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<br /> ��15�1���
<br /> ILC]AN#: �so�Er�os�3ss
<br /> or graund rents on the Property, i�any, and C�mmuni�y Asso��a�ion Dues, Fees, and Assessmen�s, if
<br /> any. To�he ex�enf that�hese i��ms are Es��ow I�ems, Borravver shal� pay them in�he manner pro�ided
<br /> in 5ectian 3.
<br /> Borrowe�shaif promp�iy ��scharge any lien which has p�ior��y o�e�fh�s Se�uri�y Instrumenf unless
<br /> Borrower:ta}agrees in v�rri�ing�o the paym�n�of fhe obiigafran�e�ured by�he[ien in a manner acc�ptab��
<br /> ��Lender, but only sa lang as Bo�rower�s performing such agreemen�; �b}confes�s the li�n in�ovd�ai�h
<br /> by,or d�fends agains�enforcem�n�of the i��n�n, legal proceedings whfch�n Lende�'s opinion�perate�o
<br /> p�e�en�fihe en�or�emen�of�he Cien whi[�those p�o�eed�ngs are pending,bufi anly unfiil such proc�ed�ngs
<br /> ar�e con�lude�;or�c}se�ures from fhe hold�rof the lien an agreem�nt sa�isfac�ory�o L�ndersubar�inatEng
<br /> the I��n�o fh�s 5ecuri�y Instrum�n�. �f Lender de�ermines�hat any pa�t of�he Property�s subject�o a iien
<br /> which can at�ain prior�ty av�r fihis 5ecu�ifiy Instrumenf, Lender may g�v� Borrower a nofice idenfify�ng
<br /> �he �ien. Vll��hin '��days o�fhe da�e on�vhich�ha� no�ice is g�ven, Barrawer sha�l sat�sfy the�ien or�ake
<br /> ane�r more af the ac�ions set for�h abo�� in fihis Sec�ion 4.
<br /> Lende� may require B��r�vsrer t� pay a on�-tim� charge �or a rea� es�afie tax �er�f�cation andlor
<br /> reporting se�vic� use� by Lender�n conne�fiifln vvith fhis Loan.
<br /> 5, Property Insurance.Borrower shall keep the improvements navv exis�ing or hereaf�er erected on
<br /> fh�Praperty insured agains�foss by fi�e, hazar-ds�ncfuded w�fh�n the term"ex�ended co��rage,"and any
<br /> ofher hazards in�lud�ng, bu�no��Emified�o,earthquak�s and��oads,for which Lender requ�r�s�nsurance.
<br /> This �nsurance shall be maintained in�he amounts��ncfuding d�duc�ib�e I��els}and f��tne p���ods�ha�
<br /> L�nde� requires. V11hat Lender requir�s pursuant �o �he preceding sen�ences can change dur�ng fhe
<br /> ��rm of�he Loan.The insurance carr�er pra�iding�he insurance sha�l be chosen by Borrow�r sub�ecf f�
<br /> Lend�r's r�ght�o disappro���orrower's�ho��e,which righ�shafl no�be ex�rcised unreasonabfy. L�nder
<br /> may require Bor�flwer to pay, in c�nn�cfiion wi�h�h�s Lo�n, �ith�r: �a} a one-time charge for�lo�d�one
<br /> dete�mina�i�n, ��rtification and�rack�ng servi��s; o�{b}a on�-��me cha�g�for flaod znne det��mina�ion
<br /> and cert�fica�ian senrices and subs�q��nt char�es�ach�ime remappings or similar�hanges occur which
<br /> reas�nably might afiFec�su�h de�erm�nafian �r c�rti�ication. Borrawer shall a[sv be respansible for�he
<br /> paymen�of any fees impased by fh� Federa! Emergency Mana�emen�Agency in �onn�c�ion �vi�h �he
<br /> review of any fioad zon�d��erminat��n resul�ing from an obje�tion by Borro�rv�r.
<br /> ��Bo�rower�ails t� maintairt any���he c�verag�s descri�ed abo�e, Lender may ob�ain insurance
<br /> co�erage, afi Lender's ap�ion and Borrower's expense. L�nder is under no ob[igat�on �� pu�cha��any .
