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��15�1��� <br /> L�AN#: 1�olEnno����� <br /> amount of�he sums secured �mmedia�e[y b���re the par�ial takrn�, d�s�ruc�i�n, or[�ss in�alue, unless <br /> Borrawer and Lender o�herwise agree �n wri�ing, the Miscellaneous Proc�eds sha[f be app�ied fiv fhe <br /> sums s�cu�ed by fihis 5e�u���y [ns�rumenf whe�her or no�the sums are then du�. <br /> If th�Proper�y is abandoned by Borrower,or if,af�er n��ice�y L�nder to Borrower fihafi the 4pposing <br /> Party�as defined in�he nex�k sentenc�}offe�s to make an award ta s��tle a claim for damages, B�rrower - <br /> fa��s�o respond�o Lender within 3D days after�h��a�e�he no�ice is gi��n, L�nder�s au�horized ta col1��� <br /> ar�d app[y �he lVliscellan�ous Proceeds either to r�s�ora��on or repai� of�he Property o� �o �he sums <br /> se�ured by�his �ecurity Instrumen�, �vhe�he�or no�fihen due. "��pos�ng Pa�ty" means th��h�rd party <br /> th�t flwes Borraw�r Miscellaneaus Proceeds or�he party aga�ns�whom Borrower has a r�ghfi of a�tion <br /> in re�ard ta Mis�ellaneous Proceeds. <br /> Bo�ro�nrer sha!! be in default �f any ac�ion �r pro�eeding, whe�h��ci�il or cr�mina�, is begun tha�, in <br /> L�nd�r's judgmen�, cou[� resuf� in for�ei�ur� af�he Property or other mat�rial impairmen� of Lender's <br /> �nteres�in �he Property ar rights under th�s S��uri�y �ns�rumenfi. Sarrov►�er can �ure such a d�fault an�, <br /> �f a�ce[e�afion has o�c.urred, refns�a�e as p��v�ded in Se�tEon �9, by �ausing �he ac��on o�proceed�ng <br /> fo b� d�smissed wi�h a �uling tha�, �n L�nder's judgmen�, precludes forfeifure o�fhe Property or o�he� <br /> ma�erial impa�rmen� af Lender's interes� in �h� Prap�rfy or righ�s und�r�h�s ��curity Ins�rument. Th� <br /> praceeds a�any award or cfaim for damages�h��are at�ributable�o fhe Empairment af L�nder's in�ere�� � <br /> in the Prope�ty are her�by ass�gned and shal[ be paid�o L�nd�r. <br /> A[I Misce[lan�ous Pra��eds �ha� are no� applied �o restorafion or r�pair of�he Prop��ty shafl be <br /> appf�ed in the o�de�pr�v�ded for in 5ec��on�. <br /> 12. Barrovrrer Not Released; Forb�arance By Lender Not a 11U'ai�er. Ext�nsian of the �ime for <br /> paymen� ar modi�icat�an of amartiza��on �f ff�e sums secure� �y this Securi�y �nstrumenfi grant�d by <br /> Lender to Bor�ow�r or any 5uccesso� in Int�rest o� Borrower sha�[ no� op�ra�e fa rel�ase �he fiab�li�y <br /> af Borrovuer or any Succ�ssors in Ir�ferest of Borrower. L�nder shaf� n�t be required �o commence <br /> proc�edings a�ainst any Su�cessor in Interest of Borrower ar fia refuse fo ex�end ��me for payment or <br /> ��herw�s�modi�y amo�tization of fihe sums se�ured by�his S�cu�i�y lns�rumen�by reason o�any demand <br /> made by�he arig�na[ Barrower or any �ucce�sors in Interest of Borrawer.Any forbearance by �ende� <br /> in exercising any righ� or remedy �ncludin�, v�ithaut limitati�n, Lender's accepfance of paymen�s f�om <br /> third persvns, en�i�ies �r 5uccessors in Interes� vf Borr�vtirer or �n amounfis less�han the amoun��hen . <br /> du�, sha[� r�o�be a vvai�er of or pr�ciude the�x�rc�se o�any righ�ar��medy. <br /> '13. Jain�t and Serrera�Liabi�ity;Co-signers;Successors and Assigns Baund.