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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on February 27, 2015 by <br />Bey Phothisane, Somphone Chantrilack <br />Notary Public <br />Holly Nott <br />My commission expires: 10/27/2016 <br />Loan origination organization Home Federal Savi ngs <br />NMLS ID 446443 <br />Loan originator Hol 1 y Nott <br />NMLS ID 494666 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />and <br />GENERAL NOTARY - State of Nebraska <br />HOLLY NOTT <br />My Comm. Exp. October 27, 2016 <br />201501197 <br />Loan Assn of Grand Island <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />