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WHEN RECORDED MAIL TO: Five Points Bank u j West Branch TTVi//T/� 2009 N. Diers Ave. Grand Island, NE 68803 IIIIIIIII III IIIINIIII FIVE POINTS BANK 11 11 11 1111111111111 111111 1111 III =b n = * 000000000101276446034002062015* 1101111111 IIII11111111 1 10011111 IIIIIIIII II I IIIII CO 01 fU n r FOR RECORDER'S USE ONLY DEED OF TRUST THIS DEED OF TRUST is dated February 6, 2015, among GREGORY D EMERY and CHARLENE A EMERY; Husband and Wife ( "Trustor „ ); Five Points Bank, whose address is West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender” and sometimes as "Beneficiary "); and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as "Trustee "). CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL County, State of Nebraska: Lot Thirty (30) of First Addition to Holcomb's Highway Homes being a subdivision of part of the Northeast Quarter Northeast Quarter (NE 1/4 NE 1/4) and a part of lot Four (4) Mainland all in Section 28, Township 11 North, Range 9 West of the 6th P.M., Hall County, Nebraska The Real Property or its address is commonly known as 506 W HOLCOMB ST, GRAND ISLAND, NE 68801 -7455. FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to Trustor, together with all interest thereon. Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND io.