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��15�13�5 <br /> B�RR�WER��VENANTS�hat Borrower zs �a�vfull� se�sed�f the esta�e hereby canWeyed and has �he righ�t� <br /> �rant and convey the Property and that the Proper�y is unencumber�d, except for encumbrances nf re�ord. <br /> B�rrower warrants and will defend general�y �he ti�le ta the Property against a�I claims and demands, subject tQ <br /> any encumbra�aces of record. <br /> THIS SE�URITY INSTRUM�NT c�mbznes un�form co�enants far national use and non-un�f�rm ca�enan�s w�th <br /> limited varia�ians by jurisdic�ion t�constitute a unif�rm s�cur�ty in�trum�nt��vering real praperty. <br /> Unifvrm C�venants. Barrower and Lender co�enan� and agree as follows: <br /> 7. Payment af Principal. Interest, Escrow Items, Prepayment Charges, and Late Gharges. B�rrower <br /> shall pay when due the principa� of, and interest on, the debt evidenced by�he Note and any prepayment <br /> charges and Iate charges due under the Nate. Borrower shal� als�pa� funds for Escrow I�ems pursuan��o <br /> ���t��n 3. Faymen�s due under the Note and�his 5ecur�t�r �ns�rument shall be made in U.�. currency. <br /> ��v�ever, �f any check or other ins�rument r��eived by Lender as paym�n�under�he Note�r th�s Security <br /> �nstrument is returned ta L�nder unpa�d, L�n�.er may require that an�ar all subsequent paymen�s due under <br /> the Nate and�his Secur�ty�nstru�ment be n�aade�n�n��r m�re�f�he fo�l�wing forms, as sele�ted b� Lender: <br /> �a}cash; �b}money order; �c}c�r��fied check, bank check, treasur�r's check nr cashier's ch�c�, provided any <br /> such check is drawn upon an inst�tu�ion whase deposits are insur�d by a federa� agenCy, zns�rumen�a��ty, or <br /> en��ty; ar�d� Electrnnic Funds Transfer. <br /> Payments are deemed rece��ed by Lender wh�n r�ce��ed at th��fl�a�ion designated�n the Na�e or at su�h <br /> o�her locat�on as may be designated by Lender in accordance wi�h th�no�ice pr�visinns in Section 15, <br /> Lender may re�urn any payment ar partial paym�en� if the payment or par��a�payments are insuff�cient�� <br /> brin�the L�an�urren�. Lender may ac�ept any payment or par�ia� payrnen�in�uff�cien�t�br�ng the L�an <br /> current, ���hout v�aiver of any rights hereunder or prejud�c�to its rights ta refuse such payment or par��a� <br /> paymtents in the fu�ure, but Lender is n.at obligated to apply su�h payments at the�ime such pa�ment� are <br /> aCcept�d. �f each Per�ad�c Paymen� �s app�zed as of its sche�u�ed due date, �hen Lender need not pay interest <br /> on unapp�ied funds. Lender rnay ho�d such unapp�zed funds un�i1 Borrower makes payments to bring�he <br /> �,vax�Curr�nt. If Barro�er does nQ�da s�vv�thin a reasonab�e period of tzme, Lender sha�I ei�her app�y su�h <br /> funds ar re�urn them to Barrower. If not appii��earlier, such funds r�zl�b�app��ed�o the�u�standzn� <br /> principa�balan��under�he Nate xmmed�a�eZ�pr�or to f�reclasure. Na�ffs�t or claim vvhich Borrov�er migh� <br /> have now ar in the future agaxns� Lender shal� rel��ve Barrow�r frorn making payments due under�he Note <br /> and this 5ecurity In�tru.men�or perfarm�ing the cowenan�s and agr�em�nts secured by th�s S�curit� <br /> �nstrumen�. <br /> �. Applicatinn �f Payments �r Proceeds. Excep�as otherwise described in�his Sectzon 2, a��payments <br /> accep�ed and applied b�r Lender sha�� be app��ed in th� fo�lawin�order�f priority: �a} int�rest due under�he <br /> No�e; �b}principal due und�r�he Nate; �c} amounts due under S�ctian 3. Su�h payments shal� b�appii�d�o <br /> each P�ri�d�c Payment in�he order�n which ��became due. Any r�ma�ning am�unts sha��be applied f�rst�a <br /> �a�e charges, second to any other amounts due under this Securzt��nstrum�nt, and then�a r�du�e the <br /> princ�pal �alance af the N�te. <br /> If Lender receives a payment frnm Borrower for a de�inquent Peri�dic Payment which inc�udes a suf�cient <br /> - amount to pay any�ate charge due, the payment may be appl�ed�o�he de��nquent paymen� and the late <br /> charge. �f mare than ane Period�c Paymen� is au�s�anding, L�nder nzay app�y any pa�men�rece�v�d fr�m <br /> Borrovver�a the r�paym�nt of the Peri�die Payments if, and�o the e��ent tha�, each payment�an be pa�d �n <br /> full. To the ex��n�tha� any excess�x�sts af�er th�pa�ment�s applied�o�he full payment of one or rnore <br /> P�riodic Payments, such excess may be applied to any late charges due. Volun�ary prepaym�nt�sha�l be <br /> applzed firs��o an�prepaym�nt charges and�hen as describ�d�n�he Note. <br /> N�BRASKA-5ingt�Family-�annie MaelFreddie Mac UNIFC3RM INSTRUM�NT Form 3028�1�1 <br /> VMP� VMP6�NE;t73��� <br /> VIIpItBfS KIl]W@�FEf1�C1C[�I S�fVEC�S Page 4 a�17 <br />