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rn m � � � rnm � y rn o �� n �rn IV rn �, �o rn � � o o �z � � z� � � � �� z � � �' z� �' � �rn � z �� o � �ov � cn �� rn �� rn� � � =c�r� � � �o � � � � w� r� �o � .�.� Z o� � � � � � Z � TH�S IN�STRUMENT PREPARED BY: AFTER REC�RDIN�RETURN T�: Home Federa�Savings&L�an Assac�at�an of Home Federa�Sav�ngs&L�an Assoc�ation af Grand Is�and �rand Is�and ��1 South Locust Street 221 South Lo�ust Street GRAND ISLAND,NE 688U 1 �RA.ND I�LAND,NE 688�1 �5pace Ab��e This Line Far Record'zng Da�a} LC]AN�RIGINAT�R�DMPANY NAME: Hame Federa�Savings&Loan AsSflciat�on af Gr�nd Is�and NMLS C�MPANY IDENT�FIER:446443 L�AN 4RIGINAT�R NAME: Chris I�askse NMLS�RI�TNAT�R��ENT�FIER:494668 D�ED �� TRIJST �PREAUTH�RI�ED �C�PEN�NI]} CREI]IT � FUTIJRE ADVAN�ES AR� SE�UREl3 BY THIS DEED UF TRUST� TH�S i]EED �F TRUST �"S�curzty Ins�rumen�"} �s made an February �5, 2D15. The gran�ars are TERRY L FE�TER and KRISTINE K FE�TER, HUSBAIwD AND �IFE, whase address zs 4161 RED'L�L��D �T, GRAND ISLAND, Nebraska �8$�3--31�7 �"Borrower"�. Borrower is nat zxeCessarily �h� same as �he Persan �r Persons who s�gn the Home Equity L�ne af Cred�t Agreement, dated February Z5, 2015 �"��ntract"}. The ob�zgatians af Borrawers who did not sign the Contrac�are explained fur�her in�he sec�ion�i�led Successor� and A5Sl�n5 Bound; Join� and Se�era� Liabi�ityy Accommadat�on �igners. The tr�ustee is Arend R. Baack, Attorx►ey whose address zs P.�. Box 7gD, Grand Is�and,Nebraska 6S8U2 �"Trustee"�. The beneficxary is Home Federa� Sav�ngs & Laan Assocxa��on of�rand Is�and, whzch is arganzzed and �xzs�ing under �he Iaw� af�he United Sta��s of America and whose address �s 2�1 South Locu�t Stree�, Gran�i Is�and, Nebraska 6�541 �"Lender"�. TERRY L FEGTER and KRISTI�E K FE�TER have en�ered �n�� a �ontrac�wzth Lender as of February z5,2D15,under the�erms�f which Borrov�er may, from t�me�o�ime, abtiain advances r�a�to exceed, a� an� time, a ***MAXIMUM PRINCIPAL A�VI�UNT �EXCLi�DING- PR�TECTIVE ADVAN�E�}*** of F�fty Thousand and �411UU Da��ar� �U.S. �SU,4�4.4�� "Credz� Lim�t"}. Any party xnterested xn th� de�a��s r�lated to Lender's continuing obligatian�o make advances tio B�rrower�s advised�o consult dxre�tly with Lender. �f not paxd earlier, t�Ze sums owing under BorrnWer's �on�rac�with Lender wiil be due nn March 1S, 2U�U. Thzs Security �nstrument secures t� Lender: �a} �he repayment of the debt under the �nn�rac�, w�th int�res�, includ�ng future advanc�s,and a�l renewals,�x�ensi�ns and madzficat�ons of the Contrac�;�b}��e payment of a�l o�her sums, wzth in�eres�, advanced�a pro�ecti�he security of th�s Security Ins�rument under the provisions af�he sectznn�itled Protect�an�f Lender'S Rights in the Prn�erty;and�c}�he performance of Barrower's covenants and agreem�nts under�his Securx�y Instrument and�he �an�ract. Far thas purpose, Borrawer, in consideratzon of�he debt and�he �rust h�re�n crea�ed,irreva�ably gran�s and canveys��Trus�eey�n trust,with power af saley�he follawing descrzbed praperty Iocated in the C�UNTY of HALL, State�f N�braska: Address:4161 REDW��I]CT,GRAND ISLAND,N�braska 688U3�-31U7 Lega� Descr�ptian: L�T SI�TEEN �1G}y IN WESTW��I3 PARK SEC�NI� SUBDIVISI�Ns IN THE �ITY DF GRAND ISLAND,HALL C�i�NTY,NEBRASKA T�GETHER W�TH al� the improvements no�v ar hereaf�er ere�ted on the property, and aIl easem�nts, appur�enanc�s, and fixtures now or hereaft�r a par� �f the propert�r. A�I replacemen�s and addztions shall also be cavered by this S�curi�y �ristrument. Al� of the foregaing �s referred ta in �hi� Securi�y Instrum�nt as the "Praper�y.t' B�RR�WER��VENANTS �ha�Borrower is lawfully s�zsed of the es�a�e hereby conveyed and has �he right�a gran� and cor�vey �he Praperty and �hat �he Prop�r�y is unencumbered, ex�ept for encumbrances �f recard. Borrower warrants and w�l� defend generally the �it�e �o xhe Proper�y agai�.st al� c�a�ms and demands, subj�c� to any encumbrances of record. $orrower and Lend�r covenant and agree as fa��ows: Payment of Princ�pa�.and Interest; �ther Charges.Barrower sha1l promptly pay whezx due�he principal of and interes��n�he debt owed under�he�on�ract and la�e charges or any a�her fees and charges due urider the�ontrac�. �2�04-2414 Cvmpliance Systems,Ir��.4958-ti7$B-2D13L�.3.1.803 Cansumer Iteal Estate-Security It�strt��ent bL2035 �age 1 of 5 www.�ompli�tacesys�ems.cam