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��15��953 <br /> {�} "Lender" is Home Federal Sa�i ngs �nc� Loan A551� of Grand I sl and <br /> Lender�s a Sa��ngs and Lfl�n <br /> organized and existing under�he Iaws of The 5t ate of N�b ra s ica . <br /> Lender's address is �21 South Lo�Ust St Grand I s��nd NE F88Q1 <br /> L�nder�s�he bene��c�ary under this 5ecurity Instrument. _ <br /> 4D; "Trust�e" �s Ar��� R Baa�k, A�torney <br /> �E� "N ote" mean�the promissory note sigzaed by Barrower and dated Feb ru a ry 13, �015 . T`h� No�e <br /> states tha�Barrower owes Len�er F�RTY THREE TH4USAND SEVEN HUNDRED TH I RTY AND <br /> oo��.aa . <br /> Dollars �U.S. $43,730.DD }p�us �nt�r�st. Borrower has promised to pay th�s deb� �n regular <br /> Peri�dic Payments and to pay the debt�n full not�ater than M a r�h 1, 2 Q3 D . <br /> 4 F� "Praperty" mean�the proper��that i��escrihed bel�w under�he head�ng "Transfer af Rights in th� <br /> Proper�y.►' <br /> �G� "Loan" m�ans the d�bt evidenced by �he Nate, plus �nterest, any prepayment charges and late�harges due <br /> under the Not�, and all sums du�und�r this Secur�ty �nstrumen�, plus int�rest. <br /> 4 h�� "Ride�s" ameans a�� Riders to this Security �nstrument tha� are exe�u�ed�y Barrower. The following Riders <br /> are t�be execut�d by Borrower �ch�ck bax as appl�cable�: <br /> [� Ad�ustab�e Rate R�der [� ��ndom�n�um R�der � Secon� Home R�d�r <br /> � Balloon Rider [..� Planned I1nit Deve�apment R�der [� �-4 Family Rider <br /> �VA Rider � Biweekly Paymen�R�der � �th�r�s} �spec�fy] <br /> {I� "Applicabi� Law" means a��contrnll�ng app��cab�e fed�ral, state and lacai s�atu�es, regu�a�ions, ordinances <br /> and administrative rule� and orders �that hav��h�effect of law} as�vel� as a�t applicab�e f�na�, non-appeaiab�e <br /> jud�c�al op�n�nns. <br /> �J� "Cnmmun�ty Ass�ciation Dues. Fees, and Assessments" xneans al1 dues, f�es, assessments and other <br /> charges tha�are irr�posed an B�rrow�r ar�he Praperty by a candom�niu�m assoc�a�xon, homeawners <br /> association or sim�lar organizatian. <br /> 4K� "E[ectronic Funtfs Transfer" means any transfer of funds, other than a transaction ariginat�d by check, <br /> draft, �r s�mi�ar paper ins�rument, which is �nit�ated�hrough an�iectr�n�c t�rminal, �elephonic instrument, <br /> computer, or magnet�c�ape so a� t��rder, instruct, or author�ze a�nanc�al inst�tuti�n�o debit or credit an <br /> account. Such term inc�udes, but�s not Iimited to, point-of-sale transfers, autflma�ed te�ler ma�hine <br /> transactions, transfers initiated by teiephone, wir� �ransfers, and aut�mat�d clearinghouse transfers. <br /> �L� "Escrvw Items" means thos�it�m.s�hat are descr��ed in Sec�ion 3. <br /> 4M� "N[isce��aneous Proceeds" means any compensa�ion, �et�lement, av�ard af damage�, or pra��eds paid by <br /> any�h�rd party ���her�har�.insurance prac��ds paid under�he coverages described in Sectian 5} for; �i} <br /> damage to, �r destruc�ian of, th� Prap�rty; (zi} condemnat�on or�ther taking of all or any part af the <br /> Prnper��; �i�i} ��nveyanc�in�ieu of��nd�mna�x�n; or�i�v} m�srepresentations�f, or�missi�ns as to, �he <br /> �alue andlor cand���on flf�he Pro er� . <br /> N�BRASKA-Single�amily-Fanr�ie MaelFreddie Mac UNiFDRM tNSTRUMENT Form 3�28 7101 <br /> VMP Q VMPfi{N�}t13Q23 <br /> Walters Kluwer Financiai 5er�ices Page 2 of 17 <br />