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VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />201501005 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF <br />THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 6th day of February, 2015 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to <br />Secure Debt (herein "Security Instrument ") of the same date herewith, given by the undersigned (herein <br />"Borrower ") to secure Borrower's Note to Cornerstone Bank <br />(herein "Lender ") and covering the property described in the Security Instrument and located at: <br />910 S Vine St, Grand Island, Nebraska 68801 <br />(Property Address) <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title and <br />Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and liabilities of <br />Borrower and Lender. Any provisions of the Security Instrument or other instruments executed in connection with <br />said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the provision <br />for payment of any sum in connection with prepayment of the secured indebtedness and the provision that the <br />Lender may accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security Instrument, <br />are hereby amended or negated to the extent necessary to conform such instruments to said Title or Regulations. <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />