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��15�1154 <br /> �2, Bo�ro►n►er �Vot Released; Forbearance By Lender Not a Wair►e�. Extens�on of the�ime f�r paym�nt or <br /> modif�cat�on of amort�zatian of the su�ms secure��y�h�s Secur�t��nstrument gran�ed by Lender�o Borrower <br /> or any Successor in�nterest of Borr�wer sha�l nat operate to reiease�he liab�li�y�f Borrnwer or any <br /> Successors in Interes�af Borrower. L�nder shai� not be requ�red�o com.mence proceedings agains� an� <br /> Suc�essor in Interest�f Borr�w�r or to refuse�a�xtend t�me f�r payment or otherwise modify am�rtizati�n <br /> of�he sums secured by this Securit��nstrumen�by reason of any demand made by the�r�ginal Borrawer or <br /> any 5uccessors �n�n�eres�of Borrovver. An� forbearance by Lender�n exer�ising any r�gh�or r�medy <br /> inc�uding, w�thout l�mitat�on, Lender's a�cep�anc�af payments from th�rd persons, entit�es or Su��essors in <br /> Interest of Borrawer or in amoun�s �ess than�he amoun�then due, shall not be a v�rai�er of or prec�ude#�e <br /> exercise�f an� righfi�r remedy. <br /> �3. Jvint and Se�era[ Liahility; Cows�gners; Successors an� Assigns gvund. B�rrow�r cflv�nants and <br /> agrees tha�gorrawer's obl�ga��ons and liabili�y sha11 be joint and severa�. �owe�er, any Borrower v�rho <br /> co-signs this Securit� �nstrument but do�s not execute�he No�e�a "ca-�igner"}: �a��s co-signing this <br /> Secur�ty Instrumen�on�y to mortgag�, gran�and con�ey the co-s�gner's interes�in�he Proper�y under the <br /> �erms af thxs Securi�y �nstrumen�; �b� is na�persona�Iy�b�iga�ed to pay the�ums secured h�r���s Secur�ty <br /> �nstrumen�; and�c} agrees tha�Lender and any othtr Borr�wer can a�ree to�xtend, modify, for�ear or rnake <br /> any accommoda�ions with regard to�he terms of this S�curi�y Instrum.ent ar the Note v�rithou�the co�signer's <br /> consent. <br /> Suhject to�he pro�isions�f Sec�ion 18, any Su�cessor in�nterest af Borrawer vvha assumes Borrower's <br /> o�l�gations under thi�Secur�ty �nstrument�n vvri�ing, and is approv��by L.�nder, sha�l obta�n aI�of <br /> Borrov�er's rights and henefits under th�s Security �nstrumen�. Barrower shal�n��be r�leased from <br /> Barrower's ob�igatians and liability under this Secur��y �nstrument uniess Lender agrees�a such release in <br /> writ�ng. The co�enants and agreem�nts of this Securi�y �nstrument sha�� bind �except as prov�ded�n Sect�on <br /> 2a}and b�ne��the successors and assigns of Lender. <br /> �4. Loan Charges. Lender m.a�char�e Borrower fe�s for services p�rf�rmed �n conne�t��n�vi�h Borrower's <br /> defau�t, for the purpose of protec��ng Lender's int�rest in the Proper�y and rights under this Security <br /> �nstrumen�, includ�ng, bu�no�1 imited�o, attorneys' fees, proper�y inspection and vaivat�an fees. �n regard�o <br /> an�r��her fees, the a�sence of express auth�rity �n this Secur�ty �nstrument to charge a spe�if ic fee ta <br /> Borrower shall nat be canstrued as a prohibition�n�he charging of such f��. Lender may n�t charg�fees <br /> that are expressly�roh��ited b�th�s Security �nstrument or by App�ica�le Law. <br /> �f the Loan�s subject�o a law wh�ch se�s maximum loan�harges, and�ha�Iaw is f�nai�� interpre��t�so�ha� <br /> the�n�erest�r o�her�oan charges c�Ilected ar to be ca�iected in conne�tion wi�h�he�...�an�xceed the <br /> permi�ted lim��s, �h�n: �a} any such�oan char�e sha���e reduced by the amount necessar�to redu��th� <br /> charge to th�permi��ed lim.it; and �b� any su�m.s a�r�ady collected from Borrav�rer�rh�ch ex�eeded permit�ed <br /> ��mi�s w���be refunded to B�rrav�er. I.�ender�a�r�hoose to make this refund by reducing�he�r�nc�pal owed <br /> under the Note or t�y making a d�rect pa�ment�a Borrawer. �f a refund reduces princ�pa�, the reduct�fln v�rili <br /> b�treated as a par�ial prepayment withou�an�prepaym�nt charge�whether or not a�repayment�harge is <br /> provid�d far under the Note�. Borrov�er's accep�ance of an� su�h refund m�ade�y dire�t pa�n-�en�to <br /> Borrower wii�consti�ute a wai�er of any righ�of ac�ion Borrower might haWe arisin�out of such o�rercharge. <br /> �5. Nntices. Al�no�ices��ven h�Barrower�r Lender in connect�on with�his Securi�y �ns�rumen�mus�be�n <br /> writ�ng. Any notice�o Borrower in connec�ion v�ri�h�h�s Se�ur��y �ns�rument sha��be deemed to ha�e been <br /> g��ren to Borrower when ma�led by first class mail or when actua�ly deii�ered to B�rrower's not�ce address �f <br /> sen�b�r o�her m.eans. No��ce to an��ne Borrow�r sha�� cons�itu�e notice to all Barrower�un��ss Appl�cab�� <br /> Law e�pressly requires otherwise. The notice address sha11 �e�he Proper�y Address un�ess Bo�rrower has <br /> N�BRASKA-5�ngle Family-�annie Mael�reddie Mac UNIFQRM INSTRUMENT Farrr►3028 11D1 <br /> VMP Q VMP��NE}[13�23 <br /> Wv�ters Kluwer�inancia!5er�ices Page�i of 17 <br />