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��15�1�45 <br /> ��� "�enderir is Ho�ne Fed�ra� Sa�i ngs and Loan Assn of �rand Is�and <br /> Lender is a 5���ngs and Lo�n <br /> organiztd and exis�ing under the�aws flf The State of Nebras�.a . <br /> Lend�r's address �s �21 South L��uSt St �rand Is1 and NE 688�1 <br /> Lender is �he b�n��c�ary under this Secur�t� �nstrument. <br /> 4D� "Trustee" is Ar�nd R Baack, Attorn��r <br /> 4 E� "N ate" meazls the pranl�ssory no��signed by Borrower and dat�d Fe b r u a ry 2�, �415 . The N��e <br /> sta�es that Bor�ower�wes L�nder QNE HUNaRED E IGHTY E IGHT TH�USAND �NE HUNDRED <br /> AND �D/lD� <br /> Dollars�U.S. $18$,1 D 0.�0 }plus interest. Bnrrower has pr�m��sed to pa��hzs deb��n r�gu�ar <br /> Peri�dic Paymen�s and to pay��e de��in fu�l nat later�han Mar�h l, 2045 . <br /> �F� "Prvperty" means the pr�p�rty�hat�s descr�b�d be�ow under t�e heading "Transfer of R�g�ts �n the <br /> Pr�perty." <br /> �G� "Loan" means the debt evzd�nced by�he�ote, p�us xn�eres�, any prepayment charges and 1a�e charges due <br /> under��e N��e, and aIl sums due under this Secur��y �nstrumen�, plus in�eres�. <br /> 4 H� "�iders" rneans a�l Riders to th�s Secur�t��nstrumen�that are�xecuted by Borrower. T�.e f����vw�ng R�der� <br /> are ta�e executed by B�rrower�check box as appl�cab���: <br /> �Adjus�ab��Rate Rider [....���ndominiuxn Rxder C] Sec�nd H�me Rider <br /> �Ba��oan Rider �P�anned L�nit I3eve�opment Rider �] 1-�4 Famil�Rider <br /> [�VA R�de� 0 Biu�eekl� Pa�ment R�d�r ��therts} �specify� <br /> �I� "App���able Law" means a11 contralling app�ica��e fe�eral, s�a�e and�acal ��atutes, regulations, �rdinara�es <br /> and adrn�n���rative ru�es and orders ��hat have the effec��f lav�} as well as a�l app�icab�e firial, nonTappea�a��e <br /> �udic�al ap�n�ons. <br /> 4w�� "Cornmunity Ass�ciat��n Dues, Fe�s, and Assessmen��" means a�l dues, fees, assessmen�s and other <br /> charges�hat ar��mposed on Borrawer or the Pr�per�y by a condominium asso��ation, homeown�rs <br /> assoc�a�zan or sin���ar organ�zation. <br /> 4 K� "Elec�rvnic Funds Transf er" m�ans any trar�sfer of funds, o�.her than a�ransac�ion originated by check, <br /> draf�, or s�mi�ar pap�r instrument, wh��h is initiated through an eiec�ron�c terminal, �elephonic instrum�nt, <br /> computer, or magnetic�ape so as to order, �nstruct, or author�ze a f�nanc�al ins��tutzan�o debi��r cred��an <br /> account. Such�erm�nclude�, bu�is nat��mited�o, point-of sa�e�ransf�rs, au�om.ated t���er mach�n� <br /> transact�ans, transfers �ni�iated by te�ephon�, w�re tra.r�sfers, an�i au��ma�e���ear�n�haus��ransfers. <br /> �L� "Escr�w Items" means �hose items that are descr��ed in Secti�n 3. <br /> �Nly "Miscelian�vus Proceeds" mean� an�compensat��n, settlem�n�, av�ard af darnages, �r pr�ceeds paid by <br /> aray third par�y �nther than insurance proceeds paid under�he co�erages described in Sect��n 5} f�r: ��} <br /> damage��, or destruction af, th�Praper�y; �i�}c�ndemnatian or other�ak�ng�f a�� ar any par�of the <br /> Proper�y; �iii} conveyanc��n��eu of�ondemnation; �r t�v}misrepresenta�ions of, or�missian� as t�, the <br /> va�ue aridl�r condi�ion of the Pro er� . <br /> NESRASKA-Single�amily-Fanr�ie MaslFreddie Ma�UNIF�RM INSTRUMENT Fvrm 302$1141 <br /> VMP� VMPS[N���1�021 <br /> Wv���rs Kluwec Finar�cial Ser�ices Page 2 of 17 <br />