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(C) "Lender"isQuicken Loans Inc. <br />Lender is a Corporation <br />organized and existing under the laws-of the State of Michigan <br />Lender's address is 1050 Woodward Ave, Detroit, MI 48226 -1906 <br />(D) "Trustee" is First American Title <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated J an u a ry 23, 2015 . The Note <br />states that Borrower owes Lender Fifty Eight Thousand Four Hundred and <br />00 /100 <br />Dollars (U.S. $ 58 , 400.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2030 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider 0 Condominium Rider n Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider 0 1 -4 Family Rider <br />0 VA Rider n Biweekly Payment Rider ® Other(s) [specify] <br />Legal Attached <br />( <br />(J) "ApplicableLaw" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(K) "CommunityAssociationDues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />"Escrow Items" means those items that are described in Section 3. <br />(M) <br />NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP ® <br />Wolters Kluwer Financial Services <br />iii 1111111111111 II II (JLI IIJi! )1111111111111111 <br />2O15JO'1r <br />Forth 3028 1101 <br />VMPBA(NE) (1302).00 <br />Page 2 of 17 <br />