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27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: ❑ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. ❑ Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. ® Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. ❑ Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Condominium Rider ❑ Planned Unit Development Rider ❑ Other ❑ Additional Terms. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. v �l�nrny� .ez. (Signature) JULIAN RAMIREZ 1 Loan origination organization Heritage Bank NMLS ID 402222 Loan originator Karen Sue Joseph NMLS ID 403354 Security Instrument- Consumer -NE MPG Bankers SystemsTM Wolters Kluwer Financial Services ©1994, 2011 ACKNOWLEDGMENT: STATE OF Nebraska , COUNTY OF (Individual) This instrument was acknowledged before me this 9th b JULIAN RAMIREZ; LUCIA RAMIREZ CRUZ, Husband and Wife My commission expires: nei A / . ' 1 5 GENERAL NOTARY- State of Nebraska JACQUILYN WESTW00D My Comm. Exp. Oct 26, 2015 ate) (Signature) LUCIA RAMIREZ CRUZ day of 201500912 February, 2015 (Date) (( } ss. RE -DT -NE 2/1/2013 VMP- C165(NE) (1302).00 Page 6 of 6