�orrowe�co�enan�s <br /> and agrees�hat Sorrower's obliga�ions and l�abil��y shall be�oint an� se�eral. Hnw���r, any Borrower <br /> wha co-s�gns�his Security Ins�rument but�aes no��xecufe fihe Note�a"co-signer"}: �a}is ca-signing�his <br /> Securi�y Instrumen��nly f� mortgage, gran��nd con��y�he co-signer's in�erest in the Proper�y un�er <br /> the ��rms a��his Se�uri�y Ins�rumen�; �b} is nofi personally �bliga�ed �� pay the sums s�Gured by t�is <br /> ��curi�y Insfrum�n�; and �c} agrees�ha� Lender and any ofher Borrower can agr�e�o�xtend, mod�fy, <br /> forbear o�make any ac�ommoda��ans wifih r�gar�� fio the terms of fih�s Securi�y �ns�rumen�ar�he No�e <br /> wi�hou��he co-signer's consen�. <br /> Sub�e�t �o the pra�is�ons of 5ecfion 'I 8, any 5uccessar in I nfieres� ofi Bvr�ower vvho assumes <br /> B�rraw�r's abliga�ians un�er�his SeCurity�ns�rument in wri�ing,and is approved by Lender, sha[[nbtain <br /> a��o�Bo�rower's rights and benefits under�his 5ecurEty Inst�ument. B�rrovv�r shall no�be released�ram . <br /> Borravver's ohliga�ians and I�abi�i�y under�his 5ecur�ty�nstrument unless Lende�agrees�o such re�ease <br /> in wrifing. The c��enants and agreements of�h�s S�curity Insfirumen�sha[I bind �excepfi as pro�ided in <br /> Sec�ion �D} and b�netit�he successors and assigns of�ender. <br /> 14. Loan Charges. Lender may charge �orrower fees for sen�i�es performed in conn�c�ion wi�h <br /> Borr��er's default, for the purpose of profie��ing Lender's interest in the Property and rights under�his <br /> S�curi�y 1ns�rument, includin�, bufi no�limi�ed fo,a���rneys'fees, property inspect�an and�a[ua��on fees. <br /> I n rega�d �a any o�her fees, fihe absence o�express aufihar�ty in �his Securify Insfirum�nt.�o charge a <br /> spec�f�c�ee ta Borrower sh�Il no�be c�nstrued as a proh�bitifln on the charging a�such fee. Lender may <br /> na�charge fees�hat a�e expressly prohib�ted by fi�is S�curi�y Ins�rumenfi or by Appl�cab�� Law. <br /> If�he Loan �s su��ec��o a law whi�h sets maximum [oan charg��, and#ha��aw is�inaf�y �nferpre�ed <br /> so�hat the inter�s�a�ather Ioan charges�ollected or to be callec�ed in conn����on with the Loan ex�eed <br /> the p�rmi��ed limi�s,�hen: �a}any such Caan char�e shall be redu�ed by fhe amount necessary�o reduce . <br /> the charge to�he pe�mi��ed �imifi; and �b} any sums already col��cted �rom �3orrower wh�ch exce�ded <br /> p�rmitted limi�s�nri11 be refunded to Borrawer. Lender may chaose to make fhis refund by reducing �he <br /> prin�ipal owed under the�Io��or by mak�r�g a d�rect paymen�tv Barrnwer. If a refund reduces princ�pal, <br /> the reduc�ion will be fireated as a par��a[ prep�ymen�without any prepaymen�charge �whe�her or not� <br /> prepayment �harge is pro��ded �or urtder�he No�e}. Barrow�r's acceptance of any such re�und made <br /> by direc�payment to Borrower wil!con��i�u�e a wai�er�f any right af a���on Borrow�r might ha�e arising <br /> ❑ut of su�h overcharge. <br /> 1�. Natic�s.All nati�es gi��n by E�orrowero�Len�er in conn�cti�n with�h�s 5ecuri�y�nstrum�nt mus� <br /> be in wr�fing.Any notic�ta Borrow�r in connec�'ron wi�h this 5e�u�i�y Insfrumen�shall be deemed�o ha�e <br /> been g�ven�� Borrawer when mailed by firs��fass ma�l or when ac�ua[ly deii�er�d�o Borrower's na�i�� <br /> address if s�n�by a�her means.Nat�ce to any one Borrawer shal[cons�i�u��nof�ce��all Borrowers unless <br /> App�icah[e L�w expressfy�e�uires athenrvise.The no�ice addres��hall be fihe F'�ope�ty Add�ess unles� , <br /> �n�tia�s: "�`��� <br /> NEBRASKA--Single Family--Fanni�MaelFreddie Mac�NIFORM INSTRUMENT Form 3�28�l0�1 ���� <br /> Ellie Mae, Inc. p���g�� �� NEEDEED 1��2 <br /> NEEDEED <br /> Q�112I2415�10:29 AM PST <br /> . . ti <br /> � <br />