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11•1•111■1■ PREPARED BY BELINDA LIRA 2806 SOUTH 143RD PLZ OMAHA NE 68144 RECORD AND RETURN TO: BANK OF NEBRASKA 2806 SOUTH 143RD PLZ OMAHA NE 68144 ATTN: BELINDA LIRA [Space Above This Line For Recording Data) DEED OF TRUST MIN 101172604877221918 LOAN ID # 0487722191 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 11TH, 2015 , together with all Riders to this document. (B) "Borrower "is MICHAEL C. WOODIS AND LINDSAY D. WOODIS, HUSBAND AND WIFE, AS JOINT TENANTS . Borrower is the trustor under this Security Instrument. (C) "Lender" is BANK OF NEBRASKA . Lender is 'a CORPORATION existing under the laws of THE STATE OF NEBRASKA 2806 SOUTH 143RD PLAZA, OMAHA NE 68144 (D) "Trustee" is BANK OF NEBRASKA Cr) organized and . Lender's address is (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, Michigan 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 11TH, 2015 . The Note states that Borrower owes Lender TWO HUNDRED SIXTY FIVE THOUSAND NINE HUNDRED FIVE AND NO /100 Dollars (U.S. $ 265, 905.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1ST, 2045 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider ❑ 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] NEBRASKA -- Single Family-- FannIe Mae/Freddie Mae UNIFORM INSTRUMENT NECMMI - 07222013 - -4 Initials: Form 3028 1101 (page 1 of 10 pages) www.ProCioae.eom (In