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��15�1�4� <br /> �Z. Borr�wer Not I�eleased; F�rbearance By Lender Not a 1Nai�er. Extension of the�ime for payment or <br /> mQdifica�ion of amor�izat�on of�h�sums secured by this S�curi�y �nstrument granted by Lend�r to Borrower <br /> or any Su�c�ss�r in�nterest of Borrower sha�I not aperate t�r�Iease the l�ability of Barr�wer or an�r <br /> Successors �n In�eres�of Borrower. Lender shall not be requ�red�a commen�e prace�d�ngs aga�nst an� <br /> Suc�essor in Interest of B�rr�wer or to refuse to ex�end time for paymen�or atherwise madif� amor��za�iari <br /> of the sums secured by th�s Securit��nstrument by reason of any demand made by the or�ginal Borrower or <br /> any Successors in In�eres�of Borr�wer. An�r f�rbearan�e�y Lender in exercising any right or remedy <br /> inc�uding, w�thout l��i�a�ivn, Lender's acceptance of payments fr�m th�rd p�rsons, en�it�es or Succ�ssors in <br /> Interest of Borr�wer ar�n am�unts less than�he amoun�then due, shall n�t be a waiver af or preclude the <br /> exercise of an�right ar rexnedy. <br /> �3. Jo�nt and Se�eral L�ahility; Ca�signers; Successvrs and Ass�gns Bflund. Barrower covenan�s and <br /> agr�es�ha�Barrovver's o�b�iga�i�ns and Iiabi�ity sha��be j�in�anci se�veral. H�we��r, any Borrower who <br /> �o-s�gns�his Secur�ty�nstrumen��ut does not execute�he Note�a "co-signer"�: �a} is c�-sign�ng this <br /> Security�ns�rume�.t on�y�o mor�gage, gran�and con�ey the�o�signer's �n�erest�n the Pr�per�y under�he <br /> terms af this Se�urity �nstrument; �b} �s no�personally obligated to pay the sums secured by this Secur�t�r <br /> �nstrument; and�c} agrees t�.a�Lender and an�other Borrower can agre�to e��end, modif�, forbear or mak� <br /> any accammoda�ions v�ith regard to�he terms�f th�s Secur�ty�ns�rumen�flr�he Note without the co-s�gner's <br /> consent. - � <br /> Subjec�����Ze prav�s�ons of Sect�on �8, any Successor in�n�eres�of Borrower who a��um.es Borrovcrer's <br /> . �hl�gat�ons under this Secur��y �nstrumen��n writing, and is �ppr��ved by L�nder, sha�l o��a�n a1��f <br /> Borrower's r�gh�s and bene�ts under this Secur�ty �x�strumer�r. Borrawer sha�� not be released from <br /> B�rr�wer's abligati�ns and liabilit�r under�his Securxty �nstrument un�ess Lender a�rees�o such reXease xn <br /> vvrit�ng. The cov�nants and agr�ement�of this Securi��r�nstrument shal�bind�except as provided�n Sec�ian <br /> 2D} and benef���he suc�essars and a�signs�f Lender. <br /> '14. Loan �harges. Lender may charge B�rrawer fees far services performed�n conne�t�on with Barrovw�r's <br /> defau��, for�he purpose of protec�ing Lender's interest�n�h�Pr�p�r�y and rights un�er th�s S�cur�ty <br /> �nstrumen�, �nc�uding, but not limite�to, a�torneys' fees, pr�per�y insp�c��an and valuat�on fees. �n regard to <br /> any ather fees, the absence of express authority �n�his Security�nstrumen�to charg�a spec��c fee�o <br /> Borrawer shall not be construed as a proh��i�ion on�he charging of such f�e. Lender may no�charge fees <br /> �hat are expressly prohibi�ed b��his Security Instrumen�nr by App��cab�e Law. <br /> If�he Loan is sub�e�t t�a�aw which se�s maxxmum laan charges, and that�aw is fina�ly interpr�ted so that <br /> the int�rest or o�her�oan�har�es coll�cted or to be collected in cor�nection wi�h th�Loan exceed th� <br /> permi.�ted�imits, �h�n: �a3 an�r such loan charge sha���e reduced by�he amount ne��ssary�o reduce the <br /> �harge to the permi�ted�imit; and�b} any sums alread�r colle��ed frorn B�rr�u�er w�.�ch exceeded permi��ed <br /> �im��s wi��be refund�d�o Barro�er. Lender may choose�o xnake th�s refund by reduc�ng the pr�nC�pai owed <br /> under the No�e or by mak�ng a direct paymen�to Borrovver. �f a refund reduces princ�pa�, the reduct�on will <br /> b�treated as a par�ial prepaynlent v�rithout any prepayment charge�wh��her�r no�a prepaym.ent charge is <br /> pro�vided for under t��No�e}. Borra�ver's accep�ance of any�uch refund made by direct payment to <br /> Borr�w�r wii� c�nstitu��a waiver of any righ�of ac��on B�rrower m�igh�hav�ar�sing ou�of such overcharg�. <br /> 7 5. Nat�ce�. A�� no�ices g��en by B�rraw�r or L�nd�r�n c��an.ec�ion w��h this 5�curi�y �nstrume��mus�be in <br /> �vri�ing. An�no�iCe�o Borr�wer in��nnec��on vvi�h th�s Secur��y Ins�rumen� sha11 be deemed to ha�ve beer� <br /> given to Borrower�vhen max�ed l�y �rst c�ass mai�or when ac�ua���de�ivered�a Borrower's no�i�e address if <br /> sen��y o�her means. No�ice�o any ane Borrower sha�� c�ns�itu�e n���ce to a�� Borrnwers un�ess Applicab�e <br /> La�v express�y requ�r�s otherwis�, The natice addr�ss sha�l be the Prop�r�y Addres�ur�less Barr�wer has <br /> NEBRASKA-Single Fami[y-Fannie Mael�reddie Mac UNIFQRM�N5TRLIMENT �orr�n 3D�8 7141 <br /> VMP� VMP6tNE}{'�34�y <br /> Walt�rs K[uwer Financial Ser�ic�s Page i 1 of'17 <br />