<br /> particu�artype oramoun�of cove�ag�.Therefore, such caverage shal[co�er�ender, bu�might or m�gh�
<br /> nofi pr�tec�Barrower, Bar��wer's e�ui�y in the Prope�ty,�r�he contents of the P�ap�rty, aga�nsf any�isk,
<br /> hazard o��iabi�i�y artd migh�p�-o��d��rea�er ar lesser coverag��han vvas p�evious�y in effec�. Bor�ow�r
<br /> a�knnw�e�g�s�ha��he cos�of�he insuranc�coverage sn obfia�ned might significan��y ex�eed�h� cos�
<br /> o�insu�ance�ha� Borrower�au[d ha�ve abtained.Any�moun�s d�sbursed by Lend�r under�hfs Sec�ian
<br /> 5 sha�� become addif�anal de��of Borrawe�secur�d by�hfs Security �ns�rumen�. These amoun�s shafl
<br /> bear rnteres� at the Nofe ra�e from �he date af disbursemenfi and sha�l �� payabie, wi�h such �nfierest,
<br /> upon nof�ce from Lend�r fa Borrower requesfin� payment.
<br /> �[I �nsuran�e po�i��es requ�red by Lender and rene�rvals of such palicies shalf be subje��tv Lender's
<br /> righ�to disappra�e such po�ic�es, shal� �nc�ude a standard mvrt�age�lause, and sha[i name Lend�r as
<br /> mor��ag��andlar as an additianal foss pay�e.Lender shall ha�e�he r��h�to ho[�the policies and renewal
<br /> certifica�es. I�Lender requ�res, Borrower shall prompfily giv��o Lender al!receipts af pa�d premiums and .
<br /> ren�v�ral nofi�es. �f Borrowe�obtains any�Form�f�nsuranc�co�era�e, no�o�h�rwise required by Lender,
<br /> for damage�o,or desfruction af,the P�operty, such po�icy shall include�s�andard mort�age clause and
<br /> shall name Lender as m�rtgagee andlor as an addi�ianal lass payee.
<br /> �n the�W�n�of loss, Borrawer sh�[I gi�e pr�mpt na�ic�ta�he insurance carri�r and Lend�r. Lender
<br /> may make proof of lass��nat made p�omptfy b�Borrvvver. �Jnless Lender and Borrawer othen�vise agre�
<br /> in vvr�ting, any insuranc� pro�eeds, �rvhether flr not�he unde�ly�n� insurance was requi�-e� by Lender,
<br /> shail b�app�ied f��estara�ion or repa�r of�he Praperty, i��he restoration�r rep�rr is e�on�mically feasible
<br /> and Lender's s�curi�y is nat lessen�d. Dur�ng such repair and restora�ion period, L�nder sha�f ha�e the
<br /> ri�h�to hold such insu�ance proceeds until Lender has had an opportuni�y fo inspe�t such Property�o
<br /> ensure the wark has been comple�ed �o Lender's satis�actian, p�o�ided fhat such insp�G�ion sha�f be
<br /> undertaken��omp�iy. Lender may�isbu�s�p�oceeds�or�he�epairs and resfo�a�fon�n a singfe payment �
<br /> nr in a series of pragress payments as the wo�k is�or�ple�ed. Unfess an a�reement is made in wr��ing or _
<br /> Applicable Law requ��es in�eres��o be paid an such �nsurance proceeds, Len�e�shall nv�b�required�o .
<br /> pay Bor�ower any�nteresf or�arn�ngs on such prflceeds. Fees for public adjus�ers,or o�her�hird part�es,
<br /> re�ained by Ba�rower shall not be paid ou�of the insuranc�proceeds and sha1� be�he sole abligafian o�
<br /> Sorrovver. !f�he res�o�afion or�epa�r�s na�econom�cal[yfeasib[e orLender's secur�fyvtirould b��essened,
<br /> �he insuranc� proceeds shail be applied ta�h� sums secured �y�his 5ecurity Ins�rumenf, wh�ther or
<br /> no��hen du�,w�th the exc�ss, �f any, �aid�o Borrower. Such insuranc�proceeds shall be appfEed in�he
<br /> order pro��ded for in 5ec�ian�.
<br /> !f Borrower abandons fhe Property, Lender may file, n�gofiafe and se��le any a�aifable �nsurance
<br /> cl�im and re�ated ma��ers. !�f Borrawer does rto��espond with�n 3Q days to a no�ice from Lender�ha�the
<br /> insurance carrier has off�red�o setffe a claim,then Lender may nego�ia�e and se��fe�he claim. The 3D-
<br /> day pe�iod wi�� begin vvhen�he no�ic� �s gi��r�. �n e�ther ev�nf, or�f Lender acqui�es�h� Prope under �
<br /> In���a�s:
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<br /> NEBRASKA--Single Family--Fann�e Mae�Freddie IUlac i�N[FC]RM[hISTRUMENT Form 3028'tla�1 ���� .
<br /> Elfie Mae,�nc. Page�of �� NEEDEED 1���
<br /> NEEDEED
<br /> Q21�212��f 5 1 fl:�9 AM PST
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