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��15�1154 required by RESPA, and Borrflwer shall pay �o Lender the amount necessary�o make up the deficiency in ac�ordance�v�th RESPA, but in n� m�r�than ��mon�hiy paymen�s. Upan paymen� �n fu�� of a�� surns secured hy th�s Security �nstrument, L�nder shal� pramptly r�fund to Barrower any Funds he�d b�r Lend�r. 4. Charges; Liens. Barrawer sha�l pay al� taxes, assessments, charges, fines, and impositians attribu�able ta the Praperty which can attain priori�y o�er�his Security �nstrument, leasehold payments or gr�und rents on the Property, if any, and Conununity Assaciatian Dues, Fees, and Assessments, �f any. T�the extent that these ztems are Escrow �tems, Borrawer shal�pay�h�m zn the manner pro�ided in Sect�on 3. Barrov�er sha��pramptly discharge any �ien which has priari�y aver�h�s Security Instrument un�ess Borrower: �a} agre�s in wri�ing ta�he pa�ment�f�he abligatian secur�d by the lien�n a manner acceptable to Lend�r, but only so l�ng as Borrower is performing such agreem�nt; ��}contests the Iien in gaod faith by, or defends agaxns�enforcement of the l�en in, 1ega1 proceed�ngs wh�ch in L�nder's ap�n��n opera�e to preven� �he enforcem�.en�of the l�en while�hose proce�d�ngs are pend�ng, bu�on�y un�zl such proceedings are c�nclude�i; or�c} secures from the holder of th�li�n an agreement sat�sfac�ory t� Lender subordina�ing th� li�n to this S�curity Instrument, If L�nder determines tha� ar�y part af the Prop�rty is su�jec��o a�ien wh�ch �an a��ain pr�ori�y aver thi� Securi�y �nstrum�nt, L�nd�r may give Barr�w�r a n�t�ce �den��fy�ng�h�l��n. �ith�n ��day�of the da�e�n which tha�not��e�s g�ven, B�rravver sha�� sat�sf�th��en or take on�ar n�ore of the actions se� f�rth aba�e in this 5ec�ion 4. L�n�.�r rnay requ�r�B�rrow�r to pay a one-��n�charg� for a r�al es�a��ax�erifica�ion andlar rep�r�ing s�rv�ce used by Lender�n cor�ne�tion�i�h this Loan. a. Prflperty lnsurance. Bnrrower shali�eep th��mprnvements now existing ar hereaf�er erected an the Prflper�y �nsured aga�nst��ss by �re, hazards included w�th�n the term "ex�ended coverage," and any o�her hazards inc�ud�ng, but nflt lzm�t�d to, ear�hquakes and f�a�ds, for w��ch Lender requires insurance. This in�uran�e shall b�m�aintain��in the a�nounts ��nc�uding deductibl��e�e�s) and far the p�ri�ds that Lender requires. What L�nd�r r�quir�s pursuan��o the preceding sent�nc�s can change during the term af th�L�an. The�nsurance carr�er praW�d�ng the insuranc��ha�l be chos�n by Borrower subject to Lend�r's righ�ta d�sapprove Borrawer's�ha�ce, wh�ch r�ght shall nnt�e exerc�sed unr�asonab�y. Lender may requ�re Borrower ta pay, in connec��n w��h�h�s Lnan, e�ther: �a} a one-t�me char��far tlaod zane detern�.ination, ce�ifica�ion and tracking ser�ices; �r�b} a one-ti�me charge fQr flflod zone determ�nation and c�rti�ca�ion ser�ices and subsequent charges each time rernappings or similar c�ianges accur wh�ch reasonab�y migh� affe��such determina�ian ar c�r�ifica�ian. Borrawer shali also be resp�nsible f�r the payment of any f��s impased by the F�deral Emergency Managemen�Agency in cannec�i�n with the re�iew of any flo�d zone determination r�su�t�n�fr�m an ab�ec�ion by Borrower. �f Barrawer fa�ls ta mainta�n an�r�f�he ca�verages des�ribed a�o�e, Lend�r m�ay obtain insurance co��rage, at Lender's option and Borrower's expense. Lender is under n�flb�igatian�o purchase any particular typ�ar amount�f coverage. Therefore, such c��erage sha�l cover Lender, bu�might�r might not protect Bnrrov�er, Borrower's equity in the Prapert�, or the con�ents nf the Proper�y, against any risk, hazar�i or liab�lz�y and might pravide greater or lesser caverage�han was pre�iousl�r in effect. Borrower acknovvledges that�he cost of the insurance c��erage so o��a�ned might signi�cant�y exceed the cost of znsuran��that Borrower cou�d have ob�ained, Any amounts d�sburs�d by Lender und�r this Sec�ian 5 shall become additional d�bt�f B�rrower secured b�this Securi�y Instrum�n�. Thes�am�unts shal�bear�nter�st at the Nate ra�e from the date of d�sburs�m�nt and shal�be paya��e, with such in��res�, upan notice frnm L�nd�r tn B�rrow�r reque�t�ng paymen�. NEBRASKA-Single�amily-Fannie MaeJF�eddi�Mac UNEFORM INSTRLIM�NT �vrm 3��8 11�1 VMP� VMPfi4NEy 413Q2� Wo�ters KEuwer Financiai Ser�ices Pa�e fi af�7