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201500944 F,stoppel Aftidavit of Tammy Jo Johnson Page 2 of 3 b. ❑ I previously declared bankruptcy. That bankruptcy petition was dismissed and is not currently pending in any Federal Bankruptcy Court. [Initials: �. c. ❑ I previously declared bankruptcy. I received a discharge from the bankruptcy court. [Initials: ]. d. ❑ I currently have a Bankruptcy case pending (Case Number ) in the following Federal Bankruptcy Court: That Bankruptcy has approved the transfer of my ownership interest in the Real Property to Bayview Loan Servicing, LLC [Initials: �. 11. I have no current plans to file a petition for bankruptcy in the foreseeable future. 12. I am not currently a party to any lawsuit in any Court that could affect my ability to transfer the Real Property to Bayview Loan Servicing, LLC. 13. This Affidavit is made for the protection and benefit of Bayview Loan Servicing, LLC; Timios, Inc.; and/or, the successors andlor assigns of either of them. 14. All representations, statements or warranties made by me in the Deed in Lieu of Foreclosure Agreement are true and accurate to the best of my knowledge. 15. I understand that Bayview Loan Servicing, LLC, and Timios, Inc., are relying on the statements contained in this Affidavit and the representations, warranties, and agreements made by me in the Deed in Lieu of Foreclosure Agreement in executing that Agreement and agreeing to its terms and provisions. 16. The conveyance contemplated by the Deed in Lieu of Foreclosure Agreement and any Exhibits to the Deed in Lieu of Foreclosure Agreement is a straightforward conveyance and not an equitable mortgage. 17. The conveyance contemplated by the Deed in Lieu of Foreclosure Agreement and any Exhibits to the Deed in Lieu of Foreclosure Agreement will neither render me insolvent nor will it cause me to file for bankruptcy. 18. All other persons or business entities subsequently dealing with or whom may acquire an interest in the Real Property, and all title