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��15�13�5 r�quired by RESPA, and Borrower sha�� pay�a L�nder the an.�nunt ne�essar� to make up the deficiency in acc�rdanc�with RESPA, bu� in na xnar��han �2 man�h�y payments. TJpon paymen� in full of al� sums secured by �his Securi�y �nstrum�nt, L�nder shall promptly refund to B�rrow�r any Funds held by Lender. 4. �harges: Liens. Barrower shall pay all ta�es, assessments, charg�s, f�nes, and impfls��ns attributable t� the Froper�y which can at�ain prior�ty aver th�s Se�urity Instrurnent, Ieasehold payments or ground rents on . the Proper�y, �f any, and Commun�ty Assoc�ation Dues, Fees, and Ass�s�ments, if an�. To the e�.tent that these items are Escrow �tems, Borrower sha11 pay them in�h�manner pro�ided�n Sec�ian 3. Borrouler shall promptly discharge any l�en whi�h has pr��r�t�o�er�his S��uri�y �ns�rum�n�unless Bflrr�wer: �a} a�rees in writing��he pa�ment af the obligati�n�ecured by the l�en in a manner a�ceptable to Lender, bu�only so xnng as Borrow�r�s perforrning such agreement; �b} contests the�ien in go�d fa�th�y, �r�efends aga�nst�nforcemen�of�he lzen in, legal pr�ceedings which in Lender`s opini�n operate to preven� th��nfar�em�nt of the lien while thas�proceed�ngs are pending, �ut on�y unt�� such proceedings are conc�uded; or��} s�cur�s from the h�lder of th�l�en an agreement sa��sfactor�to Lender sub�rdina�ing�he �ien ta thi��ecurz�y�ns�rument. If Lend�r�i�termines that any par�of�he Pr�per�y is subj�c��o a�xen which can attain priflrity�ver�his Secur��y �nstrum�nt, Lender may give B�rrower a no�i��id�ntify�ng the��n. �li�hin l�day�of the date an which tha�n��e�s g�ven, Borrower sha�� sat�sf� �h��en or tak��ne or more of the aC�i�ns set far�h aba��in�his Sec�ion 4. Lender n�ay r�quir�Barro�ver��pay a�ne-tim�charge for a real estate tax�erification a.z�dlor report�ng serv�ce used by Lender�n connec�ian��th this L�an. 5. Pr�perty �nsurance. Borrower sha�� keep the�mpra�vements now ex�sting�r hereafter er�cted an the Proper�y in�ur�d against�oss by f�r�, hazards �nc�uded with�n the term "ex�ended co�erage," and any other hazards�nclud�ng, bu�no� limited to, ear�hquakes and floods, for whzch Lender requ�res �nsurance. This insurance sha.��b�ma�ntained �n the amaun�s �inc�uding deduct�ble�ev�ls} and for th�periads that Lender requ.ire�. �hat Lender requ�res pursuant to�he preced�ng sentences�an change during�he�erm�f the Lfla�.. The insurance carrier praviding the�nsurance sha��b�chas�n by B�rr�w�r sub�ect ta Lender's righ�to disappr��e Borrouler's chaice, which righ�sha�� nat be ex�rc��ed unreasanab��r. Lend�r nr�ay requir� Borrower�o pay, in connection with�his Laan, either: �a} a�ne-�ime c�arge f�r flood zon�determina��an, �er��f�cat�on and traCk�ng services; or�b}a an��t�me charge for f��od zone deterrr�natian and certif�cat��n serv�ces and subsequ�nt charges each time remappings ar�im�.iar changes accur�vhich reasonably rnight affe�t suc�determznatzon or cer��cation. Borrower shall a�s�be responsible f�r the payment of any fees �mposed by the F�d�ral Em�rg�ncy Managemen�Agency�n cannec�ion wi�h the review of any flood zone de��rmina�ian re�ulting from an abjectian by Borr�wer. If Barrnv�er fails ta maintain an�of the coverages described abave, Lender may obtain insurance ca��rag�, at Lender's opt�on and B�rrower's expens�. Lender is under no abliga�ion to purchase any particular�ype�r amaunt�f co��rag�. Th�ref�r�, such coverage shal� cover Lender, but might or m€ght n�t prat�ct Borrower, Borrower's�quit� in the Prop�r�y, or the contents of th�Proper�y, against an�risk, hazard or�iabi�ity and migh�prnvide grea��r ar less�r Go�erag�than was previousiy �n effect. Barrower acknow�edges that th�cost of�he�nsuran��average so o��a�ned m�ght sign�f��antly�xceed�he cast of insuranc�that B�rrower couid have ob�ained. An�r aamoun�s disbur�ed by Lender under�his Sec�ion S shall bec�m�additi�nal de��of Borrower secured b�this Security �nstrument. These a�moun�s sha�i bear�nter�st a�the Not�rate from the date af disbursement and sha�l b�payable, with such intere�t, upon no��Ge from Lender t� B�rr�w�r reques��ng paym�nt. NEBRASKA-SingIe Family-Fannie MaelFredrfi�Mac UNf��RM INSTRUM�NT Fvrr�3Q28 1141 VMP 0 VMPfi4NE]4'�342f Wolters Kluwec Financial 5er�ic�s Page�of 17