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a <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider ; ecuted by Borrower and recorded with it. <br />BORROWER - ERNIE R HETRICK - 'D <br />STATE OF <br />Nehraska <br />Hall <br />COUNTY OF <br />FebruarTrhe foregoing <br />2015 <br />GENERAL SARAH M State Nebraska <br />WILES <br />My Comm. Exp. June 19, 2015 <br />/3e..P /5 <br />E — <br />13 <br />instrument was acknowledged before me this day of <br />, by ERNIE R. HETRICK. , a single person <br />MORTGAGE LOAN ORIGINATOR LISA WILLMAN <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY <br />859051 <br />MORTGAGE LOAN ORIGINATION COMPANY STATE FARM BANK, <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY <br />139716 <br />A cta_.1\, LOLax. <br />Notary Public <br />201500974 <br />0062804208 <br />My Commission Expires: June 19, 2015 <br />IDENTIFICATION NUMBER <br />F.S.B. <br />IDENTIFICATION NUMBER <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />416 338.25 Page 14 of 14 Form 30281/01 <br />