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201500951
<br /> DOC ID #: ********413801015
<br /> (D) "Trustee" is
<br /> RECONTRUST COMPANY, N.A.
<br /> 1800 TAPO CANYON RD. , SIMI VALLEY, CA 93603 .
<br /> (E) "Note" means the promissory note signed by Bonower and dated JANUARY 2 5, 2 015 . The
<br /> Note states that Borrower owes Lender
<br /> THREE HUNDRED NINETEEN THOUSAND TWO HUNDRED THIRTY and 00/100
<br /> Dollars (U.S. $ 319,2 3 0.o o ) plus interest. Borrower has promised to pay this debt in regular
<br /> Periodic Payments and to pay the debt in full not later than FEBRUARY o i, 2 0 3 0 .
<br /> (F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (G) "Loan"means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br /> under the Note,and all sums due under this Security Instrument,plus interest.
<br /> (I� "Riders"means all Riders to this Security Instrument that are executed by Borrower.The following Riders
<br /> are to be executed by Borrower [check box as applicable]:
<br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br /> ❑ Balloon Rider � Planned Unit Development Rider ❑ 1-4 Family Rider
<br /> ❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify]
<br /> (I) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances
<br /> and administrative rules and orders (that have the effect of law) as well as all applicable final, non-
<br /> appealable judicial opinions.
<br /> (,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br /> association or similar organization.
<br /> (I� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br /> transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transfers.
<br /> (L) "Escrow Iterns" means those items that are described in Section 3.
<br /> (1Vn "Miscellaneous Proceeds" means any compensation, setflement, award of damages, or proceeds paid by
<br /> any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br /> damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br /> Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Property.
<br /> (1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br /> Loan.
<br /> (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
<br /> Note,plus (ii) any amounts under Section 3 of this Security Instrument.
<br /> (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its
<br /> implementing regulation,Regulation X (12 C.F.R. Part 1024),as they might be amended from time to time,
<br /> or any additional or successor legislation or regulation that governs the same subject matter. As used in this
<br /> Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a
<br /> "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan"
<br /> under RESPA.
<br /> (Q) "Successor in Interest of Borrower" means any party that has taken tifle to the Property,whether or not
<br /> that party has assumed Bonower's obligations under the Note and/or this Security Instrument.
<br /> TRANSFER OF RIGHTS IN THE PROPERTY
<br /> This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
<br /> modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security
<br /> Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with
<br /> power of sale,the following described property located in the
<br /> COUNTY of HALL •
<br /> (Type of Recording Jurisdiction� [Name of Recording Jurisdiction]
<br /> SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF.
<br /> NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br /> Deed of Trust-NE
<br /> 2006--NE(08/13) Page 2 of 12
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