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��15�1�4� <br /> {C� "Lender" is Home �ed�ra� Sav�ngs and L�ar� Assn of �rand I s�and <br /> Lender is a S��i ngs and Loan <br /> organxzed and�x�stzng under�he�aws�f The 5ta�� of Nebra�ka . <br /> Lender's address �s ��1 Soutn L��ust 5t Grand I s�ar�d NE �88D l <br /> . <br /> ,- .. _ Lender�s th�bene�c�ary und�r th�s Secuzi�y �nstrurnent. <br /> 4V� �*TI�L�S�'L`��YY �5 A����� � vC���l�� A������� <br /> �E 3 "Nvte" m�ans the promiss�ry n�te�ign�d b�r Borro�ver and dated F�b r u a ry 2�, �p 15 , The Note <br /> sta�es that Borrower ov�es Lend.er S I XTY TH�USA�D F I V E HUNDRE❑ Tlnf E NTY F I V E AN D <br /> oo�sflo <br /> D�llars �U.�. $6�,�Za.DD }plus in�er�st. Borrower has promised to pa��hi�deb� �n regu�ar <br /> Periodic Payments and to pay�he debt in full nat�at�r than M�r�h 1, �03D . <br /> �F� "Property" m�ans the property�hat�s described belou�under the�ead�ng "Transfer of Rights in�h� <br /> Pr�a�aerty." <br /> �G 3 'r Laan" means�he debt evidenced by the Note, p�us �n�erest, a�y prtpayment charges and la�e charges du� <br /> under the Nate, and a�1 sums due under this SeCuri�y �ns�rument, pius �nter�st. <br /> �H� "Riders" means a.11 R.zders�a this Se�ur�ty Ir��trumen��hat are execu�ed by Borrower. The fo�lowing R.�ders <br /> are t�be e�.ecu�ed by Borro�er �check b�x as app�icablt]: <br /> �Adjus�ab�e Rat�R�der 0 Candominzum Rider � Se��nd H�n�e Rider <br /> � Ba��oon R.�der 0 P�a.�x��d L�nit I]ewe�opment Rider [� I W4 Fa�nily R�der <br /> C]VA R�dtr 0 Biweekiy Paymen�Rider C� U�her�s} [specify� <br /> t�� "App�i�ab�e Law" means a1� con�ro�l�ng appl��ab�e f�deral, state and local s�atutes, regulat�ons, ord�nanc�s <br /> and adrn��n�s�rative ruies and order� �tha�ha�e the effect of�aw} as vv�l� a� a11 appl�cab�e f�na�, n�n-appea�ab�e <br /> judic�a� opin�ans. <br /> 4J� "�ammunity Ass�ciat�on Dues, Fees, and A�sessments" means al� dues, fees, assessm.er�ts and a�her <br /> charges �hat ar��mp�sed on Borrower ar�he Pr�p�r�y by a candomin�um a��oc�a��on, hflmeawners <br /> assaciati�n or sim��ar nrgar�iza�ion. <br /> �K� "Electronic Funds Transfer" means any transfer of funds, o��er thar�a transa��ion originat�d by check, <br /> draft, ar sinz��ar paper�ns�rument, which �s �n�tiated thraugh an ele�tronic t�rmina�, �elephoniG instrument, <br /> c�mputer, �r magnetic tape so as �o ord�r, �n.struct, or authariz�a f�nanc�a� �nst��u�i�n to deb��or credit an <br /> accnunt. Such term includes, �ut xs n�t�imited to, po�nt-af-sale�ransfers, automat�d�e��er mach�n� <br /> transa���ons, transfers initia��d by te�ephone, v�ire transfers, and aut�mated cl�aringhouse�ransfer�. <br /> {�� rr Escr�v►► Items" means �hose items that are described in Sect�on 3. <br /> �Ni� "Miscellaneaus Prnceeds" means an��amp�nsation, se���ement, award of damages, or pr�ceed�paid by <br /> axxy third party�other�han�nsurance proceeds pa�d u�ader�he co�erages described in Section S} for: �i} <br /> damage�o, ar de�truc�ion of, the Pr�p��.y; ���}�and�mnatian or other�al�ing of a11�r any par��f�he <br /> Propert�r; �i�i��anveyance in Iieu of c�ndemna�ian; �r���}misrepresenta�ions of, or om�sszons as�o, the <br /> Walue andl�r candit�on of�he Pra �r� . <br /> NEBRASi�A-Singl��amily-Fannie MaelFreddis Mac UNIFaRM INSTRUMEIVT �orm 3Q28�1�1 <br /> VMP� VMPfi�N�1 t�3�2] <br /> Wp[tBrs Kluw�r�inar�Cial Se�ViCes Page 2 of'#7 <br />