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��15�1�4� <br /> 4�3 "Lender" �s H�m� Fed�ral Sa�i ngs ar�d �.�an Assn of Grand Is�and <br /> Lender��a SaW�ngs and Loan <br /> arganized and ex�s��ng under�h��aws of The St�te of N�braska . <br /> L�nder'� address �s �21 S�uth LoGust St Grand Is�and �E 688�1 <br /> . <br /> Lender is the�eneficiary under this S��ur�ty Ins�rument. <br /> �D� "Trustee" is Arend R Baa�k, Attorn�y <br /> �E� "Note" means the promissory no�e signed by Borrovver and dated Feb r u a ry 18, �D 15 . The Not� <br /> states tha�Borr�wer owes Lender T�n1� HUNDRED 11n�E�TY DNE THa�SAND AND fl�I1a� <br /> Do��ars ��.5. $�21,�D�.00 }p�us interest. Borrower has promis�d�n pa� this debt �n regular <br /> Periodic Payments and t�pa�the debt in fu�� not�a�er�han M�r e h l, �040 . <br /> �F� "Prvperty" m�ans�he proper�y that is described below under�he heading "Transfer of R�ghts �n the <br /> Prop�r�y." <br /> 4G� "L�an" m�ans th�d�b�ev�denced by the Not�, p�us �nterest, an�r prepaymen�charg�s a.nd late charges due <br /> under the Na�e, and a1� sums due under this Securi�y �nstrument, p�us �nter�s�. <br /> 4 H� "Riders" mean�all Riders t� this S�curi�� Instrument that are execut�d by Borrower. The f����wing Rxders <br /> are to be ex�cu�ed b�Barrower [�h��k bax as appticabl�]: <br /> �Adjus�ab�e Ra�e R�der 0 Condorninium Rider 0 Second Home Rider <br /> �Ba��oon R�der 0 P�anned Un�� De�e�flpment Rider � 1-4 Family Rid�r <br /> 0 VA Rider 0 Biw�ekl�r Payment R�der � D�her�s} �specif�� <br /> ��3 "►4pplicahle Law" means a�l control�in� app�ica�le federal., s�a�e and�acal statutes, regulations, ordinance� <br /> and adm��.n��trat��e ru��s and orders ��ha�have the effect of 1aw} as wel� as a�� applicable final, non�appealable <br /> �udi�zal opzn�ans. <br /> �J� "Commun�ty Asso�iation Duesr Fees, and Ass�ssments" means a�� dues, fees, as�es�nZents and�ther <br /> charges that are imposed an Borrow�r or the Proper�y by a candaminium association, hameowners <br /> associa�ion�r similar organ�za��fln. <br /> �K f "Ele�trvn�c Funds Transfer" means any tran�f�r of fun�.s, other than a�ransact�on originate�by�he�k, <br /> draf�, or s�m��ar paper ins�rument, which �s initia�ed through an e�ectronic�ernn�na�, �e�eph�n�� �nstrum�n�, <br /> camputer, ar magne��c tape s� as to order, instruc�, or autharize a�nancial institution ta d�bz�ar cred.��an <br /> accaun�. Such term includes, �u�is not�imited ta, pointwaf sale transfers, autamated teller m.achine <br /> �ransac�i�ns, transfers �n��iated b� tel�phone, �vir��ransfers, and automa��d clearinghause�ran�fers. <br /> �L} rr Escrv►►v ltems`! means tho�e items that ar�d�scribed�n Sect�on 3. <br /> ��Il�� "Mis��llaneous P�r�ceeds" means any compen�ation, se���ement, award flf damages, or praceeds paid by <br /> any th�rd par�y �ather than insuranc�proce�ds pazd under�he cnverag�s de�crib�d in Se�ti�n S} far: ��} <br /> damage�a, or des�ruction�f, �he Proper�y; �ii}c�ndemnation�r other tak�ng�f aI� or any par�af th� <br /> Pr�perty; �iii} canveyance in��eu of condemnati�n; �r�i�} misrepres�n�ations af, or amissions a� to, the <br /> �aiue andl�r cand�tzfln of the Pr� er� . <br /> N�BRASKA-S�ng�e�amiIy-Fannie Mael�rec�die MaG UN�FDRM INSTRUM�NT Form 3028�10� <br /> VMP� VMPSfN����3��� <br /> Wo���rs Ktuwer�inancial Ser�ices Page 2 af 17 <br />