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��15�1154 <br /> tC� "Lender" �s Home F�dera� 5a�i ngs and Laan Assn of Grand I s�and <br /> Lend�r�s a Sa�i r��s ar�d L�an <br /> organized a.�d e��s��n�und�r t�ae lav�s of T�e State of Nebraska . <br /> Lend�r's address �s 2�l South Locust St Grand Is�and �E �8801 <br /> . <br /> Len�i�r is th�ben�ficiary under this S�cur��y �ns�rument. <br /> {D� "Trusteerr �s Arend R Baack, Attorney <br /> 4�3 "Nate" means �he promissory no�e szgned by Borrower and dated F�k�ru a ry 27', ��15 . T`he Nate <br /> states�hat Barrovver a�es Lender TIn�D HU�DREa S I XTY S I X THUUSAND N I NE HUNDRED <br /> THIRTY FIVE A�D ODI1D� <br /> Dol�ars tU.S. $�f 6,J35.�4 }plus interest. Borro�v�r has prfln�.ised t�pay thzs de�� �n reguiar <br /> Peri�dic Pa�men�s and�❑pay the debt in fuil not later than M a r�h l, �045 . <br /> 4F3 "Property" means the property that is d�scribed�e��w under�he heading "Transfer af Rights in the <br /> Praperty." <br /> 4Gj "L�an" m�an��he debt�v�d�nc�d by �he Note, p�us �nter�st, any prepaymen�charges and late charges�ue <br /> under�he Na�e, and a�� sums du�under�his Security Instruzn�nt, p�us interest. <br /> �H� "Riders" m�ans all Riders to�his Secur�ty �nstrumen�that are ex�cu�ed�y Borrawer. The following R�ders <br /> are t�be ex��ut�d by Barr��er [chec�ba� as app�icabie�: <br /> � Ad�ustable Ra�e Rider 0�andominiurr�R�der 0 Second Home Rzder <br /> 0 Ba��oon Rider � Planned L�nit D��elopmen�Rider 0 1-4 Fa�mz�y Rider <br /> [�VA Rider 0 Biweekly Payment Rider 0 Uther�s} [specif}�] <br /> 4�} "Appl�cable Law" means all control�ing apg�icab�e federa�, state and�oca� statu�es, r�gu�at�ons, ordinances <br /> and adn�n�strati�e rules and arder��that have�he effect af Iaw} as we�l as a�� app��cab�e f�na�, non-appeaiable <br /> judic�a� op�nions. <br /> �J� "�ommunity Asso�iati�n Du�s, Fees, and Assessments" means al� dues, fees, assessments an.d flther <br /> char�es tha�are�mposed on Borr��er or�he Prop�r��by a Condaminium assoeia�ian, hom��wners <br /> assacia�ion�r similar arganization. <br /> �K� "Ele�t�vnic Funds Transfer" means any transf�r af funds, ❑�her than a transact�on orig�nated by check, <br /> draf�, ar simi�ar pap�r�ns�rumen�, which is initiated through an eiectronic�erm�na�, te�ephonic �nstrument, <br /> computer, or m�agne�ic�ape so as to arder, instru�t, or author�ze a finan�ial �nsti�u�ion to de�it or cred��an <br /> account. Such term�ncludes, but is not l�m�t�d �a, po�nt�nf sale transfers, automa�ed teil�r machine <br /> transactions, transfers initia�ed by telephane, w�r��ransfers, az�d aut�ma�ed��earinghouse transfers. <br /> �Lj 'T Escra►►►r �t�ms" means�hose items tha�are d�scribed in Sec��Qn 3. <br /> �M� "Miscelianeaus Praceeds" means any compensa�ian, settlemen�, award af damages, or proceeds pa�d by <br /> any third party �other�han xnsurance pr�ceeds paid und�r the coverages described�n 5ec��on 5} for: �i} <br /> damag�to, or destructxon nf, �he Property; �ii� cond�mnat��n or other tak�ng of all or any par�of�he <br /> Proper��r; �iii} c�nveyance in li�u of condem�n.a�ion; or�iv}x��srepr�sen�a�ians of, or nm�.sszons as��, the <br /> va�ue andl�r condition of the Pra ert . <br /> N�BRASKA-Singte FamiIy-�annie Mael�reddie Mac UNtFaRM INSTRUM�NT �vrm 3��8�I�i <br /> VMP� VMF'fitNEi 413D�y <br /> Wvlters Klt�wer Financial Ser�ices Page 2 qf�7 <br />