�he under�ying xnsurance was requir�d by Lender, shali be appl�ed to restora�ian or repair of�h�Prop�r�y, if�he res��rati�n or repair is ec�nomi�a��y f�as��e and Lender's secur�ty �s no�lessened. Dur�ng such repair and re��oration period, Lend�r sha��ha�e�he righ�t� hold such insurance proceeds unti� Lender ha�had an opportunity to �nspect such Proper�y ta ensure�h� v�or�has been comple�ed to Lender's satisfaction, pr�vided tha�such insp�c�ion sha�l�e undertaken promp��y. Lender ma�d�s�urse praceeds for�h�repairs a.nd restoration in a sing�e payment or�n a series of progress paymen�s as�he work is camp�eted. Un�ess an agreemen�is made�n vcrr�t�ng�r App�i�a�le Law requires interest��e paid�n such insuranc�proceeds, Lender shall not be r�qu�red��pay B�rrnvver an� �nteres�t�r earn�ngs on such proce�ds. Fe�s for publ�c ad�us�ers, �r ather third pa�ies, re�ained b� Borrower shall no�be paid ou�of�he�nsuran�e proceeds and shall be�he sfl��obligation of Borrower. �f�he restorati�n or repaxr�s no�economicali� feasible ar Lender's security wou�d be�essened, the�nsurance pr�c�ds sha��e applied to the sums se�ured b� this Securi�y �ns�rumer�t, whe�her or nat then due, wi�h�he ex�ess, if an�, paid to Borrower. Suc� insurance proceed� sha��be app��ed in the order prov�d�d for in 5�cti�n�. �f Borrov�er a�andons the Proper��r, Lender may file, negotiate and sett�e an� a�ai�a�ble insurance c�aim and rela�ed matters. If Borr�wer does not respond within 3�days�o a not�ce from L�nder that the insuran�� carri�r has offer�d�o settle a c�a�m, �hen Lender may nego�iate and set��e the c�aim. The 3fl-day peri�d v�ri11 begin when the notic��s gx�ren. �n e�ther event, or if Lender acc�u�res the Property under Section��or other�is�, Borrower hereby as��gns to Lender�a} Barrower's r�ghts�n any insuran�e pro�eeds �n an amoun� nat to exce�d�he amounts unpa�d under the Note or�h�s S�curi�y Xns�rument, and �b� any other of Borrower's rights �o�her than the right�a any refund af unearned premiums pa�d�y Bflrrower�under all insurance po�ic��s co�ver�ng the Proper�y, insofar as such r�ghts are appl�cable��fhe coverage of�h� Pr�per�y. Lender may use the�nsuranc�proc�eds either to repair flr res�ore�h�Proper��r or�o pay amoun�s unpa�d und�r the Note or th�s Secur��y �nstrumen�, wh�ther or no�then due. C. Dc�upancy. Borrower shall�c�upy, estabi�sh, and use the Proper�y as B�rr�wer's principal res�denc� v�i�hin�D days after the e�ecution of this Se�urity �nstrument and shall cant�nu��a o�cupy the Proper�y as Borrower's princ�pal residenc�for a��east one year after th�date of occupancy, unless Lend�r o�herwise agrees �n wrx��ng, wh��h consen�shail no�be unreasonably v�rithheld, or unless extenuat�ng circums�ances exist v�hich are be�ond B�rr�wer's c�ntrol. 7. Preservativn, Maint�nance and Protect��n of the Property; �nspecti�ns. Borrovv�r sha�� not destroy, damage or impair the Proper�y, allow the Propert� ta deteriora�e or commi�vWas�e an�he Proper�y. �h��aer or no� B�rrower is resxd�ng in the Prop�r�y, Borrower shal�main�ain�he Praper�y �n or�.er�o pre��n��he Prop�r��fram det�riora�ing or decreasing in valu�due�o �ts condition. Un�ess it is determ�.ned pursuant�o S�ct��n S that repair or res�oration �s n�t economi�all� feasib��, Borrower shai�promptly repa�r the Property if da�naged ta avoid further deterioration ar da�mage. If insuranc�or condemnation pro��eds are paid in connec�ian v�ri�h damage to, nr th��alfing af, �he Proper�y, Borrawer shall be re�pons�ble for repairing ar restoring th�Property on�y �f Lender has reieased proceeds f�r such purposes. Lender nlay disburse pro�e�s N�BRASKA-5ingte�amily-�annie Mael�reddie Mac UNIFdRM INSTRUM�NT �vrm 3n28�141 VMP[c� VMPfitNE3[3 302y Walt�rs Kluwer Finar�cial 5�r�ices Pag�7 af 17