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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, Hall County ss: <br />- Witness - Witness <br />Th orego.ing instrument was acknowledged before me this 1� day of <br />•-r'l /S , by Jennifer A Reisdorpth. <br />Witness my hand and notarial seal 's/ .NEin said County, the date aforesaid. <br />My C. n fission Expires: AAri1, 2016 <br />11ANIEL ROTH <br />;1" _ Mr CC41 .Ex A 42011 <br />20150106r%; <br />(Seal) <br />- Borrower <br />otary Pub lc Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />